828 S Ruby Dr, Key Largo, FL 33037 Property Records

Monroe County property record for 828 S Ruby Dr, Key Largo, FL 33037 · Last verified December 2025

Property Highlights

Property Type	Residential > Prefabricated > Mobile Home
Bedrooms	2 Beds
Bathrooms	2 Baths
Year Built	Built 1995
Square Footage	1,968 sqft Living Area
Lot Size	4,238 sqft (0.097 acres)
Occupancy	Owner Occupied
Last Sale	$125,000 (2001)
Tax Bill	$1,323.00 (2024)

Property Details

APN / Parcel Number

Primary APN	`00486852-008900`
Alternative APNs	`12623800486852008900` `1598518`

Interior

Bedrooms	2 Beds
Full Baths	2 Baths
Building Area	1,968 sqft Living Area
1st Floor	1,584 sqft 1st Floor
Stories	1 Stories
Interior Structure	Wallboard/Drywall Interior Structure

Exterior

Year Built	Built 1978
Effective Year Built	Effective 1995
Exterior Material	Metal Exterior
Construction Type	Wood Construction
Foundation Type	Block Foundation
Roof Construction	Flat Roof Construction
Roof Material	Metal Roof
Lot Area	4,238 sqft (0.097 acres)

Exterior Amenities

Deck Area	80 sqft Deck
Patio Area	520 sqft Patio
Porch	Open Porch
Porch Area	880 sqft Porch

Utilities and HVAC

Cooling System	HVAC Cooling
Heating System	Forced Air Heating

Location & Zoning

Account Number	1598518
Old Parcel Number	12623800486852008900
Street Address	828 S RUBY DR
City	KEY LARGO
State	FL
Zip	33037-3838
Property Usage	Residential Property Usage
Type	Residential > Prefabricated > Mobile Home
Legal Description	PLAT OF SURVEY OF LIME GROVE ESTS PB5-52 PT TR 1 AND PT GOVT LOT 3 SEC 12 TWP 62 RGE 38 SILVER SHORES MOBILE HOME PARK LOT
Legal Range	38E
Legal Township	62S
Legal Section	12
Legal Subdivision	SILVER SHORES MOBILE HOMES
Legal Tract	1
Legal Lot Number	3,828
Jurisdiction	MONROE FL
Minor Civil Division	UPPER KEYS
Census Blockgroup	2
Census Block	2035
Census Tract	970600

Owner

Source: Monroe County records · APN 00486852-008900

Assessment roll updated July 1, 2025 · Last verified December 2025

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on File
Mailing Address	828 S RUBY DR, KEY LARGO, FL 33037-3838
Occupancy	Owner Occupied
Owner Type	Owner is an Individual, Couple or Unincorporated Entity

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	Verified Name on Deed
Last Sale	Apr 01, 2001 · Amount on Record
Deed Sale	Apr 01, 2001 · Amount on Record
Deed Doc Number	0001693615
Record Refreshed	Jun 08, 2026

Tax Assessment & Valuation

Source: Monroe County records · Assessment roll updated July 1, 2025 · Last verified December 2025

Property Jurisdictions

Type	Name
State	Florida
County	Monroe County
Unified School District	Monroe County School District (PK - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Year	Tax Bill	Assessed Value	Assessed Market Value
2025		$163,851 (+5.99%)	$372,058 (+13.21%) Land $259,269 Building $112,789
2024	$1,323.00 (+10.34%)
2023	$1,199.00 (+5.64%) Senior Citizen's exemption	$154,597 (+3%)	$328,647 (+22.29%) Land $221,557 Building $107,090
2022	$1,135.00 Senior Citizen's exemption	$150,095	$268,742 Land $157,490 Building $111,252

Flood & Wildfire

Source: FEMA National Flood Hazard Layer, Monroe County (12087C), updated September 24, 2026 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026

Flood

FEMA Flood Zone	Zone AE
Flood Hazard	High
100-Year Floodplain	Yes 1% annual chance
Special Flood Hazard Area	Yes
Flood Insurance Requirement	Required (federally backed mortgages)
Floodway	No
Base Flood Elevation	8.0 ft

Wildfire

Wildfire Risk	Not rated no burnable land in reach
Wildfire Likelihood	Negligible
Exposure	None beyond ember reach

Values are read at the parcel center point; lenders make the official flood determination.