Oakland County property record for 822 Panorama Dr, Milford, MI 48381
| Property Type | Single Family Home |
|---|---|
| Details | 4 bd · 2.5 ba · 1,988 sqft · built 1959 |
| Lot Size | 0.233 acres (10,149 sqft) |
| Owner | 2 Individual Names on File |
| Tax Bill | $2,828 (2025) |
| Deeds & Mortgages | Jul 2023 Transfer Jun 2022 Mortgage + 1 more |
| Flood Zone | Zone X (minimal risk) |
| APN | LM-16-03-376-009 |
| Primary APN | LM-16-03-376-009 |
|---|
| Bedrooms | 4 Beds |
|---|---|
| Full Baths | 2.5 Baths |
| Half Baths | 1 Half Bath |
| Plumbing Fixtures | 8 Plumbing Fixtures |
| Total Rooms | 8 Rooms |
| Building Area | 1,988 sqft Living Area |
| 1st Floor Area | 1,390 sqft |
| Basement Area | 643 sqft |
| Unfinished Basement | 643 sqft |
| Year Built | Built 1959 |
|---|---|
| Effective Year Built | Effective 1959 |
| Architectural Style | Bi-Level |
| Exterior Material | Aluminum/Vinyl |
| Foundation Type | No Foundation |
| Roof Type | Gable |
| Lot Area | 10,149 sqft (0.233 acres) |
| Lot Dimensions | 147 ft deep x 68 ft wide |
| Terrain | Rolling |
| Garage Area | 542 sqft |
| Parking Spaces | 2 Parking Spaces |
| Porch | Slab |
|---|---|
| Porch Area | 36 sqft |
| Deck Area | 18 sqft |
| Patio Area | 18 sqft |
| Cooling System | HVAC |
|---|---|
| Heating System | Forced Air with A/C |
| Heating Fuel | Gas |
| Sewer | Municipal |
| Street Address | 822 PANORAMA DR |
|---|---|
| City | MILFORD |
| State | MI |
| Zip | 48381-1554 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | RI |
| Legal Description | T2N, R7E, SEC 3 FAIRVIEW HILLS SUB NO. 3 LOT 162 |
| Legal Range | 07E |
| Legal Township | 02N |
| Legal Section | 03 |
| Legal Subdivision | FAIRVIEW HILLS SUB |
| Legal Lot Number | 162 |
| Jurisdiction | OAKLAND MI |
| Township / Civil Division | MILFORD |
| Census Block Group | 1 |
| Census Block | 1007 |
| Census Tract | 132700 |
822 Panorama Dr is owned and occupied by two individuals who acquired it in July 2023.
Source: Oakland County records, as of May 27, 2026
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Owner of Record | 2 Individual Names on File |
|---|---|
| Mailing Address | 822 PANORAMA DR, MILFORD, MI 48381-1554 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Date | Document |
|---|---|
| Jul 31, 2023 | Intrafamily Transfer, Transfer |
| Jun 8, 2022 | Deed of Trust, Mortgage FIFTH THIRD BANK NA |
| Feb 14, 2018 | Deed of Trust, Mortgage · Conventional Mortgage FIFTH THIRD MORTGAGE CO |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Transfer Date | Jul 24, 2023 |
| Transfer Doc | 0000082451 |
| Record Updated | Sep 20, 2026 |
| Document Type | Intrafamily Transfer |
|---|---|
| Jurisdiction | OAKLAND MI |
| Recording Date | Jul 31, 2023 |
| Property Address | 822 PANORAMA DR, MILFORD, MI 48381-1554 |
| Document Number | 0000082451 |
| Book / Page | 58769 / 571 |
| Map Reference | LB 96 PG 32&33 |
| Instrument Date | Jul 24, 2023 |
| Instrument | 82451 |
| Transaction Type | Transfer |
| Record Updated | Aug 16, 2023 |
| Tax | $0.00 |
|---|---|
| Amount Accuracy | Transfer Tax Exempt |
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 822 PANORAMA DR, MILFORD, MI 48381-1554 |
| Name | Verified Name |
|---|---|
| Relationship | Living Trust |
| Address | 822 PANORAMA DR, MILFORD, MI 48381-1554 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | OAKLAND MI |
| Property Address | 822 PANORAMA DR, MILFORD, MI 48381-1554 |
| Transaction Type | Mortgage |
| Record Updated | Aug 2, 2022 |
| Name | Verified Name |
|---|---|
| Address | 822 PANORAMA DR, MILFORD, MI 48381-1554 |
| Document Number | 0000393790 |
|---|---|
| Date | Jun 8, 2022 |
| Book Page | 57833/885 |
| Instrument | 393790 |
| Name | FIFTH THIRD BANK NA |
|---|---|
| Type | Bank |
| Address | GRAND RAPIDS, MI 49546 |
| Amount | Amount on Record |
|---|---|
| Term | 119 Months |
| Due | May 1, 2032 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | OAKLAND MI |
| Property Address | 822 PANORAMA DR, MILFORD, MI 48381-1554 |
| Transaction Type | Mortgage |
| Record Updated | Feb 5, 2021 |
| Name | Verified Name |
|---|
| Document Number | 0000025449 |
|---|---|
| Date | Feb 14, 2018 |
| Book Page | 51560/00262 |
| Instrument | 25449 |
| Name | FIFTH THIRD MORTGAGE CO |
|---|---|
| Type | Mortgage Company |
| Address | CINCINNATI, OH 45227 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 180 Months |
| Due | Feb 1, 2033 |
The 2025 property tax bill for 822 Panorama Dr was $2,828 with a homeowner's exemption, down 10.4% from the year before.
Source: Oakland County assessment roll, as of February 4, 2026
| Type | Name |
|---|---|
| State | Michigan |
| County | Oakland County |
| County Subdivision | Milford Charter Township |
| Municipality | Milford Village |
| Unified School District | Huron Valley Schools (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $2,828.00 (-10.45%) Homeowner's exemption | $197,010 | $394,020 |
| 2024 | $3,158.00 | ||
| 2023 | $172,180 (+11.09%) | $344,360 (+11.09%) | |
| 2022 | $3,486.00 (+37.62%) Homeowner's exemption | $154,990 | $309,980 |
| 2021 | $2,533.00 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
FEMA maps place 822 Panorama Dr in Zone X, an area of minimal flood risk.
Source: FEMA National Flood Hazard Layer, effective December 8, 2024
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
Values are read at the parcel center point; lenders make the official flood determination.
Wildfire risk around 822 Panorama Dr is low, with a 0.01% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 80% of the US · above 51% of Michigan |
|---|---|
| Wildfire Likelihood | 0.01% annual chance |
| Exposure | Direct burnable vegetation |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | VILLAGE OF MILFORD serves 6,366 people · EPA ID MI0004390 |
|---|---|
| Water Source | Groundwater |
| Last State Inspection | Jul 2025 |
| Lead | 4 ppb (2021–2023) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | 2 last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.
Source: FCC Broadband Data Collection, based on 290 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| 123.NET Fiber | 6,000 / 6,000 |
| Xfinity Cable | 2,000 / 250 |
| Verizon Fixed Wireless | 300 / 20 |
| T-Mobile Fixed Wireless | 100 / 20 |
| AT&T Fixed Wireless | 100 / 20 |
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