8185 Marsh Rd, Clay (Algonac), MI 48001 Property Records

St. Clair County property record for 8185 Marsh Rd, Clay, MI 48001

Property Summary

Property Type	Single Family Home
Details	3 bd · 3 ba · 1,872 sqft
Lot Size	5 acres (217,800 sqft)
Owner	2 Individual Names on Record
Last Sale	$385,000 (Jun 2025)
Tax Bill	$3,001 (2025)
Deeds & Mortgages	Sep 2022 Transfer Sep 2022 Sale + 4 more
Flood Zone	Zone X (minimal risk)
APN	`74-14-027-1004-000`

Property Details

APN / Parcel Number

Primary APN	`74-14-027-1004-000`

Interior

Bedrooms	3 Beds
Full Baths	3 Baths
Building Area	1,872 sqft Living Area
1st Floor Area	1,476 sqft
Basement Area	916 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Lot Area	217,800 sqft (5 acres)
Lot Dimensions	1,818 ft deep x 118 ft wide
Garage Area	2,796 sqft
Parking Spaces	9 Parking Spaces

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	Forced Air with A/C

Location & Zoning

Street Address	8185 MARSH RD
City	CLAY
State	MI
Zip	48001-3403
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	RS-1
Legal Description	BEG S 0D 30M E 1751.9' FROM NW SEC COR, TH S 0D 30M E 118', TH S 86D 59M E 1823.35', TH N 25D 37M 10S E TO PTE 224.44' SE OF NW COR PC 188, TH N 86D 59M W 1879.61' TO BEG. FRAC SECTION 27 T3N R16E 5 A
Legal Range	16E
Legal Township	03N
Legal Section	27
Jurisdiction	SAINT CLAIR MI
Township / Civil Division	CLAY
Census Block Group	1
Census Block	1006
Census Tract	646000

Owner

Source: St. Clair County records, as of December 23, 2025

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	422 EDGEWATER DR, ALGONAC, MI 48001-1633
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Single Woman

Deeds, Mortgages & Sale History

Date	Document
Sep 28, 2022	Intrafamily Transfer, Transfer
Sep 28, 2022	Warranty Deed, Transfer CRISLO TITLE COMPANY, CISLO TITLE CO
Aug 23, 2022	Intrafamily Transfer, Transfer · Conventional Mortgage THE HUNTINGTON NATIONAL BANK
Aug 29, 2019	Deed of Trust, Mortgage · Conventional with PMI QUICKEN LNS
Jan 12, 2018	Deed of Trust, Mortgage · Conventional with PMI QUICKEN LNS
Oct 4, 2017	Deed in Lieu of Foreclosure, Construction Loan · Construction Mortgage DONALD M SR MAES

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Jun 9, 2025 · Amount on Record
Deed Sale	Jun 9, 2025 · Amount on Record
Prior Sale	Sep 28, 2022 · Amount on Record
Deed Document Number	202510678
Deed Book / Page	5820 / 200
Record Updated	Jun 8, 2026

September 2022: Intrafamily Transfer, Transfer

Document Type	Intrafamily Transfer
Jurisdiction	SAINT CLAIR MI
Recording Date	Sep 28, 2022
Property Address	8185 MARSH RD, CLAY, MI 48001-3403
Document Number	0005565691
Book / Page	5565 / 691
Instrument Date	Aug 19, 2022
Instrument	2022022452
Transaction Type	Transfer
Record Updated	Oct 14, 2022

Transaction

Tax	$0.00
Amount Accuracy	Transfer Tax Exempt
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name
Address	8185 MARSH RD, 8185, CLAY, MI 48001-3403

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	8185 MARSH RD, CLAY, MI 48001-3403

September 2022: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	SAINT CLAIR MI
Recording Date	Sep 28, 2022
Property Address	8185 MARSH RD, CLAY, MI 48001-3403
Document Number	0005565689
Book / Page	5565 / 689
Instrument Date	Aug 19, 2022
Instrument	2022022451
Transaction Type	Transfer
Record Updated	Oct 14, 2022
Title Company	CRISLO TITLE COMPANY, CISLO TITLE CO

Transaction

Amount	Amount Recorded
Tax	$2,137.50
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	8185 MARSH RD, 8185, CLAY, MI 48001-3403

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	3909 FORT AMANDA RD, LIMA, OH 45805-4085

