822 Willcrest Dr, Chattanooga, TN 37405 Property Records

Hamilton County property record for 822 Willcrest Dr, Chattanooga, TN 37405

Property Summary

Property Type	Single Family Home
Details	3 ba · 2,236 sqft · built 2012
Lot Size	0.167 acres (7,296 sqft)
Owner	Individual Name on File
Last Sale	$535,000 (Feb 2026)
Tax Bill	$2,068 (2025)
Deeds & Mortgages	Feb 2026 Sale & Mortgage
Flood Zone	Zone X (minimal risk)
APN	`117C D 016`

Property Details

APN / Parcel Number

Primary APN	`117C D 016`
Alternative APN	`0000162015`

Interior

Full Baths	3 Baths
Stories	2 Stories
Building Area	2,236 sqft Living Area

Exterior

Year Built	Built 2012
Effective Year Built	Effective 2012
Exterior Material	Fiber Cement Siding
Roof Type	Gable/Hip
Roof Material	Asphalt
Lot Area	7,296 sqft (0.167 acres)
Lot Dimensions	113 ft deep x 65 ft wide

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central
Sewer	Connected

Location & Zoning

Account Number	0000162015
Street Address	822 WILLCREST DR
City	CHATTANOOGA
State	TN
Zip	37405-1948
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	LT 266 HORSE CREEK FARMS SUB PH III PB88 PG119 OUT OF 117C-A-6 FOR 2008
Legal Subdivision	HORSE CREEK FARMS PH
Legal Phase	III
Legal Lot Number	266
Jurisdiction	HAMILTON TN
Township / Civil Division	2
Census Block Group	1
Census Block	1000
Census Tract	10904

Historic Designation

Source: NPS National Register of Historic Places, as of August 1, 2026

Historic District	Within the Chickamauga and Chattanooga National Military Park listed 1966 · 859 contributing resources · NRIS 66000274

Federal listing alone does not restrict alterations; local historic district rules, which this data does not cover, may apply.

Owner

822 Willcrest Dr is owned and occupied by an individual who bought it in February 2026.

Source: Hamilton County records, as of April 6, 2026

Owner of Record	Individual Name on File
Mailing Address	822 WILLCREST DR, CHATTANOOGA, TN 37405-1948
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Feb 2, 2026 · Amount on File
Deed Sale	Feb 2, 2026 · Amount on File
Prior Sale	Mar 5, 2012 · Amount on File
Deed Document Number	20260202171
Deed Book / Page	14181 / 854
Record Updated	Jun 8, 2026

February 2026: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	HAMILTON TN
Recording Date	Feb 2, 2026
Property Address	822 WILLCREST DR, CHATTANOOGA, TN 37405-1948
Document Number	0000000171
Book / Page	14181 / 854
Map Reference	MB 88 PG 119
Instrument Date	Jan 30, 2026
Instrument	2026020200171
Transaction Type	Transfer
Record Updated	Feb 20, 2026
Title Company	CUMBERLAND TITLE AND GUARANTY COMPANY LLC, CUMBERLAND TTL & GUARANTY CO

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	822 WILLCREST DR, CHATTANOOGA, TN 37405-1948

Mortgage

Document Number	0014181857
Date	Feb 2, 2026
Instrument	14181/857

Lender

Name	RESIDENTIAL WHOLESALE MORTGAGE INC
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	360 Months
Due	Feb 1, 2056

Tax Assessment & Valuation

The 2025 property tax bill for 822 Willcrest Dr was $2,068, up 1.4% from the year before.

Source: Hamilton County assessment roll, as of January 2, 2026

Property Jurisdictions

Type	Name
State	Tennessee
County	Hamilton County
Municipality	Chattanooga City
Unified School District	Hamilton County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$2,068.00 (+1.42%)	$136,475 (+49.68%)	$545,900 (+49.68%) Land $110,000 Building $435,900
2024	$2,039.00	$91,175 (-)	$364,700 (-) Land $70,000 Building $294,700
2023	$2,039.00	$91,175 (-)	$364,700 (-) Land $70,000 Building $294,700
2022	$2,039.00	$91,175	$364,700 Land $70,000 Building $294,700

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

FEMA maps place 822 Willcrest Dr in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective August 30, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	9 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 822 Willcrest Dr is low, with a 0.04% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 67% of the US · above 49% of Tennessee
Wildfire Likelihood	0.04% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	TENNESSEE AMERICAN WATER private · serves 207,046 people · EPA ID TN0000107
Water Source	Surface water
Last State Inspection	Dec 2025
Lead	1 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 192 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
EPB Fiber	100,000 / 100,000
Xfinity Cable	1,200 / 35
AT&T Fiber	1,000 / 1,000
Verizon Fixed Wireless	300 / 20
T-Mobile Fixed Wireless	100 / 20