Hamilton County property record for 808 Willcrest Dr, Chattanooga, TN 37405
| Property Type | Single Family Home |
|---|---|
| Details | 3.5 ba · 2,612 sqft · built 2012 |
| Lot Size | 0.213 acres (9,280 sqft) |
| Owner | 2 Company Names on File |
| Last Sale | $630,000 (Aug 2025) |
| Tax Bill | $2,432 (2025) |
| Deeds & Mortgages | Aug 2025 Sale & Mortgage Oct 2020 Mortgage + 1 more |
| Flood Zone | Zone X (minimal risk) |
| APN | 117C D 014 |
| Primary APN | 117C D 014 |
|---|---|
| Alternative APN |
|
| Full Baths | 3.5 Baths |
|---|---|
| Half Baths | 1 Half Bath |
| Stories | 2 Stories |
| Building Area | 2,612 sqft Living Area |
| Year Built | Built 2012 |
|---|---|
| Effective Year Built | Effective 2012 |
| Exterior Material | Fiber Cement Siding |
| Roof Type | Gable/Hip |
| Roof Material | Asphalt |
| Lot Area | 9,280 sqft (0.213 acres) |
| Lot Dimensions | 107 ft deep x 74.7 ft wide |
| Cooling System | Central |
|---|---|
| Heating System | Central |
| Sewer | Connected |
| Account Number | 0000162013 |
|---|---|
| Street Address | 808 WILLCREST DR |
| City | CHATTANOOGA |
| State | TN |
| Zip | 37405-1948 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | LT 268 HORSE CREEK FARMS SUB PH 111 PB88 PG119 OUT OF 117C-A-6 FOR 2008 |
| Legal Subdivision | HORSE CREEK FARMS PH |
| Legal Phase | 111 |
| Legal Lot Number | 268 |
| Jurisdiction | HAMILTON TN |
| Township / Civil Division | 2 |
| Census Block Group | 1 |
| Census Block | 1000 |
| Census Tract | 10904 |
Source: NPS National Register of Historic Places, as of August 1, 2026
| Historic District | Within the Chickamauga and Chattanooga National Military Park listed 1966 · 859 contributing resources · NRIS 66000274 |
|---|
Federal listing alone does not restrict alterations; local historic district rules, which this data does not cover, may apply.
808 Willcrest Dr is owned by a company that bought it in August 2025.
Source: Hamilton County records, as of January 2, 2026
| Owner of Record | 2 Company Names on File |
|---|---|
| Mailing Address | 808 WILLCREST DR, CHATTANOOGA, TN 37405-1948 |
| Owner Type | Company |
| Vesting | Life Tenant |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Date | Document |
|---|---|
| Aug 22, 2025 | Warranty Deed, Transfer · Conventional Mortgage HIGHLANDS RESIDENTIAL MORTGAGE LTD |
| Oct 2, 2020 | Quit Claim Deed, Transfer NEW AMERICAN FNDG |
| Jan 31, 2020 | Deed of Trust, Mortgage · Conventional Mortgage NEW AMERICAN FNDG |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Aug 22, 2025 · Amount on File |
| Deed Sale | Aug 22, 2025 · Amount on File |
| Prior Sale | Feb 3, 2020 · Amount on File |
| Deed Document Number | 2025184 |
| Deed Book / Page | 14022 / 251 |
| Prior Transfer Date | Sep 25, 2020 |
| Prior Transfer Doc | 1002000219 |
| Record Updated | Jun 8, 2026 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | HAMILTON TN |
| Recording Date | Aug 22, 2025 |
| Property Address | 808 WILLCREST DR, CHATTANOOGA, TN 37405-1948 |
| Document Number | 0000000184 |
| Book / Page | 14022 / 251 |
| Map Reference | MB 88 PG 119 |
| Instrument Date | Aug 21, 2025 |
| Instrument | 2025082200184 |
| Transaction Type | Transfer |
| Record Updated | Sep 25, 2025 |
| Title Company | CUMBERLAND TITLE AND GUARANTY COMPANY LLC, CUMBERLAND TTL & GUARANTY CO |
| Amount | Amount on Record |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $2,331.00 |
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Living Trust |
| Address | 808 WILLCREST DR, CHATTANOOGA, TN 37405-1948 |
| Document Number | 0014022254 |
|---|---|
| Date | Aug 22, 2025 |
| Instrument | 14022/254 |
| Name | HIGHLANDS RESIDENTIAL MORTGAGE LTD |