August 2022: Intrafamily Transfer, Transfer

Document Type	Intrafamily Transfer
Jurisdiction	SAINT CLAIR MI
Recording Date	Aug 23, 2022
Property Address	8185 MARSH RD, CLAY, MI 48001-3403
Document Number	0005555218
Book / Page	5555 / 218
Instrument Date	Aug 16, 2022
Instrument	2022019904
Transaction Type	Transfer
Record Updated	Sep 12, 2022
Title Company	CISLO TITLE CO

Transaction

Tax	$0.00
Amount Accuracy	Transfer Tax Exempt
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name
Address	953 COLUMBIA ST, 953, ALGONAC, MI 48001-1219

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	8185 MARSH RD, CLAY, MI 48001-3403

Mortgage

Document Number	0005555220
Date	Aug 23, 2022
Book Page	5555/220
Instrument	2022019905

Lender

Name	THE HUNTINGTON NATIONAL BANK
Type	Bank
Address	COLUMBUS, OH 43219

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Sep 1, 2052

August 2019: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SAINT CLAIR MI
Property Address	8185 MARSH RD, CLAY, MI 48001-3403
Document Number	0050940632
Instrument Date	Aug 29, 2019
Transaction Type	Mortgage
Record Updated	Oct 11, 2019
Title Company	OTHER

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	8185 MARSH RD CLAY MI 480013403, CLAY, MI 48001-3403

Mortgage

Document Number	0050940632
Date	Sep 9, 2019
Book Page	005094/000632

Lender

Name	QUICKEN LNS
Type	Funding / Finance Company
Address	DETROIT, MI 48226-1906

Agreement

Type	Conventional with PMI
Amount	Amount Recorded
Term	360 Months
Due	Sep 8, 2049

January 2018: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SAINT CLAIR MI
Property Address	8185 MARSH RD, CLAY, MI 48001-3403
Document Number	0049100106
Book / Page	004910 / 000106
Instrument Date	Jan 12, 2018
Transaction Type	Mortgage
Record Updated	Feb 19, 2018
Title Company	OTHER

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	8185 MARSH RD CLAY MI 480013403, CLAY, MI 48001-3403

Mortgage

Document Number	0049100106
Date	Jan 23, 2018
Book Page	004910/000106

Lender

Name	QUICKEN LNS
Type	Funding / Finance Company
Address	DETROIT, MI 48226-1906

Agreement

Type	Conventional with PMI
Amount	Amount Recorded
Term	360 Months
Due	Jan 22, 2048

October 2017: Deed in Lieu of Foreclosure, Construction Loan

Document Type	Deed in Lieu of Foreclosure
Jurisdiction	SAINT CLAIR MI
Recording Date	Oct 4, 2017
Property Address	8185 MARSH RD, CLAY, MI 48001-3403
Document Number	0048760776
Book / Page	004876 / 000776
Instrument Date	Oct 4, 2017
Transaction Type	Construction Loan
Record Updated	Nov 7, 2017
Title Company	ATTORNEY ONLY

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	951 COLUMBIA ST ALGONAC MI 480011219, ALGONAC, MI 48001-1219

Mortgage

Document Number	48760770
Date	Oct 4, 2017
Book Page	004876/000770

Lender

Name	DONALD M SR MAES
Address	951 COLUMBIA ST, ALGONAC, MI 48001-1219
Special Notes	Seller Financed

Agreement

Type	Construction Mortgage
Amount	Amount Recorded

Tax Assessment & Valuation

Source: St. Clair County assessment roll, as of October 7, 2025

Property Jurisdictions

Type	Name
State	Michigan
County	St. Clair County
County Subdivision	Clay Township
Unified School District	Algonac Community School District (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$3,001.00 (-41.76%) Homeowner's exemption	$175,000 (+20.94%)
2024	$5,153.00 (+119.65%)		$350,000 (+20.94%)
2023		$144,700
2022	$2,346.00		$289,400

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective July 20, 2022 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on Record median of 26 policies
Nearby Flood Policies	26 in force
Nearby Flood Claims	11 (1981–2019)
Claims Outside the SFHA	8 of 11
Most Recent Claim	Jun 2019

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · above 51% of Michigan
Wildfire Likelihood	0.01% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 32 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	1,200 / 35

Cell Coverage

5G and 4G LTE (outdoors only)

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