Carteret County property record for 794 Stella Rd, Stella, NC 28582
| Property Type | Single Family Home |
|---|---|
| Details | 5 bd · 3.5 ba · 3,917 sqft · built 2015 |
| Lot Size | 1.29 acres (56,367 sqft) |
| Owner | 2 Individual Names on File |
| Tax Bill | $2,287 (2025) |
| Deeds & Mortgages | Jun 2017 Line of Credit |
| Flood Zone | Zone AE (high risk) |
| APN | 5357.02.58.2910000 |
| Primary APN | 5357.02.58.2910000 |
|---|---|
| Alternative APNs |
|
| Bedrooms | 5 Beds |
|---|---|
| Full Baths | 3.5 Baths |
| Half Baths | 1 Half Bath |
| Stories | 1 Story |
| Building Area | 3,917 sqft Heated Area |
| Gross Area | 2,580 sqft |
| 1st Floor Area | 40 sqft |
| Flooring | Hardwood |
| Interior Walls | Wallboard/Drywall |
| Year Built | Built 2015 |
|---|---|
| Effective Year Built | Effective 2015 |
| Architectural Style | Conventional |
| Exterior Material | Fiber Cement Siding |
| Foundation Type | Concrete |
| Roof Type | Hip |
| Roof Material | Composition Shingle |
| Lot Area | 56,367 sqft (1.29 acres) |
| Lot Dimensions | 218 ft deep x 222 ft wide |
| Pool Area | 384 sqft |
| Porch | Slab |
| Utility Building | 34 sqft |
| Cooling System | Central |
|---|---|
| Heating System | Central |
| Heating Fuel | Electric |
| Account Number | 22900 |
|---|---|
| Street Address | 794 STELLA RD |
| City | STELLA |
| State | NC |
| Zip | 28582-0006 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | PART TR 2 HARRY H BARKER |
| Legal Tract | 2 |
| Legal Block | 58 |
| Jurisdiction | CARTERET NC |
| Township / Civil Division | WHITE OAK |
| Census Block Group | 1 |
| Census Block | 1000 |
| Census Tract | 970801 |
794 Stella Rd is owned and occupied by two individuals.
Source: Carteret County records, as of September 23, 2026
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Owner of Record | 2 Individual Names on File |
|---|---|
| Mailing Address | 794 STELLA RD, STELLA, NC 28582-0006 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Deed Names | 2 Names on Deed |
|---|---|
| Record Updated | Oct 29, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | CARTERET NC |
| Property Address | 794 STELLA RD, STELLA, NC 28582 |
| Transaction Type | Mortgage |
| Record Updated | Feb 5, 2021 |
| Name | Verified Name |
|---|
| Document Number | 0015780031 |
|---|---|
| Date | Jun 8, 2017 |
| Book Page | 1578/031 |
| Instrument | 1578031 |
| Name | PNC BANK NA |
|---|---|
| Type | Bank |
| Address | WILMINGTON, DE 19801 |
| Type | Line of Credit |
|---|---|
| Amount | Amount on Record |
| Term | 480 Months |
| Due | Jun 26, 2057 |
| Rate Type | Adjustable Rate |
|---|---|
| Change Frequency | Monthly |
The 2025 property tax bill for 794 Stella Rd was $2,287.
Source: Carteret County assessment roll, as of November 24, 2025
| Type | Name |
|---|---|
| State | North Carolina |
| County | Carteret County |
| Unified School District | Carteret County Schools (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $634,558 (-) Land $54,116 Building $580,442 | $634,558 (-) Land $54,116 Building $580,442 | |
| 2025 | $2,287.00 | $634,558 Land $54,116 Building $580,442 | $634,558 Land $54,116 Building $580,442 |
| 2023 | $426,143 Land $44,606 Building $381,537 | $426,143 Land $44,606 Building $381,537 | |
| 2022 | $1,947.00 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
FEMA maps place 794 Stella Rd in Zone AE, a high-risk flood area; flood insurance is required for federally backed loans.
Source: FEMA National Flood Hazard Layer, effective January 17, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone AE high risk |
|---|---|
| 100-Year Floodplain | Yes 1% annual chance |
| Floodway | No |
| Base Flood Elevation | 11.0 ft |
| Flood Insurance Requirement | Required federally backed loans |
| Flood Insurance Cost | Premium on File median of 40 policies |
| Community Rating System | Class 9 (5% premium discount) |
| Nearby Flood Policies | 40 in force |
| Nearby Flood Claims | 12 (1993–2018) |
| Claims Outside the SFHA | 2 of 12 |
| Most Recent Claim | Sep 2018 · Hurricane Florence |
| Claims by Event |
|
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Wildfire risk around 794 Stella Rd is moderate, ranking above 46% of the US, with a 0.08% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Moderate above 46% of the US · above 67% of North Carolina |
|---|---|
| Wildfire Likelihood | 0.08% annual chance |
| Exposure | Indirect within ember reach |
| Adjoins Burnable Land | Yes |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: FCC Broadband Data Collection, based on 67 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Spectrum Cable | 1,000 / 35 |
| T-Mobile Fixed Wireless | 100 / 20 |
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