|---|---|
| Type | Mortgage Company |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 361 Months |
| Due | Sep 1, 2055 |
| Document Type | Quit Claim Deed |
|---|---|
| Jurisdiction | HAMILTON TN |
| Recording Date | Oct 2, 2020 |
| Property Address | 808 WILLCREST DR, CHATTANOOGA, TN 37405-1948 |
| Document Number | 1002000219 |
| Book / Page | 012176 / 000704 |
| Instrument Date | Sep 25, 2020 |
| Instrument | 201002000219 |
| Transaction Type | Transfer |
| Record Updated | Oct 26, 2020 |
| Title Company | FIRST CHOICE, 1ST CHOICE |
| Tax | $0.00 |
|---|---|
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Tenants by the Entirety |
| Address | 808 WILLCREST DR CHATTANOOGA TN 374051948, CHATTANOOGA, TN 37405-1948 |
| Document Number | 1002000220 |
|---|---|
| Date | Oct 2, 2020 |
| Book Page | 012176/000706 |
| Instrument | 201002000220 |
| Name | NEW AMERICAN FNDG |
|---|---|
| Type | Funding / Finance Company |
| Address | TUSTIN, CA 92780 |
| Amount | Amount on Record |
|---|---|
| Term | 180 Months |
| Due | Oct 1, 2035 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | HAMILTON TN |
| Property Address | 808 WILLCREST DR, CHATTANOOGA, TN 37405-1948 |
| Instrument Date | Jan 31, 2020 |
| Transaction Type | Mortgage |
| Record Updated | Feb 26, 2020 |
| Title Company | CHATTANOOGA TITLE-DOWNTOWN LLC |
| Name | Verified Name |
|---|---|
| Address | 808 WILLCREST DR CHATTANOOGA TN 374051948, CHATTANOOGA, TN 37405-1948 |
| Document Number | 203000217 |
|---|---|
| Date | Feb 3, 2020 |
| Book Page | 011896/000881 |
| Instrument | 200203000217 |
| Name | NEW AMERICAN FNDG |
|---|---|
| Type | Funding / Finance Company |
| Address | TUSTIN, CA 92780 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 180 Months |
| Due | Feb 2, 2035 |
The 2025 property tax bill for 808 Willcrest Dr was $2,432, up 9.2% from the year before.
Source: Hamilton County assessment roll, as of January 2, 2026
| Type | Name |
|---|---|
| State | Tennessee |
| County | Hamilton County |
| Municipality | Chattanooga City |
| Unified School District | Hamilton County School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $2,432.00 (+9.21%) | $160,475 (+61.16%) | $641,900 (+61.16%) Land $110,000 Building $531,900 |
| 2024 | $2,227.00 | $99,575 (-) | $398,300 (-) Land $70,000 Building $328,300 |
| 2023 | $2,227.00 | $99,575 (-) | $398,300 (-) Land $70,000 Building $328,300 |
| 2022 | $2,227.00 | $99,575 | $398,300 Land $70,000 Building $328,300 |
Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.
FEMA maps place 808 Willcrest Dr in Zone X, an area of minimal flood risk.
Source: FEMA National Flood Hazard Layer, effective August 30, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Nearby Flood Policies | 9 in force |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Wildfire risk around 808 Willcrest Dr is low, with a 0.04% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 67% of the US · above 49% of Tennessee |
|---|---|
| Wildfire Likelihood | 0.04% annual chance |
| Exposure | None beyond ember reach |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | TENNESSEE AMERICAN WATER private · serves 207,046 people · EPA ID TN0000107 |
|---|---|
| Water Source | Surface water |
| Last State Inspection | Dec 2025 |
| Lead | 1 ppb (2023–2025) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 192 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| EPB Fiber | 100,000 / 100,000 |
| Xfinity Cable | 1,200 / 35 |
| AT&T Fiber | 1,000 / 1,000 |
| Verizon Fixed Wireless | 300 / 20 |
| T-Mobile Fixed Wireless | 100 / 20 |
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