8219 Marsh Rd, Clay (Algonac), MI 48001 Property Records

St. Clair County property record for 8219 Marsh Rd, Clay, MI 48001

Property Summary

Property Type	Single Family Home
Details	3 ba · 2,629 sqft
Lot Size	5.16 acres (224,987 sqft)
Owner	Individual Name on Record
Last Sale	$235,000 (Oct 2022)
Tax Bill	$5,322 (2025)
Deeds & Mortgages	Aug 2023 Line of Credit Oct 2022 Sale & Mortgage
Flood Zone	Zone X (minimal risk)
APN	`74-14-027-1003-000`

Property Details

APN / Parcel Number

Primary APN	`74-14-027-1003-000`

Interior

Full Baths	3 Baths
Stories	1 Story
Building Area	2,629 sqft Living Area
1st Floor Area	2,629 sqft
Basement Area	1,266 sqft

Exterior

Architectural Style	Ranch
Lot Area	224,987 sqft (5.16 acres)
Lot Depth	1,836 ft Depth
Garage Area	1,728 sqft
Parking Spaces	6 Parking Spaces

Utilities, Heating & Cooling

Heating System	Forced Air with A/C

Location & Zoning

Street Address	8219 MARSH RD
City	CLAY
State	MI
Zip	48001-3405
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	RS-1
Legal Description	BEG S 00D 30M E 1869.90' FROM NW COR OF FRAC SECT 27, T3N R16E, TH S 89D 59M E 1823.35', TH S 25D 37M 10S W 135.95', TH N 86D
Legal Range	16E
Legal Township	03N
Legal Section	27
Jurisdiction	SAINT CLAIR MI
Township / Civil Division	CLAY
Census Block Group	1
Census Block	1006
Census Tract	646000

Owner

Source: St. Clair County records, as of September 17, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Mailing Address	8219 MARSH RD, CLAY, MI 48001-3405
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Aug 3, 2023	Deed of Trust, Mortgage · Line of Credit FIFTH THIRD BANK NA
Oct 7, 2022	Warranty Deed, Transfer · Conventional Mortgage UNITED WHOLESALE MORTGAGE

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Oct 7, 2022 · Amount on Record
Deed Sale	Oct 7, 2022 · Amount on Record
Deed Document Number	202223126
Deed Book / Page	5568 / 450
Prior Transfer Date	Oct 3, 1997
Prior Transfer Doc	003831/813
Record Updated	Oct 29, 2026

August 2023: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SAINT CLAIR MI
Property Address	8219 MARSH RD, CLAY, MI 48001-3405
Transaction Type	Mortgage
Record Updated	Aug 24, 2023

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	8219 MARSH RD, CLAY, MI 48001-3405

Mortgage

Document Number	0005642977
Date	Aug 3, 2023
Book Page	5642/977
Instrument	2023013717

Lender

Name	FIFTH THIRD BANK NA
Type	Bank
Address	GRAND RAPIDS, MI 49546

Agreement

Type	Line of Credit
Amount	Amount Recorded

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

October 2022: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	SAINT CLAIR MI
Recording Date	Oct 7, 2022
Property Address	8219 MARSH RD, CLAY, MI 48001-3405
Document Number	0005568450
Book / Page	5568 / 450
Instrument Date	Aug 23, 2022
Instrument	2022023126
Transaction Type	Transfer
Record Updated	Oct 19, 2022
Title Company	FIRST AMERICAN TITLE

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$1,762.50
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	8219 MARSH RD, 8219, CLAY, MI 48001-3405

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	8219 MARSH RD, CLAY, MI 48001-3405

Mortgage

Document Number	2022023127
Date	Oct 7, 2022
Instrument	2022023127

Lender

Name	UNITED WHOLESALE MORTGAGE
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	359 Months
Due	Sep 1, 2052

Tax Assessment & Valuation

Source: St. Clair County assessment roll, as of September 17, 2026

Property Jurisdictions

Type	Name
State	Michigan
County	St. Clair County
County Subdivision	Clay Township
Unified School District	Algonac Community School District (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$203,500 (+4.9%)	$407,000 (+4.9%)
2025	$5,322.00 (+15%) Homeowner's exemption	$194,000 (+55.95%)
2024	$4,628.00 (+50.85%)		$388,000 (+55.95%)
2023		$124,400
2022	$3,068.00		$248,800

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective July 20, 2022 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on Record median of 26 policies
Nearby Flood Policies	26 in force
Nearby Flood Claims	11 (1981–2019)
Claims Outside the SFHA	8 of 11
Most Recent Claim	Jun 2019

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · above 51% of Michigan
Wildfire Likelihood	0.01% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 32 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	1,200 / 35

Cell Coverage

5G and 4G LTE (outdoors only)

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