829 Panorama Dr, Milford, MI 48381 Property Records

Oakland County property record for 829 Panorama Dr, Milford, MI 48381

Property Summary

Property TypeSingle Family Home
Details3 bd · 1.5 ba · 1,262 sqft · built 1959
Lot Size0.214 acres (9,322 sqft)
OwnerIndividual Name on File
Last Sale$271,000 (Aug 2022)
Tax Bill$3,681 (2025)
Deeds & MortgagesApr 2024 Line of Credit
Jul 2022 Mortgage
+ 3 more
Flood ZoneZone X (minimal risk)
APNLM-16-03-378-005

Property Details

APN / Parcel Number

Primary APNLM-16-03-378-005

Interior

Bedrooms3 Beds
Full Baths1.5 Baths
Half Baths1 Half Bath
Plumbing Fixtures5 Plumbing Fixtures
Total Rooms3 Rooms
Stories3 Stories
Building Area1,262 sqft Living Area
1st Floor Area882 sqft
Basement Area407 sqft
Unfinished Basement407 sqft

Exterior

Year BuiltBuilt 1959
Effective Year BuiltEffective 1959
Architectural StyleBi-Level
Exterior MaterialAluminum/Vinyl
Foundation TypeSlab (Mat/Raft)
Roof TypeGable
Lot Area9,322 sqft (0.214 acres)
Lot Dimensions146 ft deep x 63 ft wide
TerrainRolling
Garage Area492 sqft
Parking Spaces2 Parking Spaces
PorchSlab
Porch Area24 sqft

Utilities, Heating & Cooling

Cooling SystemNone
Heating SystemForced Air with A/C
Heating FuelGas
SewerMunicipal

Location & Zoning

Street Address829 PANORAMA DR
CityMILFORD
StateMI
Zip48381-1555
Property CategoryResidential
Property TypeResidential > Single Family > Home
Local Zoning CodeRI
Legal DescriptionT2N, R7E, SEC 3 FAIRVIEW HILLS SUB NO. 3 LOT 129
Legal Range07E
Legal Township02N
Legal Section03
Legal SubdivisionFAIRVIEW HILLS SUB
Legal Lot Number129
JurisdictionOAKLAND MI
Township / Civil DivisionMILFORD
Census Block Group1
Census Block1011
Census Tract132700

Owner

829 Panorama Dr is owned and occupied by an individual who bought it in August 2022.

Source: Oakland County records, as of May 27, 2026

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Owner of RecordIndividual Name on File
Mailing Address829 PANORAMA DR, MILFORD, MI 48381-1555
OccupancyOwner Occupied
Owner TypeIndividual

Deeds, Mortgages & Sale History

DateDocument
Apr 4, 2024Deed of Trust, Mortgage · Line of Credit
FIFTH THIRD BANK NA
Jul 21, 2022Deed of Trust, Mortgage · Conventional Mortgage
JPMORGAN CHASE BANK NA
Aug 2, 2022Warranty Deed, Transfer
FIRST ID TITLE, FIRST MILFORD TITLE
May 5, 2021Deed of Trust, Mortgage · FHA Mortgage
QUICKEN LOANS LLC
Dec 30, 2017Deed of Trust, Mortgage · FHA Mortgage
QUICKEN LNS

Assessor's Deed Record

Deed NamesName on Deed
Last SaleAug 2, 2022 · Amount on File
Deed SaleAug 2, 2022 · Amount on File
Prior SaleJul 24, 2008 · Amount on File
Deed Document Number2022423837
Deed Book / Page58001 / 815
Record UpdatedOct 29, 2026

April 2024: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionOAKLAND MI
Property Address829 PANORAMA DR, MILFORD, MI 48381-1555
Transaction TypeMortgage
Record UpdatedApr 30, 2024

Transferred To (Grantee/Buyer)

NameVerified Name
Address829 PANORAMA DR, MILFORD, MI 48381-1555

Mortgage

Document Number0000033866
DateApr 4, 2024
Book Page59263/771
Instrument33866
Lender
NameFIFTH THIRD BANK NA
TypeBank
AddressGRAND RAPIDS, MI 49546
Agreement
TypeLine of Credit
AmountAmount on Record
Interest
Rate TypeAdjustable Rate
Change FrequencyMonthly

