Hamilton County property record for 827 Willcrest Dr, Chattanooga, TN 37405
| Property Type | Single Family Home |
|---|---|
| Details | 3 ba · 2,154 sqft · built 2011 |
| Lot Size | 0.171 acres (7,487 sqft) |
| Owner | Individual Name on File |
| Last Sale | $650,000 (Jan 2026) |
| Tax Bill | $2,124 (2025) |
| Deeds & Mortgages | Jan 2026 Sale & Mortgage Dec 2024 Transfer + 3 more |
| Flood Zone | Zone X (minimal risk) |
| APN | 117C D 033 |
| Primary APN | 117C D 033 |
|---|---|
| Alternative APN |
|
| Full Baths | 3 Baths |
|---|---|
| Half Baths | 1 Half Bath |
| Stories | 1 Story |
| Building Area | 2,154 sqft Living Area |
| Year Built | Built 2011 |
|---|---|
| Architectural Style | Ranch |
| Exterior Material | Wood Shingle |
| Construction Type | Wood |
| Roof Type | Gable/Hip |
| Roof Material | Asphalt |
| Lot Area | 7,487 sqft (0.171 acres) |
| Lot Dimensions | 125 ft deep x 59.9 ft wide |
| Cooling System | Central |
|---|---|
| Heating System | Central |
| Sewer | Connected |
| Account Number | 0000162032 |
|---|---|
| Street Address | 827 WILLCREST DR |
| City | CHATTANOOGA |
| State | TN |
| Zip | 37405-1949 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | LT 141 HORSE CREEK FARMS SUB PH III PB88 PG120 OUT OF 117C-A-6 FOR 2008 |
| Legal Subdivision | HORSE CREEK FARMS PH |
| Legal Phase | III |
| Legal Lot Number | 141 |
| Jurisdiction | HAMILTON TN |
| Township / Civil Division | 2 |
| Census Block Group | 1 |
| Census Block | 1000 |
| Census Tract | 10904 |
Source: NPS National Register of Historic Places, as of August 1, 2026
| Historic District | Within the Chickamauga and Chattanooga National Military Park listed 1966 · 859 contributing resources · NRIS 66000274 |
|---|
Federal listing alone does not restrict alterations; local historic district rules, which this data does not cover, may apply.
827 Willcrest Dr is owned and occupied by an individual who bought it in January 2026.
Source: Hamilton County records, as of January 9, 2026
| Owner of Record | Individual Name on File |
|---|---|
| Mailing Address | 827 WILLCREST DR, CHATTANOOGA, TN 37405-1949 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Date | Document |
|---|---|
| Jan 2, 2026 | Warranty Deed, Transfer · Conventional Mortgage NEW AMERICAN FUNDING |
| Dec 17, 2024 | Intrafamily Transfer, Transfer |
| Jan 25, 2024 | Quit Claim Deed, Transfer Quitclaim |
| Jun 13, 2023 | Warranty Deed, Transfer BRIDGE CITY TITLE DOWNTOWN |
| Oct 25, 2019 | Deed of Trust, Mortgage · Line of Credit SUNTRUST BK |
| Deed Names | Name on Deed |
|---|---|
| Last Sale | Jan 2, 2026 · Amount on File |
| Deed Sale | Jan 2, 2026 · Amount on File |
| Prior Sale | Dec 17, 2024 |
| Deed Document Number | 2026010200046 |
| Deed Book / Page | 14155 / 723 |
| Record Updated | Jun 8, 2026 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | HAMILTON TN |
| Recording Date | Jan 2, 2026 |
| Property Address | 827 WILLCREST DR, CHATTANOOGA, TN 37405-1949 |
| Document Number | 0000000046 |
| Book / Page | 14155 / 723 |
| Map Reference | MB 88 PG 119&120 |
| Instrument Date | Dec 31, 2025 |
| Instrument | 2026010200046 |
| Transaction Type | Transfer |
| Record Updated | Jan 12, 2026 |
| Title Company | BRIDGE CITY TITLE DOWNTOWN, BRIDGE CITY TTL DOWNTOWN LLC |
| Amount | Amount on Record |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $0.00 |
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 827 WILLCREST DR, CHATTANOOGA, TN 37405-1949 |
| Document Number | 0014155727 |
|---|---|
| Date | Jan 2, 2026 |
| Instrument | 14155/727 |
| Name | NEW AMERICAN FUNDING |
|---|---|
| Type | Lending Institution |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 360 Months |
| Due | Jan 1, 2056 |
| Document Type | Intrafamily Transfer |
|---|---|
| Jurisdiction | HAMILTON TN |
| Recording Date | Dec 17, 2024 |
| Property Address | 827 WILLCREST DR, CHATTANOOGA, TN 37405-1949 |
| Document Number | 0000000141 |
| Book / Page | 13790 / 696 |
| Map Reference | MB 88 PG 119&120 |
| Instrument Date | Dec 9, 2024 |
| Instrument | 2024121700141 |
| Transaction Type | Transfer |
| Record Updated | Sep 25, 2025 |
| Tax | $0.00 |
