Shiawassee County property record for 824 Nafus St, Owosso, MI 48867
| Property Type | Single Family Home |
|---|---|
| Details | 3 bd · 1 ba · 960 sqft · built 1973 |
| Lot Size | 0.42 acres (18,295 sqft) |
| Owner | 2 Individual Names on Record |
| Last Sale | $105,000 (Aug 2023) |
| Tax Bill | $2,141 (2025) |
| Deeds & Mortgages | May 2026 Sale Aug 2023 Sale & Mortgage + 1 more |
| Flood Zone | Zone X (minimal risk) |
| APN | 050-602-006-016-00 |
| Primary APN | 050-602-006-016-00 |
|---|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 1 Bath |
| Building Area | 960 sqft Living Area |
| 1st Floor Area | 960 sqft |
| Basement Area | 960 sqft |
| Unfinished Basement | 960 sqft |
| Year Built | Built 1973 |
|---|---|
| Effective Year Built | Effective 1973 |
| Lot Area | 18,295 sqft (0.42 acres) |
| Heating System | Forced Air with A/C |
|---|
| Street Address | 824 NAFUS ST |
|---|---|
| City | OWOSSO |
| State | MI |
| Zip | 48867-4052 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | LOTS 13 & 14 BLK 6 M L STEWART & CO'S 2ND ADDN INCL 12 VAC ALLEY |
| Legal Subdivision | M L STEWART & COS 2ND ADD |
| Legal Block | 6 |
| Legal Lot Number | 13-14 |
| Jurisdiction | SHIAWASSEE MI |
| Township / Civil Division | OWOSSO |
| Census Block Group | 1 |
| Census Block | 1017 |
| Census Tract | 30700 |
Source: Shiawassee County records, as of October 20, 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | 2 Individual Names on Record |
|---|---|
| Mailing Address | 824 NAFUS ST, OWOSSO, MI 48867-4052 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Vesting | Life Estate |
| Date | Document |
|---|---|
| May 20, 2026 | Deed, Transfer NONE LISTED ON DOCUMENT |
| Aug 2, 2023 | Warranty Deed, Transfer · Conventional Mortgage FIFTH THIRD BANK NA |
| Oct 28, 2020 | Quit Claim Deed, Transfer NOT AVAILABLE |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Aug 2, 2023 · Amount on Record |
| Deed Sale | Aug 2, 2023 · Amount on Record |
| Deed Document Number | 20233373585 |
| Deed Book / Page | 1309 / 436 |
| Prior Transfer Date | Oct 28, 2020 |
| Prior Transfer Doc | 0012740504 |
| Record Updated | Oct 29, 2026 |
| Document Type | Deed |
|---|---|
| Jurisdiction | SHIAWASSEE MI |
| Recording Date | May 20, 2026 |
| Property Address | 824 NAFUS ST, OWOSSO, MI 48867-4052 |
| Document Number | 0003403509 |
| Book / Page | 1338 / 929 |
| Instrument Date | May 20, 2026 |
| Instrument | 20263403509 |
| Transaction Type | Transfer |
| Record Updated | Aug 29, 2026 |
| Title Company | NONE LISTED ON DOCUMENT |
| Tax | $0.00 |
|---|---|
| Amount Accuracy | Full Amount Stated |
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Life Estate |
| Address | 824 NAFUS ST, OWOSSO, MI 48867-4052 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | SHIAWASSEE MI |
| Recording Date | Aug 2, 2023 |
| Property Address | 824 NAFUS ST, OWOSSO, MI 48867-4052 |
| Document Number | 0013090436 |
| Book / Page | 1309 / 436 |
| Map Reference | LB 1 PG 23 |
| Instrument Date | Jul 28, 2023 |
| Instrument | 3373585 |
| Transaction Type | Transfer |
| Record Updated | Aug 21, 2023 |
| Title Company | ATA NATIONAL TITLE GROUP LLC |
| Amount | Amount Recorded |
|---|---|
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $787.50 |
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 5317 SIMPSON RD, OWOSSO, MI 48867-9380 |
| Name | Verified Name |
|---|---|
| Relationship | Joint Tenants with Right of Survivorship |
| Address | 120 MICHIGAN AVE APT 304, 304, OWOSSO, MI 48867-2709 |
| Document Number | 0003373586 |
|---|---|
| Date | Aug 2, 2023 |
| Instrument | 3373586 |
| Name | FIFTH THIRD BANK NA |
|---|---|
| Type | Bank |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Aug 1, 2053 |
| Document Number | 0013090438 |
|---|---|
| Date | Aug 2, 2023 |
| Book Page | 1309/438 |
| Instrument | 3373587 |
| Name | FIFTH THIRD BANK NA |
|---|---|
| Type | Bank |
| Address | CINCINNATI, OH 45227 |
| Type | Second Mortgage (Down Payment) |
|---|---|
| Amount | Amount Recorded |
| Document Type | Quit Claim Deed |
|---|---|
| Jurisdiction | SHIAWASSEE MI |
| Recording Date | Oct 28, 2020 |
| Property Address | 824 NAFUS ST, OWOSSO, MI 48867-4052 |
| Document Number | 0012740504 |
| Book / Page | 001274 / 000504 |
| Instrument Date | Oct 28, 2020 |
| Instrument | 3338188 |
| Transaction Type | Transfer |
| Record Updated | Nov 20, 2020 |
| Title Company | NOT AVAILABLE |
| Tax | $0.00 |
|---|---|
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Joint Tenants with Right of Survivorship |
| Address | 824 NAFUS ST OWOSSO MI 488674052, OWOSSO, MI 48867-4052 |
Source: Shiawassee County assessment roll, as of July 16, 2026
| Type | Name |
|---|---|
| State | Michigan |
| County | Shiawassee County |
| Municipality | Owosso City |
| Unified School District | Owosso Public Schools (KG - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $59,900 (+10.93%) | $119,800 (+10.93%) | |
| 2025 | $2,141.00 (+41.13%) Homeowner's exemption | $54,000 (+21.62%) | $108,000 (+21.62%) |
| 2024 | $1,517.00 | ||
| 2023 | $1,517.00 Homeowner's exemption | $44,400 | $88,800 |
Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.
Source: FEMA National Flood Hazard Layer, effective April 12, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Nearby Flood Policies | 2 in force |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 97% of the US · lower than 93% of Michigan |
|---|---|
| Wildfire Likelihood | Under 0.01% annual chance |
| Exposure | None beyond ember reach |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | CITY OF OWOSSO serves 16,353 people · EPA ID MI0005120 |
|---|---|
| Water Source | Surface water |
| Last State Inspection | Oct 2024 |
| Lead | 9 ppb (2025) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | Coliform assessment Nov 2022 |
| Monitoring and Reporting | 2 last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.
Source: FCC Broadband Data Collection, based on 233 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Frontier Fiber | 5,000 / 5,000 |
| DayStarr Fiber | 2,500 / 2,500 |
| Spectrum Cable | 1,000 / 1,000 |
| Verizon Fixed Wireless | 300 / 20 |
| T-Mobile Fixed Wireless | 100 / 20 |
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