828 Nafus St, Owosso, MI 48867 Property Records

Shiawassee County property record for 828 Nafus St, Owosso, MI 48867

Property Summary

Property TypeSingle Family Home
Details2 bd · 1 ba · 954 sqft · built 1945
Lot Size0.21 acres (9,148 sqft)
OwnerIndividual Name on Record
Last Sale$66,000 (Apr 2004)
Tax Bill$915 (2025)
Deeds & MortgagesAug 2017 Mortgage
Feb 2017 Loan Modification
Flood ZoneZone X (minimal risk)
APN050-602-006-011-00

Property Details

APN / Parcel Number

Primary APN050-602-006-011-00

Interior

Bedrooms2 Beds
Full Baths1 Bath
Building Area954 sqft Living Area
1st Floor Area954 sqft

Exterior

Year BuiltBuilt 1945
Effective Year BuiltEffective 1945
Lot Area9,148 sqft (0.21 acres)

Utilities, Heating & Cooling

Heating SystemSpace Heater

Location & Zoning

Street Address828 NAFUS ST
CityOWOSSO
StateMI
Zip48867-4052
Property CategoryResidential
Property TypeResidential > Single Family > Home
Legal DescriptionLOT 12 BLK 6 M L STEWART & CO'S 2ND ADD INCL 12 CLSD ALLEY
Legal SubdivisionM L STEWART & COS 2ND ADD
Legal Block6
Legal Lot Number12
JurisdictionSHIAWASSEE MI
Township / Civil DivisionOWOSSO
Census Block Group1
Census Block1017
Census Tract30700

Owner

Source: Shiawassee County records, as of October 20, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of RecordIndividual Name on Record
Mailing Address828 NAFUS ST, OWOSSO, MI 48867-4052
OccupancyOwner Occupied
Owner TypeIndividual

Deeds, Mortgages & Sale History

DateDocument
Aug 17, 2017Deed of Trust, Mortgage · Conventional Mortgage
MICHIGAN H/O ASSISTANCE
Feb 15, 2017Loan Modification, Mortgage · Conventional Mortgage
JP MORGAN CHASE BK

Assessor's Deed Record

Deed NamesName on Deed
Last SaleApr 15, 2004 · Amount on Record
Deed SaleApr 15, 2004 · Amount on Record
Deed Document Number20043120363
Deed Book / Page1058 / 757
Record UpdatedOct 29, 2026

August 2017: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionSHIAWASSEE MI
Property Address828 NAFUS ST, OWOSSO, MI 48867-4052
Document Number0012380209
Book / Page001238 / 000209
Instrument DateAug 17, 2017
Transaction TypeMortgage
Record UpdatedSep 26, 2017

Transferred To (Grantee/Buyer)

NameVerified Name
Address828 NAFUS ST OWOSSO MI 488674052, OWOSSO, MI 48867-4052
InvestorPossibly a Property Investor

Mortgage

Document Number0012380209
DateSep 15, 2017
Book Page001238/000209
Instrument3301517
Lender
NameMICHIGAN H/O ASSISTANCE
AddressLANSING, MI 48912
Agreement
TypeConventional Mortgage
AmountAmount Recorded

February 2017: Loan Modification, Mortgage

Document TypeLoan Modification
JurisdictionSHIAWASSEE MI
Property Address828 NAFUS ST, OWOSSO, MI 48867-4052
Document Number0012310535
Book / Page001231 / 000535
Instrument DateFeb 15, 2017
Transaction TypeMortgage
Record UpdatedJun 30, 2017

Transferred To (Grantee/Buyer)

NameVerified Name
Address828 NAFUS ST OWOSSO MI 488674052, OWOSSO, MI 48867-4052

Mortgage

Document Number0012310535
DateMar 7, 2017
Book Page001231/000535
Instrument3294843
Lender
NameJP MORGAN CHASE BK
TypeBank
AddressMONROE, LA 71203-4774
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term360 Months
DueMar 6, 2047

Tax Assessment & Valuation

Source: Shiawassee County assessment roll, as of July 16, 2026

Property Jurisdictions

TypeName
StateMichigan
CountyShiawassee County
MunicipalityOwosso City
Unified School DistrictOwosso Public Schools (KG - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2026$43,900 (+10.03%)$87,800 (+10.03%)
2025$915.00 (+4.93%) Homeowner's exemption$39,900 (+21.28%)$79,800 (+21.28%)
2023$872.00 Homeowner's exemption$32,900$65,800

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective April 12, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it
Nearby Flood Policies2 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskLow
lower than 97% of the US · lower than 93% of Michigan
Wildfire LikelihoodUnder 0.01% annual chance
ExposureNone
beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemCITY OF OWOSSO
serves 16,353 people · EPA ID MI0005120
Water SourceSurface water
Last State InspectionOct 2024
Lead9 ppb (2025)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureColiform assessment
Nov 2022
Monitoring and Reporting2
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 233 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Frontier
Fiber
5,000 / 5,000
DayStarr
Fiber
2,500 / 2,500
Spectrum
Cable
1,000 / 1,000
Verizon
Fixed Wireless
300 / 20
T-Mobile
Fixed Wireless
100 / 20

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