827 Stella Rd, Stella, NC 28582 Property Records

Carteret County property record for 827 Stella Rd, Stella, NC 28582

Property Summary

Property Type	Single Family Home
Details	4 bd · 2 ba · 2,070 sqft · built 1855
Lot Size	0.999 acres (43,516 sqft)
Owner	2 Individual Names on File
Last Sale	$315,000 (Jul 2009)
Tax Bill	$1,544 (2025)
Deeds & Mortgages	Jul 2020 Sale & Mortgage
Flood Zone	Zone X (minimal risk)
APN	`5357.02.58.3271000`

Property Details

APN / Parcel Number

Primary APN	`5357.02.58.3271000`
Alternative APNs	`394393` `27655`

Interior

Bedrooms	4 Beds
Full Baths	2 Baths
Stories	2 Stories
Building Area	2,070 sqft Heated Area
Gross Area	1,976 sqft
1st Floor Area	210 sqft
Flooring	Carpet
Interior Walls	Plaster
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1855
Effective Year Built	Effective 1996
Architectural Style	Colonial
Exterior Material	Fiber Cement Siding
Foundation Type	Brick
Roof Type	Gable
Roof Material	Composition Shingle
Lot Area	43,516 sqft (0.999 acres)
Lot Dimensions	201 ft deep x 234 ft wide
Garage Area	780 sqft
Parking Spaces	3 Parking Spaces
Porch	Slab
Porch Area	896 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central
Heating Fuel	Electric

Location & Zoning

Account Number	27655
Street Address	827 STELLA RD
City	STELLA
State	NC
Zip	28582-5012
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	TR 2 M&M LAND DEVELOPMENT INC
Legal Subdivision	RECOMBINATION
Legal Tract	2
Legal Block	58
Jurisdiction	CARTERET NC
Township / Civil Division	WHITE OAK
Census Block Group	1
Census Block	1007
Census Tract	970801

Owner

827 Stella Rd is owned and occupied by two individuals who bought it in July 2009.

Source: Carteret County records, as of September 23, 2026

Owner of Record	2 Individual Names on File
Mailing Address	827 STELLA RD, STELLA, NC 28582-5012
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Jul 24, 2009 · Amount on File
Deed Sale	Jul 24, 2009 · Amount on File
Prior Sale	Apr 22, 2008 · Amount on File
Deed Document Number	20091316036
Deed Book / Page	1316 / 36
Record Updated	Oct 29, 2026

July 2020: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	CARTERET NC
Recording Date	Jul 2, 2020
Property Address	827 STELLA RD, STELLA, NC 28582-5012
Document Number	0016770348
Book / Page	001677 / 000348
Instrument Date	Jul 2, 2020
Transaction Type	Transfer
Record Updated	Aug 21, 2020
Title Company	ATTORNEY ONLY

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$871.00
Additional	Arm's Length Multiple Parcels

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	827 STELLA ROAD TRACT 1-3 STELLA NC 28582, STELLA, NC 28582

Mortgage

Document Number	16770349
Date	Jul 2, 2020
Book Page	001677/000349

Lender

Name	GUARANTEED RATE
Address	CHICAGO, IL 60613

Agreement

Type	Conventional with PMI
Amount	Amount on Record
Term	360 Months
Due	Jul 1, 2050

Tax Assessment & Valuation

The 2025 property tax bill for 827 Stella Rd was $1,544.

Source: Carteret County assessment roll, as of November 24, 2025

Property Jurisdictions

Type	Name
State	North Carolina
County	Carteret County
Unified School District	Carteret County Schools (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$419,406 (-) Land $49,988 Building $369,418	$419,406 (-) Land $49,988 Building $369,418
2025	$1,544.00	$419,406 Land $49,988 Building $369,418	$419,406 Land $49,988 Building $369,418
2023		$249,278 Land $45,723 Building $203,555	$249,278 Land $45,723 Building $203,555
2022	$1,368.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 827 Stella Rd in Zone X, an area of minimal flood risk, within 500 ft of a high-risk flood zone.

Source: FEMA National Flood Hazard Layer, effective January 17, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone AE, within 500 ft
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on File median of 40 policies
Community Rating System	Class 9 (5% premium discount)
Nearby Flood Policies	40 in force
Nearby Flood Claims	12 (1993–2018)
Claims Outside the SFHA	2 of 12
Most Recent Claim	Sep 2018 · Hurricane Florence
Claims by Event	Hurricane Florence, Sep 2018 · 2 claims Hurricane Fran, Sep 1996 · 4 claims Severe Snowfall & Winter Storm, Mar 1993 · 2 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 827 Stella Rd is moderate, ranking above 60% of the US, with a 0.1% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Moderate above 60% of the US · above 83% of North Carolina
Wildfire Likelihood	0.1% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 14 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Spectrum Cable	1,000 / 1,000
T-Mobile Fixed Wireless	100 / 20

Cell Coverage

5G (outdoors only) and 4G LTE

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