828 Bright Rd, Findlay, OH 45840 Property Records

Hancock County property record for 828 Bright Rd, Findlay, OH 45840

Property Summary

Property Type	Single Family Home
Details	3 bd · 1 ba · 1,684 sqft · built 1961
Lot Size	0.554 acres (24,124 sqft)
Owner	Individual Name on Record
Last Sale	$170,500 (Jun 2021)
Tax Bill	$2,440 (2025)
Deeds & Mortgages	Jul 2025 Line of Credit Jan 2018 Mortgage + 8 more
Flood Zone	Zone X (minimal risk)
APN	`1011-093-04-016.000`

Property Details

APN / Parcel Number

Primary APN	`1011-093-04-016.000`
Alternative APN	`350000087330`

Interior

Bedrooms	3 Beds
Full Baths	1 Bath
Half Baths	1 Half Bath
Plumbing Fixtures	2 Plumbing Fixtures
Total Rooms	6 Rooms
Stories	1 Story
Building Area	1,684 sqft Living Area
1st Floor Area	1,684 sqft
Flooring	Tile
Interior Walls	Plaster
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1961
Effective Year Built	Effective 1980
Exterior Material	Wood
Construction Type	Frame
Roof Type	Gable
Roof Material	Shingle
Lot Area	24,124 sqft (0.554 acres)
Lot Dimensions	187 ft deep x 129 ft wide
Garage Type	Attached
Garage Area	400 sqft
Parking Spaces	2 Parking Spaces

Exterior Amenities

Porch	Slab
Porch Area	80 sqft
Deck Area	257 sqft
Patio Area	257 sqft

Utilities, Heating & Cooling

Heating System	Central
Sewer	Municipal
Water Source	Commercial

Location & Zoning

Street Address	828 BRIGHT RD
City	FINDLAY
State	OH
Zip	45840-6945
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	DEIDRICK ADD LOT 7 EX E PT
Legal Subdivision	DEIDRICK ADD
Legal Lot Number	7
Jurisdiction	HANCOCK OH
Township / Civil Division	MARION
Census Block Group	2
Census Block	2005
Census Tract	700

Owner

Source: Hancock County records, as of May 29, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Mailing Address	828 BRIGHT RD, FINDLAY, OH 45840-6945
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Jul 1, 2025	Deed of Trust, Mortgage · Line of Credit LOANDEPOT.COM LLC
Jan 10, 2018	Deed of Trust, Mortgage BRETT M NORTHCUTT ETUX
May 5, 2021	Deed of Trust, Mortgage · FHA Mortgage MIDLAND MORTGAGE
Mar 18, 2011	Deed of Trust, Mortgage FIFTH THIRD BANK
Jul 5, 2005	Deed of Trust, Mortgage FIFTH THIRD BANK NORTHWESTERN OHIO
Jun 30, 2021	Warranty Deed, Transfer · FHA Mortgage LOANDEPOT.COM LLC
Jan 10, 2018	Deed of Trust, Mortgage BRETT M NORTHCUTT ETUX
May 5, 2021	Deed of Trust, Mortgage · FHA Mortgage MIDLAND MORTGAGE
Dec 7, 2018	Survivorship Deed, Transfer · FHA Mortgage LOANDEPOT.COM LLC
Jul 16, 2014	Trustee's Deed, Foreclosure · Conventional Mortgage THE HUNTINGTON NATIONAL BANK

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Jun 30, 2021 · Amount on Record
Deed Sale	Jun 30, 2021 · Amount on Record
Prior Sale	Dec 7, 2018 · Amount on Record
Deed Document Number	20217694
Deed Book / Page	2583 / 5695
Prior Transfer Date	Aug 2, 1999
Record Updated	Sep 20, 2026

July 2025: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	HANCOCK OH
Property Address	828 BRIGHT RD, FINDLAY, OH 45840-6945
Transaction Type	Mortgage
Record Updated	Apr 3, 2026

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	828 BRIGHT RD, FINDLAY, OH 45840-6945