|---|---|
| Amount Accuracy | No Consideration Stated |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Family Trust |
| Address | 827 WILLCREST DR, CHATTANOOGA, TN 37405-1949 |
| Document Type | Quit Claim Deed |
|---|---|
| Jurisdiction | HAMILTON TN |
| Recording Date | Jan 25, 2024 |
| Property Address | 827 WILLCREST DR, CHATTANOOGA, TN 37405-1949 |
| Document Number | 0000000033 |
| Book / Page | 13497 / 246 |
| Map Reference | MB 88 PG 119&120 |
| Instrument Date | Jan 12, 2024 |
| Instrument | 2024012500033 |
| Transaction Type | Transfer |
| Record Updated | Sep 25, 2025 |
| Tax | $0.00 |
|---|---|
| Amount Accuracy | No Consideration Stated |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Family Trust |
| Address | 827 WILLCREST DR, CHATTANOOGA, TN 37405-1949 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | HAMILTON TN |
| Recording Date | Jun 13, 2023 |
| Property Address | 827 WILLCREST DR, CHATTANOOGA, TN 37405-1949 |
| Document Number | 0000000076 |
| Book / Page | 13317 / 429 |
| Map Reference | MB 88 PG 119&120 |
| Instrument Date | May 12, 2023 |
| Instrument | 2023061300076 |
| Transaction Type | Transfer |
| Record Updated | Sep 25, 2025 |
| Title Company | BRIDGE CITY TITLE DOWNTOWN |
| Amount | Amount on Record |
|---|---|
| Tax | $2,164.50 |
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Irrevocable Trust |
| Address | 827 WILLCREST DR, CHATTANOOGA, TN 37405-1949 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | HAMILTON TN |
| Property Address | 827 WILLCREST DR, CHATTANOOGA, TN 37405-1949 |
| Document Number | 1101000119 |
| Instrument Date | Oct 25, 2019 |
| Transaction Type | Mortgage |
| Record Updated | Nov 20, 2019 |
| Title Company | TITLE SERVICE AND LIAISON COMPANIES, SIMPLIFILE LC E-RECORDING |
| Name | Verified Name |
|---|---|
| Relationship | Married Couple |
| Address | 827 WILLCREST DR CHATTANOOGA TN 374051949, CHATTANOOGA, TN 37405-1949 |
| Document Number | 1101000119 |
|---|---|
| Date | Nov 1, 2019 |
| Book Page | 011807/000347 |
| Instrument | 191101000119 |
| Name | SUNTRUST BK |
|---|---|
| Type | Bank |
| Address | NASHVILLE, TN 37214 |
| Type | Line of Credit |
|---|---|
| Amount | Amount on Record |
| Term | 360 Months |
| Due | Oct 31, 2049 |
| Rate Type | Adjustable Rate |
|---|
The 2025 property tax bill for 827 Willcrest Dr was $2,124, up 9.8% from the year before.
Source: Hamilton County assessment roll, as of May 20, 2025
| Type | Name |
|---|---|
| State | Tennessee |
| County | Hamilton County |
| Municipality | Chattanooga City |
| Unified School District | Hamilton County School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $2,124.00 (+9.77%) | $140,150 (+62.02%) | $560,600 (+62.02%) Land $110,000 Building $450,600 |
| 2024 | $1,935.00 | $86,500 (-) | $346,000 (-) Land $70,000 Building $276,000 |
| 2023 | $1,935.00 | $86,500 (-) | $346,000 (-) Land $70,000 Building $276,000 |
| 2022 | $1,935.00 | $86,500 | $346,000 Land $70,000 Building $276,000 |
Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.
FEMA maps place 827 Willcrest Dr in Zone X, an area of minimal flood risk.
Source: FEMA National Flood Hazard Layer, effective August 30, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Nearby Flood Policies | 9 in force |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Wildfire risk around 827 Willcrest Dr is low, with a 0.04% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 67% of the US · above 49% of Tennessee |
|---|---|
| Wildfire Likelihood | 0.04% annual chance |
| Exposure | None beyond ember reach |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | TENNESSEE AMERICAN WATER private · serves 207,046 people · EPA ID TN0000107 |
|---|---|
| Water Source | Surface water |
| Last State Inspection | Dec 2025 |
| Lead | 1 ppb (2023–2025) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 192 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| EPB Fiber | 100,000 / 100,000 |
| Xfinity Cable | 1,200 / 35 |
| AT&T Fiber | 1,000 / 1,000 |
| Verizon Fixed Wireless | 300 / 20 |
| T-Mobile Fixed Wireless | 100 / 20 |
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