820 S Ruby Dr, Key Largo, FL 33037 Property Records

Monroe County property record for 820 S Ruby Dr, Key Largo, FL 33037 · Last verified December 2025

Property Highlights

Property Type	Residential > Prefabricated > Mobile Home
Bedrooms	2 Beds
Bathrooms	2 Baths
Year Built	Built 2005
Square Footage	864 sqft Living Area
Lot Size	4,613 sqft (0.105 acres)
Garage	Carport
Last Sale	$295,000 (2021)
Tax Bill	$3,092.00 (2024)

Property Details

APN / Parcel Number

Primary APN	`00486852-008700`
Alternative APNs	`12623800486852008700` `1598496`

Interior

Bedrooms	2 Beds
Full Baths	2 Baths
Building Area	864 sqft Living Area
1st Floor	864 sqft 1st Floor
Stories	1 Stories
Primary Flooring	Terrazzo Flooring
Interior Structure	Masonry Interior Structure

Exterior

Year Built	Built 1980
Effective Year Built	Effective 2005
Exterior Material	Metal Exterior
Construction Type	Wood Construction
Foundation Type	Block Foundation
Roof Construction	Flat Roof Construction
Roof Material	Metal Roof
Lot Area	4,613 sqft (0.105 acres)
Garage Type	Carport Garage
Carport	Carport
Carport Area	456 sqft Carport

Exterior Amenities

Pool Type	Public/Municipal/Commercial Pool Type
Deck Area	324 sqft Deck
Patio Area	412 sqft Patio
Porch	Enclosed Porch
Porch Area	336 sqft Porch

Utilities and HVAC

Cooling System	HVAC Cooling

Location & Zoning

Account Number	1598496
Old Parcel Number	12623800486852008700
Street Address	820 S RUBY DR
City	KEY LARGO
State	FL
Zip	33037-3838
Property Usage	Residential Property Usage
Type	Residential > Prefabricated > Mobile Home
Legal Description	LT 820 S RUBY DR SILVER SHORES MOBILE HOME PARK PLAT OF SURVEY OF LIME GROVE ESTS PB5-52 PT TR 1 AND PT GOVT LOT 3 SEC 12 TWP
Legal Range	38E
Legal Township	62S
Legal Section	12
Legal Subdivision	SILVER SHORES MOBILE HOMES
Legal Tract	1
Legal Lot Number	3,820
Jurisdiction	MONROE FL
Minor Civil Division	UPPER KEYS
Census Blockgroup	2
Census Block	2035
Census Tract	970600

Owner

Source: Monroe County records · APN 00486852-008700

Assessment roll updated July 1, 2025 · Last verified December 2025

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on File
Mailing Address	19490 NW 87TH PL, HIALEAH, FL 33018-6214
Owner Type	Owner is an Individual, Couple or Unincorporated Entity

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	Verified Name on Deed
Last Sale	Jun 01, 2021 · Amount on Record
Deed Sale	Jun 01, 2021 · Amount on Record
Deed Doc Number	0031031376
Record Refreshed	Jun 08, 2026

March 2017: Grant Deed, Transfer

Document Type	Grant Deed
Jurisdiction	MONROE FL
Recording Date	Mar 28, 2017
Property Address	820 S RUBY DR, KEY LARGO, FL 33037-3838
Document Number	0028452397
Book / Page	002845 / 002397
Instrument Date	Mar 24, 2017
Instrument	2116254
Transaction Type	Transfer
Record Updated	Jun 13, 2017
Title Company	SUNSHINE TITLE CORPORATION, SUNSHINE TITLE CORP

Transaction

Amount	Amount Recorded
Tax	$1,960.00
Additional	Arms Length Transaction

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Revocable Trust
Address	539 OCEAN CAY DR KEY LARGO FL 330374346, KEY LARGO, FL 33037-4346

Tax Assessment & Valuation

Source: Monroe County records · Assessment roll updated July 1, 2025 · Last verified December 2025

Property Jurisdictions

Type	Name
State	Florida
County	Monroe County
Unified School District	Monroe County School District (PK - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Year	Tax Bill	Assessed Value	Assessed Market Value
2025		$352,564 (+12.74%) Land $273,683 Building $78,881	$352,564 (+12.74%) Land $273,683 Building $78,881
2024	$3,092.00 (+6.33%)
2023	$2,908.00 (+15.4%)	$312,722 (+25.53%) Land $233,874 Building $78,848	$312,722 (+25.53%) Land $233,874 Building $78,848
2022	$2,520.00	$249,113 Land $166,245 Building $82,868	$249,113 Land $166,245 Building $82,868

Flood & Wildfire

Source: FEMA National Flood Hazard Layer, Monroe County (12087C), updated September 24, 2026 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026

Flood

FEMA Flood Zone	Zone AE
Flood Hazard	High
100-Year Floodplain	Yes 1% annual chance
Special Flood Hazard Area	Yes
Flood Insurance Requirement	Required (federally backed mortgages)
Floodway	No
Base Flood Elevation	8.0 ft

Wildfire

Wildfire Risk	Not rated no burnable land in reach
Wildfire Likelihood	Negligible
Exposure	None beyond ember reach

Values are read at the parcel center point; lenders make the official flood determination.