815 Stella Rd, Stella, NC 28582 Property Records

Carteret County property record for 815 Stella Rd, Stella, NC 28582

Property Summary

Property Type	Vacant Land
Lot Size	0.536 acres (23,348 sqft)
Owner	2 Individual Names on File
Last Sale	$435,500 (Jul 2020)
Tax Bill	$152 (2025)
Deeds & Mortgages	Jul 2020 Sale & Mortgage
Flood Zone	Zone X (minimal risk)
APN	`5357.02.58.3397000`

Property Details

APN / Parcel Number

Primary APN	`5357.02.58.3397000`
Alternative APNs	`394393` `27655`

Exterior

Lot Area	23,348 sqft (0.536 acres)
Lot Dimensions	191 ft deep x 118 ft wide

Location & Zoning

Account Number	27655
Street Address	815 STELLA RD
City	STELLA
State	NC
Zip	28582-5012
Property Category	Vacant Land
Property Type	Vacant Land > Uncategorized
Legal Description	TR 1 M&M LAND DEVELOPMENT INC
Legal Subdivision	MCMURTREY
Legal Tract	1
Legal Block	58
Jurisdiction	CARTERET NC
Township / Civil Division	WHITE OAK
Census Block Group	1
Census Block	1007
Census Tract	970801

Owner

815 Stella Rd, vacant land, is owned by two individuals who bought it in July 2020.

Source: Carteret County records, as of September 23, 2026

Owner of Record	2 Individual Names on File
Mailing Address	827 STELLA RD, STELLA, NC 28582-5012
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Jul 2, 2020 · Amount on File
Deed Sale	Jul 2, 2020 · Amount on File
Prior Sale	Mar 3, 2011 · Amount on File
Deed Document Number	20201677348
Deed Book / Page	1677 / 348
Record Updated	Oct 29, 2026

July 2020: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	CARTERET NC
Recording Date	Jul 2, 2020
Property Address	815 STELLA RD, STELLA, NC 28582-5012
Document Number	0016770348
Book / Page	001677 / 000348
Instrument Date	Jul 2, 2020
Transaction Type	Transfer
Record Updated	Aug 21, 2020
Title Company	ATTORNEY ONLY

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$871.00
Additional	Arm's Length Multiple Parcels

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	827 STELLA ROAD TRACT 1-3 STELLA NC 28582, STELLA, NC 28582

Mortgage

Document Number	16770349
Date	Jul 2, 2020
Book Page	001677/000349

Lender

Name	GUARANTEED RATE
Address	CHICAGO, IL 60613

Agreement

Type	Conventional with PMI
Amount	Amount on Record
Term	360 Months
Due	Jul 1, 2050

Tax Assessment & Valuation

The 2025 property tax bill for 815 Stella Rd was $152.

Source: Carteret County assessment roll, as of November 24, 2025

Property Jurisdictions

Type	Name
State	North Carolina
County	Carteret County
Unified School District	Carteret County Schools (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$44,200 (-) Land $44,200	$44,200 (-) Land $44,200
2025	$152.00	$44,200 Land $44,200	$44,200 Land $44,200
2023		$8,353 Land $8,353	$8,353 Land $8,353
2022	$40.00

Assessed value is set for property tax purposes, not a market price estimate; it is a fraction of this property's market value.

Flood

FEMA maps place 815 Stella Rd in Zone X, an area of minimal flood risk, within 500 ft of a high-risk flood zone.

Source: FEMA National Flood Hazard Layer, effective January 17, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone AE, within 500 ft
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on File median of 40 policies
Community Rating System	Class 9 (5% premium discount)
Nearby Flood Policies	40 in force
Nearby Flood Claims	12 (1993–2018)
Claims Outside the SFHA	2 of 12
Most Recent Claim	Sep 2018 · Hurricane Florence
Claims by Event	Hurricane Florence, Sep 2018 · 2 claims Hurricane Fran, Sep 1996 · 4 claims Severe Snowfall & Winter Storm, Mar 1993 · 2 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 815 Stella Rd is moderate, ranking above 60% of the US, with a 0.1% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Moderate above 60% of the US · above 83% of North Carolina
Wildfire Likelihood	0.1% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 14 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Spectrum Cable	1,000 / 1,000
T-Mobile Fixed Wireless	100 / 20

Cell Coverage

5G (outdoors only) and 4G LTE

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