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827 S Ruby Dr, Key Largo, FL 33037 Property Records

Monroe County property record for 827 S Ruby Dr, Key Largo, FL 33037 · Last verified December 2025

Property Highlights

Property TypeResidential > Prefabricated > Mobile Home
Bedrooms2 Beds
Bathrooms2 Baths
Year BuiltBuilt 2006
Square Footage1,056 sqft Living Area
Lot Size4,313 sqft (0.099 acres)
OccupancyOwner Occupied
Last Sale$295,000 (2021)
Tax Bill$2,872.00 (2024)

Property Details

APN / Parcel Number

Primary APN00486852-010000
Alternative APNs
  • 12623800486852010000
  • 1598623

Interior

Bedrooms2 Beds
Full Baths2 Baths
Building Area1,056 sqft Living Area
1st Floor1,056 sqft 1st Floor
Stories1 Stories
Primary FlooringPlywood Flooring
Interior StructureMasonry Interior Structure

Exterior

Year BuiltBuilt 1978
Effective Year BuiltEffective 2006
Exterior MaterialMetal Exterior
Construction TypeWood Construction
Foundation TypeBlock Foundation
Roof ConstructionFlat Roof Construction
Roof MaterialMetal Roof
Lot Area4,313 sqft (0.099 acres)
Depth X Width85 ft x 48 ft Depth x Width
Garage TypeCarport Garage
CarportCarport

Exterior Amenities

Pool TypePublic/Municipal/Commercial Pool Type
Patio Area128 sqft Patio
PorchFinished/Screened Porch
Porch Area416 sqft Porch

Utilities and HVAC

Cooling SystemHVAC Cooling
Heating SystemForced Air Heating

Location & Zoning

Account Number1598623
Old Parcel Number12623800486852010000
Street Address827 S RUBY DR
CityKEY LARGO
StateFL
Zip33037-3861
Property UsageResidential Property Usage
TypeResidential > Prefabricated > Mobile Home
Legal DescriptionLT 827 S RUBY DR SILVER SHORES MOBILE HOME PARK PLAT OF SURVEY OF LIME GROVE ESTS PB5-52 PT TR 1 & PT GOVT LOT 3 SEC 12 TWP
Legal Range38E
Legal Township62S
Legal Section12
Legal SubdivisionSILVER SHORES MOBILE HOMES
Legal Tract1
Legal Lot Number3,827
JurisdictionMONROE FL
Minor Civil DivisionUPPER KEYS
Census Blockgroup2
Census Block2019
Census Tract970600

Owner

Source: Monroe County records · APN 00486852-010000

Assessment roll updated July 1, 2025 · Last verified December 2025

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of RecordIndividual Name on File
Mailing Address827 S RUBY DR, KEY LARGO, FL 33037-3861
OccupancyOwner Occupied
Owner TypeOwner is an Individual, Couple or Unincorporated Entity

Deeds, Mortgages & Sale History

DateDocument
Dec 30, 2020Grant Deed, Transfer
ATTORNEY ONLY
Apr 10, 2019Loan Modification, Mortgage · Conventional Mortgage
ELAINE MASI

Assessor's Deed Record

Deed NamesVerified Name on Deed
Last SaleNov 01, 2021 · Amount on Record
Deed SaleNov 01, 2021 · Amount on Record
Deed Doc Number0031381667
Record RefreshedJun 08, 2026

December 2020: Grant Deed, Transfer

Document TypeGrant Deed
JurisdictionMONROE FL
Recording DateDec 30, 2020
Property Address827 S RUBY DR, KEY LARGO, FL 33037-3861
Document Number0030661084
Book / Page003066 / 001084
Instrument DateNov 04, 2020
Instrument2297468
Transaction TypeTransfer
Record UpdatedJan 21, 2021
Title CompanyATTORNEY ONLY

Transaction

AmountAmount Recorded
Tax$1,393.00
Additional
  • Arms Length Transaction

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipHusband And Wife
Address827 S RUBY DR KEY LARGO FL 330373861, KEY LARGO, FL 33037-3861

April 2019: Loan Modification, Mortgage

Document TypeLoan Modification
JurisdictionMONROE FL
Property Address827 S RUBY DR, KEY LARGO, FL 33037-3861
Document Number0029590725
Instrument DateApr 10, 2019
Transaction TypeMortgage
Record UpdatedMay 30, 2019
Title CompanyATTORNEY ONLY

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipHusband And Wife
Address827 S RUBY DR KEY LARGO FL 330373861, KEY LARGO, FL 33037-3861

Mortgage

Document Number0029590725
DateApr 15, 2019
Book Page002959/000725
Instrument2215722
Lender
NameELAINE MASI
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term60 Months
DueApr 14, 2024

Tax Assessment & Valuation

Source: Monroe County records · Assessment roll updated July 1, 2025 · Last verified December 2025

Property Jurisdictions

TypeName
StateFlorida
CountyMonroe County
Unified School DistrictMonroe County School District (PK - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

YearTax BillAssessed ValueAssessed Market Value
2025$316,255 (+12.32%) Land $240,032 Building $76,223$316,255 (+12.32%) Land $240,032 Building $76,223
2024$2,872.00 (+4.36%)
2023$2,752.00 (+13.3%)$281,575 (+18.74%) Land $205,118 Building $76,457$281,575 (+18.74%) Land $205,118 Building $76,457
2022$2,429.00$237,136 Land $152,747 Building $84,389$237,136 Land $152,747 Building $84,389

Flood & Wildfire

Source: FEMA National Flood Hazard Layer, Monroe County (12087C), updated September 24, 2026 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026

Flood

FEMA Flood ZoneZone AE
Flood HazardHigh
100-Year FloodplainYes
1% annual chance
Special Flood Hazard AreaYes
Flood Insurance RequirementRequired (federally backed mortgages)
FloodwayNo
Base Flood Elevation8.0 ft

Wildfire

Wildfire RiskNot rated
no burnable land in reach
Wildfire LikelihoodNegligible
ExposureNone
beyond ember reach

Values are read at the parcel center point; lenders make the official flood determination.

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