Mortgage

Document Number	02620/3478
Date	Jul 1, 2025
Book Page	2620/3478
Instrument	202500005676

Lender

Name	LOANDEPOT.COM LLC
Type	Mortgage Company
Address	6561 IRVINE CENTER DR # 100, IRVINE, CA 92618

Agreement

Type	Line of Credit
Term	359 Months
Due	Jun 24, 2055

Interest

Change Frequency	Monthly

January 2018: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	HANCOCK OH
Property Address	828 BRIGHT RD, FINDLAY, OH 45840-6945
Transaction Type	Mortgage
Record Updated	Apr 3, 2026

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	02531/2321
Date	Jan 10, 2018
Book Page	2531/2321
Instrument	201800000227

Lender

Name	BRETT M NORTHCUTT ETUX
Type	Non-Lending Institution
Address	00000

Agreement

Amount	Amount Recorded

May 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	HANCOCK OH
Property Address	828 BRIGHT RD, FINDLAY, OH 45840-6945
Transaction Type	Mortgage
Record Updated	Apr 3, 2026
Title Company	FIRSTAMERICAN TITLE COMPANY, FIRST AMERICAN TITLE CO

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	02581/4147
Date	May 5, 2021
Book Page	2581/4147
Instrument	202100005271

Lender

Name	MIDLAND MORTGAGE
Type	Mortgage Company
Address	OKLAHOMA CITY, OK 73118

Agreement

Type	FHA Mortgage
Amount	Amount Recorded
Term	331 Months
Due	Dec 1, 2048

March 2011: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	HANCOCK OH
Property Address	828 BRIGHT RD, FINDLAY, OH 45840-6945
Transaction Type	Mortgage
Record Updated	Apr 3, 2026

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	002395/743
Date	Mar 18, 2011
Book Page	2395/743
Instrument	201100002445

Lender

Name	FIFTH THIRD BANK
Type	Bank
Address	CINCINNATI, OH 45263

Agreement

Amount	Amount Recorded
Term	181 Months
Due	Apr 1, 2026

July 2005: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	HANCOCK OH
Property Address	828 BRIGHT RD, FINDLAY, OH 45840-6945
Transaction Type	Mortgage
Record Updated	Apr 3, 2026
Title Company	FIRST AMERICAN EQUITY LOANS, FIRST AMERICAN EQUITY LOAN S

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	002269/457
Date	Jul 5, 2005
Book Page	2269/457
Instrument	200500008248

Lender

Name	FIFTH THIRD BANK NORTHWESTERN OHIO
Type	Bank
Address	TOLEDO, OH 43604

Agreement

Amount	Amount Recorded
Term	238 Months
Due	May 10, 2025

June 2021: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	HANCOCK OH
Recording Date	Jun 30, 2021
Property Address	828 BRIGHT RD, FINDLAY, OH 45840-6945
Document Number	2583/5695
Book / Page	2583 / 5695
Map Reference	VOL 4 PG 65
Instrument Date	Jun 24, 2021
Instrument	202100007694
Transaction Type	Transfer
Record Updated	Jul 13, 2021
Title Company	MID S TITLE AGENCY, MID AM TITLE AGENCY

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	828 BRIGHT RD, FINDLAY, OH 45840-6945

Mortgage

Document Number	202100007695
Date	Jun 30, 2021
Instrument	202100007695

Lender

Name	LOANDEPOT.COM LLC
Type	Mortgage Company

Agreement

Type	FHA Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Jul 1, 2051

January 2018: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	HANCOCK OH
Property Address	828 BRIGHT RD, FINDLAY, OH 45840-6945
Transaction Type	Mortgage
Record Updated	Jun 22, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	2531/2321
Date	Jan 10, 2018
Book Page	2531/2321
Instrument	201800000227

Lender

Name	BRETT M NORTHCUTT ETUX
Type	Non-Lending Institution
Address	00000

Agreement

Amount	Amount Recorded

May 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	HANCOCK OH
Property Address	828 BRIGHT RD, FINDLAY, OH 45840-6945
Transaction Type	Mortgage
Record Updated	Jun 22, 2021
Title Company	FIRSTAMERICAN TITLE COMPANY, FIRST AMERICAN TITLE CO

