Shiawassee County property record for 811 Nafus St, Owosso, MI 48867
| Property Type | Single Family Home |
|---|---|
| Lot Size | 0.21 acres (9,148 sqft) |
| Owner | Individual Name on Record |
| Tax Bill | $1,872 (2025) |
| Deeds & Mortgages | Jun 2017 Mortgage Jul 2018 Line of Credit |
| Flood Zone | Zone X (minimal risk) |
| APN | 050-602-005-005-00 |
| Primary APN | 050-602-005-005-00 |
|---|
| Bedrooms | 2 Beds |
|---|---|
| Full Baths | 1.5 Baths |
| Half Baths | 1 Half Bath |
| Building Area | 1,040 sqft Living Area |
| 1st Floor Area | 1,040 sqft |
| Basement Area | 1,040 sqft |
| Unfinished Basement | 1,040 sqft |
| Year Built | Built 1970 |
|---|---|
| Effective Year Built | Effective 1970 |
| Lot Area | 9,148 sqft (0.21 acres) |
| Heating System | Forced Air with A/C |
|---|
| Street Address | 811 NAFUS ST |
|---|---|
| City | OWOSSO |
| State | MI |
| Zip | 48867-4051 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | LOT 5 BLK 5 M L STEWART & CO'S 2ND ADD INCL 12 CLSD ALLEY |
| Legal Subdivision | M L STEWART & COS 2ND ADD |
| Legal Block | 5 |
| Legal Lot Number | 5 |
| Jurisdiction | SHIAWASSEE MI |
| Township / Civil Division | OWOSSO |
| Census Block Group | 1 |
| Census Block | 1022 |
| Census Tract | 30700 |
Source: Shiawassee County records, as of October 20, 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | Individual Name on Record |
|---|---|
| Mailing Address | 811 NAFUS ST, OWOSSO, MI 48867-4051 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Date | Document |
|---|---|
| Jun 22, 2017 | Deed of Trust, Mortgage CHEMICAL BANK |
| Jul 13, 2018 | Deed of Trust, Mortgage · Line of Credit CHEMICAL BK |
| Deed Names | Name on Deed |
|---|---|
| Record Updated | Oct 29, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | SHIAWASSEE MI |
| Property Address | 811 NAFUS ST, OWOSSO, MI 48867-4051 |
| Transaction Type | Mortgage |
| Record Updated | Feb 5, 2021 |
| Name | Verified Name |
|---|
| Document Number | 0012350642 |
|---|---|
| Date | Jun 22, 2017 |
| Book Page | 1235/0642 |
| Instrument | 3298953 |
| Name | CHEMICAL BANK |
|---|---|
| Type | Bank |
| Address | MIDLAND, MI 48640 |
| Amount | Amount Recorded |
|---|
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | SHIAWASSEE MI |
| Property Address | 811 NAFUS ST, OWOSSO, MI 48867-4051 |
| Document Number | 0012480896 |
| Instrument Date | Jul 13, 2018 |
| Transaction Type | Mortgage |
| Record Updated | Aug 27, 2018 |
| Name | Verified Name |
|---|---|
| Relationship | Husband and Wife |
| Address | 811 NAFUS ST OWOSSO MI 488674051, OWOSSO, MI 48867-4051 |
| Document Number | 0012480896 |
|---|---|
| Date | Aug 13, 2018 |
| Book Page | 001248/000896 |
| Instrument | 3312273 |
| Name | CHEMICAL BK |
|---|---|
| Type | Bank |
| Address | MIDLAND, MI 48640 |
| Type | Line of Credit |
|---|---|
| Amount | Amount Recorded |
| Rate Type | Adjustable Rate |
|---|
Source: Shiawassee County assessment roll, as of July 16, 2026
| Type | Name |
|---|---|
| State | Michigan |
| County | Shiawassee County |
| Municipality | Owosso City |
| Unified School District | Owosso Public Schools (KG - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $70,900 (+10.09%) | $141,800 (+10.09%) | |
| 2025 | $1,872.00 (+3.14%) Homeowner's exemption | $64,400 (+20.37%) | $128,800 (+20.37%) |
| 2023 | $1,815.00 Homeowner's exemption | $53,500 | $107,000 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
Source: FEMA National Flood Hazard Layer, effective April 12, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Nearby Flood Policies | 2 in force |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 97% of the US · lower than 93% of Michigan |
|---|---|
| Wildfire Likelihood | Under 0.01% annual chance |
| Exposure | None beyond ember reach |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | CITY OF OWOSSO serves 16,353 people · EPA ID MI0005120 |
|---|---|
| Water Source | Surface water |
| Last State Inspection | Oct 2024 |
| Lead | 9 ppb (2025) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | Coliform assessment Nov 2022 |
| Monitoring and Reporting | 2 last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.
Source: FCC Broadband Data Collection, based on 233 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Frontier Fiber | 5,000 / 5,000 |
| DayStarr Fiber | 2,500 / 2,500 |
| Spectrum Cable | 1,000 / 1,000 |
| Verizon Fixed Wireless | 300 / 20 |
| T-Mobile Fixed Wireless | 100 / 20 |
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