July 2022: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionOAKLAND MI
Property Address829 PANORAMA DR, MILFORD, MI 48381-1555
Transaction TypeMortgage
Record UpdatedJan 19, 2023

Transferred To (Grantee/Buyer)

NameVerified Name
Address48220 PONTIAC TRL, WIXOM, MI 48393-2506

Mortgage

Document Number0000417872
DateJul 21, 2022
Book Page57970/762
Instrument417872
Lender
NameJPMORGAN CHASE BANK NA
TypeBank
AddressCOLUMBUS, OH 43240
Agreement
TypeConventional Mortgage
AmountAmount on Record
Term360 Months
DueJul 1, 2052

August 2022: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionOAKLAND MI
Recording DateAug 2, 2022
Property Address829 PANORAMA DR, MILFORD, MI 48381-1555
Document Number0000423837
Book / Page58001 / 815
Map ReferenceLB 96 PG 32&33
Instrument DateJun 30, 2022
Instrument423837
Transaction TypeTransfer
Record UpdatedSep 9, 2022
Title CompanyFIRST ID TITLE, FIRST MILFORD TITLE

Transaction

AmountAmount on Record
Tax$2,032.50
Amount AccuracyFull Amount Stated
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name
Address829 PANORAMA DR, 829, MILFORD, MI 48381-1555

Transferred To (Grantee/Buyer)

NameVerified Name
Address829 PANORAMA DR, MILFORD, MI 48381-1555

May 2021: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionOAKLAND MI
Property Address829 PANORAMA DR, MILFORD, MI 48381-1555
Transaction TypeMortgage
Record UpdatedMay 28, 2021

Transferred To (Grantee/Buyer)

NameVerified Name
Address829 PANORAMA DR, MILFORD, MI 48381-1555

Mortgage

Document Number0000119593
DateMay 5, 2021
Book Page56191/422
Instrument119593
Lender
NameQUICKEN LOANS LLC
TypeMortgage Company
AddressDETROIT, MI 48226
Agreement
TypeFHA Mortgage
AmountAmount on Record
Term360 Months
DueMay 1, 2051

December 2017: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionOAKLAND MI
Property Address829 PANORAMA DR, MILFORD, MI 48381-1555
Document Number0000004311
Book / Page051455 / 000639
Instrument DateDec 30, 2017
Transaction TypeMortgage
Record UpdatedJan 23, 2018

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipHusband and Wife
Address829 PANORAMA DR MILFORD MI 483811555, MILFORD, MI 48381-1555

Mortgage

Document Number0000004311
DateJan 8, 2018
Book Page051455/000639
Instrument4311
Lender
NameQUICKEN LNS
TypeFunding / Finance Company
AddressDETROIT, MI 48226-1906
Agreement
TypeFHA Mortgage
AmountAmount on Record
Term360 Months
DueJan 7, 2048

Tax Assessment & Valuation

The 2025 property tax bill for 829 Panorama Dr was $3,681 with a homeowner's exemption, down 10.4% from the year before.

Source: Oakland County assessment roll, as of January 21, 2026

Property Jurisdictions

TypeName
StateMichigan
CountyOakland County
County SubdivisionMilford Charter Township
MunicipalityMilford Village
Unified School DistrictHuron Valley Schools (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2025$3,681.00 (-10.44%) Homeowner's exemption$127,640$255,280
2024$4,110.00
2023$113,970$227,940
2021$1,621.00

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

FEMA maps place 829 Panorama Dr in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective December 8, 2024

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Wildfire risk around 829 Panorama Dr is low, with a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskLow
lower than 80% of the US · above 51% of Michigan
Wildfire Likelihood0.01% annual chance
ExposureIndirect
within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemVILLAGE OF MILFORD
serves 6,366 people · EPA ID MI0004390
Water SourceGroundwater
Last State InspectionJul 2025
Lead4 ppb (2021–2023)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and Reporting2
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 290 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
123.NET
Fiber
6,000 / 6,000
Xfinity
Cable
2,000 / 250
Verizon
Fixed Wireless
300 / 20
T-Mobile
Fixed Wireless
100 / 20
AT&T
Fixed Wireless
100 / 20

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