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	2581/4147
Date	May 5, 2021
Book Page	2581/4147
Instrument	202100005271

Lender

Name	MIDLAND MORTGAGE
Type	Mortgage Company
Address	OKLAHOMA CITY, OK 73118

Agreement

Type	FHA Mortgage
Amount	Amount Recorded
Term	331 Months
Due	Dec 1, 2048

December 2018: Survivorship Deed, Transfer

Document Type	Survivorship Deed
Jurisdiction	HANCOCK OH
Recording Date	Dec 7, 2018
Property Address	828 BRIGHT RD, FINDLAY, OH 45840-6945
Document Number	02549/1099
Book / Page	2549 / 1099
Map Reference	VOL4 PG65
Instrument Date	Nov 30, 2018
Instrument	201800010070
Transaction Type	Transfer
Record Updated	Apr 25, 2022
Title Company	MIDLAND TITLE AGENCY, MID AN TITLE AGENCY

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	00000

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Right of Survivorship
Address	828 BRIGHT RD, FINDLAY, OH 45840-6945

Mortgage

Document Number	201800010071
Date	Dec 7, 2018
Instrument	201800010071

Lender

Name	LOANDEPOT.COM LLC
Type	Mortgage Company

Agreement

Type	FHA Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Dec 1, 2048

July 2014: Trustee's Deed, Foreclosure

Document Type	Trustee's Deed
Jurisdiction	HANCOCK OH
Recording Date	Jul 16, 2014
Property Address	828 BRIGHT RD, FINDLAY, OH 45840-6945
Document Number	02464/0475
Book / Page	2464 / 0475
Instrument Date	Jul 9, 2014
Instrument	201400005669
Transaction Type	Foreclosure
Record Updated	Apr 3, 2026
Title Company	MID AMERICAN TITLE AGENCY IN

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Rounded by County

Transferred From (Grantor/Seller)

Name	Verified Name
Address	00000

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Right of Survivorship
Address	828 BRIGHT RD, FINDLAY, OH 45840-6945

Mortgage

Document Number	201400005670
Date	Jul 16, 2014
Instrument	201400005670

Lender

Name	THE HUNTINGTON NATIONAL BANK
Type	Bank

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Aug 1, 2044

Mortgage

Document Number	02464/0497
Date	Jul 16, 2014
Book Page	2464/0497
Instrument	201400005671

Lender

Name	OHIO HOUSING FINANCE AGENCY
Type	Government Agency
Address	00000

Agreement

Type	Stand-Alone Second Mortgage
Amount	Amount Recorded

Tax Assessment & Valuation

Source: Hancock County assessment roll, as of May 29, 2026

Property Jurisdictions

Type	Name
State	Ohio
County	Hancock County
County Subdivision	Marion Township
Unified School District	Van Buren Local School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$2,440.00 (+21.76%)	$82,240 (+28%) Land $20,460 Building $61,780	$234,980 (+28%) Land $58,460 Building $176,520
2023	$2,004.00 Homeowner's exemption	$64,250 Land $15,980 Building $48,270
2022			$183,580 Land $45,670 Building $137,910

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective June 2, 2011

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone AE, within 500 ft
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Not rated no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	FINDLAY CITY PWS serves 54,040 people · EPA ID OH3200111
Water Source	Surface water
Last State Inspection	Jun 2024
Lead	2 ppb (2026) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	1 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 199 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Metronet Fiber	5,120 / 5,120
Spectrum Cable	1,000 / 50
Watch TV Fixed Wireless	400 / 40
Verizon Fixed Wireless	300 / 20
MetaLINK Technologies Fixed Wireless	200 / 50
HDER Link Fixed Wireless	100 / 100
AT&T Fixed Wireless · DSL	100 / 20
T-Mobile Fixed Wireless	100 / 20

May also be available: Amplex Wireless.

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