822 Bright Rd, Findlay, OH 45840 Property Records

Hancock County property record for 822 Bright Rd, Findlay, OH 45840

Property Summary

Property Type	Single Family Home
Details	3 bd · 1.5 ba · 2,176 sqft · built 1967
Lot Size	0.467 acres (20,351 sqft)
Owner	2 Individual Names on Record
Last Sale	$235,000 (Jan 2026)
Tax Bill	$2,601 (2025)
Deeds & Mortgages	Feb 2005 Line of Credit May 2008 Line of Credit + 2 more
Flood Zone	Zone X (minimal risk)
APN	`1011-093-04-017.000`

Property Details

APN / Parcel Number

Primary APN	`1011-093-04-017.000`
Alternative APN	`350000087340`

Interior

Bedrooms	3 Beds
Full Baths	1.5 Baths
Half Baths	1 Half Bath
Plumbing Fixtures	2 Plumbing Fixtures
Total Rooms	5 Rooms
Stories	3 Stories
Building Area	2,176 sqft Living Area
1st Floor Area	1,396 sqft
Upper Floors Area	780 sqft
Flooring	Carpet
Interior Walls	Plaster
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1967
Effective Year Built	Effective 1967
Exterior Material	Aluminum/Vinyl
Construction Type	Frame
Roof Type	Hip
Roof Material	Shingle
Lot Area	20,351 sqft (0.467 acres)
Lot Dimensions	185 ft deep x 110 ft wide
Garage Type	Attached
Garage Area	616 sqft
Parking Spaces	2 Parking Spaces
Porch	Slab
Porch Area	20 sqft
Patio Area	576 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central
Sewer	Municipal
Water Source	Commercial

Location & Zoning

Street Address	822 BRIGHT RD
City	FINDLAY
State	OH
Zip	45840-6945
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	DEIDRICK ADD LOT 8 EX N PT
Legal Subdivision	DEIDRICK ADD
Legal Lot Number	8
Jurisdiction	HANCOCK OH
Township / Civil Division	MARION
Census Block Group	2
Census Block	2005
Census Tract	700

Owner

Source: Hancock County records, as of May 29, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	822 BRIGHT RD, FINDLAY, OH 45840-6945
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Remainderman

Deeds, Mortgages & Sale History

Date	Document
Feb 28, 2005	Deed of Trust, Mortgage · Line of Credit SKY BANK
May 14, 2008	Deed of Trust, Mortgage · Line of Credit JPMORGAN CHASE BANK NA
Jan 23, 2026	Warranty Deed, Transfer · Conventional Mortgage JPMORGAN CHASE BANK NA
Jan 23, 2026	Affidavit of Death, Transfer FLAG CITY TITLE AGENCY INC

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Jan 23, 2026 · Amount on Record
Deed Sale	Jan 23, 2026 · Amount on Record
Prior Sale	Apr 19, 2011 · Amount on Record
Deed Document Number	2026546
Deed Book / Page	2626 / 832
Prior Transfer Date	Jan 16, 2026
Prior Transfer Doc	002626/829
Record Updated	Sep 20, 2026

February 2005: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	HANCOCK OH
Property Address	822 BRIGHT RD, FINDLAY, OH 45840-6945
Transaction Type	Mortgage
Record Updated	Feb 5, 2026

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	02258/2474
Date	Feb 28, 2005
Book Page	2258/2474
Instrument	200500002189

Lender

Name	SKY BANK
Type	Bank
Address	SALINEVILLE, OH 43945

Agreement

Type	Line of Credit
Amount	Amount Recorded

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

May 2008: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	HANCOCK OH
Property Address	822 BRIGHT RD, FINDLAY, OH 45840-6945
Transaction Type	Mortgage
Record Updated	Feb 5, 2026

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	02339/2680
Date	May 14, 2008
Book Page	2339/2680
Instrument	200800005150

Lender

Name	JPMORGAN CHASE BANK NA
Type	Bank
Address	COLUMBUS, OH 43240

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	419 Months
Due	Apr 24, 2043

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

January 2026: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	HANCOCK OH
Recording Date	Jan 23, 2026
Property Address	822 BRIGHT RD, FINDLAY, OH 45840-6945
Document Number	002626/832
Book / Page	2626 / 832
Instrument Date	Jan 16, 2026
Instrument	202600000546
Transaction Type	Transfer
Record Updated	Feb 5, 2026
Title Company	FLAG CITY TITLE AGENCY INC

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants with Right of Survivorship
Address	822 BRIGHT RD, FINDLAY, OH 45840-6945
Investor	Possibly a Property Investor

Mortgage

Document Number	202600000547
Date	Jan 23, 2026
Instrument	202600000547

Lender

Name	JPMORGAN CHASE BANK NA
Type	Bank

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Feb 1, 2056

January 2026: Affidavit of Death, Transfer

Document Type	Affidavit of Death
Jurisdiction	HANCOCK OH
Recording Date	Jan 23, 2026
Property Address	822 BRIGHT RD, FINDLAY, OH 45840-6945
Document Number	002626/829
Book / Page	2626 / 829
Instrument Date	Jan 16, 2026
Instrument	202600000545
Transaction Type	Transfer
Record Updated	Feb 5, 2026
Title Company	FLAG CITY TITLE AGENCY INC

Transaction

Tax	$0.00
Amount Accuracy	Transfer Tax Exempt
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	822 BRIGHT RD, FINDLAY, OH 45840-6945

Tax Assessment & Valuation

Source: Hancock County assessment roll, as of May 29, 2026

Property Jurisdictions

Type	Name
State	Ohio
County	Hancock County
County Subdivision	Marion Township
Unified School District	Van Buren Local School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$2,601.00 (+21.2%) Homeowner's exemption	$87,640 (+28%) Land $17,440 Building $70,200	$250,400 (+28%) Land $49,840 Building $200,560
2024	$2,146.00 (+0.52%) Homeowner's exemption	$68,470 (-) Land $13,630 Building $54,840
2023	$2,135.00 Homeowner's exemption	$68,470 Land $13,630 Building $54,840
2022			$195,630 Land $38,940 Building $156,690

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective June 2, 2011

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone AE, within 500 ft
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Not rated no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	FINDLAY CITY PWS serves 54,040 people · EPA ID OH3200111
Water Source	Surface water
Last State Inspection	Jun 2024
Lead	2 ppb (2026) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	1 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 199 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Metronet Fiber	5,120 / 5,120
Spectrum Cable	1,000 / 50
Watch TV Fixed Wireless	400 / 40
Verizon Fixed Wireless	300 / 20
MetaLINK Technologies Fixed Wireless	200 / 50
HDER Link Fixed Wireless	100 / 100
AT&T Fixed Wireless · DSL	100 / 20
T-Mobile Fixed Wireless	100 / 20

May also be available: Amplex Wireless.

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