827 Main St, Chipley, FL 32428 Property Records

Washington County property record for 827 Main St, Chipley, FL 32428

Property Summary

Property Type	Restaurant
Details	1,824 sqft · built 1901
Lot Size	0.05 acres (2,178 sqft)
Owner	Individual Name on Record
Last Sale	$117,500 (Nov 2025)
Tax Bill	$1,278 (2025)
Deeds & Mortgages	Nov 2025 Sale Nov 2018 Mortgage + 1 more
Flood Zone	Zone X (minimal risk)
APN	`000014360000`

Property Details

APN / Parcel Number

Primary APN	`000014360000`
Alternative APN	`14360000`

Interior

Building Area	1,824 sqft Total Area
Gross Area	2,184 sqft
Flooring	Vinyl/Resilient
Interior Walls	Wallboard/Drywall

Exterior

Year Built	Built 1901
Effective Year Built	Effective 1985
Exterior Material	Brick
Fire Resistance	Masonry Walls, Wood Interior
Roof Type	Flat
Roof Material	Metal
Lot Area	2,178 sqft (0.05 acres)
Lot Width	24 ft Width
Porch	Finished/Screened Porch
Porch Area	360 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Forced Air

Location & Zoning

Account Number	000014360000
Street Address	827 MAIN ST
City	CHIPLEY
State	FL
Zip	32428-1907
Property Category	Commercial
Property Type	Commercial > Retail > Restaurant
Legal Description	4 4 13 PARCEL DESC IN ORB 1124 P 562
Legal Range	13W
Legal Township	04N
Legal Section	04
Legal Subdivision	CITY/CHIPLEY
Legal Block	1436
Legal Lot Number	0000
Jurisdiction	WASHINGTON FL
Township / Civil Division	CHIPLEY
Census Block Group	3
Census Block	3003
Census Tract	970104

Owner

Source: Washington County records, as of December 22, 2025

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Co-owner	Co-owner on Record
Mailing Address	PO BOX 4623, SANTA ROSA BEACH, FL 32459-4623
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Nov 20, 2025	Warranty Deed, Transfer
Nov 21, 2018	Deed of Trust, Mortgage · Commercial Mortgage CITY IF CHIPLEY
Aug 6, 2018	Warranty Deed, Transfer PRECISION TITLE/FLORIDA

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Nov 20, 2025 · Amount on Record
Deed Sale	Nov 20, 2025 · Amount on Record
Prior Sale	Aug 6, 2018 · Amount on Record
Deed Document Number	202567008403
Deed Book / Page	1354 / 496
Record Updated	Jun 8, 2026

November 2025: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	WASHINGTON FL
Recording Date	Nov 20, 2025
Property Address	827 MAIN ST, CHIPLEY, FL 32428-1907
Document Number	0067008403
Book / Page	1354 / 496
Instrument Date	Nov 19, 2025
Instrument	202567008403
Transaction Type	Transfer
Record Updated	Dec 19, 2025

Transaction

Amount	Amount Recorded
Tax	$822.50
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	827 MAIN ST, CHIPLEY, FL 32428-1907

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	PO BOX 4623, SANTA ROSA BEACH, FL 32459-4623

November 2018: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	WASHINGTON FL
Property Address	827 MAIN ST, CHIPLEY, FL 32428-1907
Transaction Type	Mortgage
Record Updated	Aug 2, 2022

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0067007734
Date	Nov 21, 2018
Book Page	1131/429
Instrument	201867007734

Lender

Name	CITY IF CHIPLEY
Type	Government Agency
Address	CHIPLEY, FL 32428

Agreement

Type	Commercial Mortgage
Amount	Amount Recorded

August 2018: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	WASHINGTON FL
Recording Date	Aug 6, 2018
Property Address	827 MAIN ST, CHIPLEY, FL 32428-1907
Document Number	0067005450
Book / Page	001124 / 000562
Instrument Date	Aug 2, 2018
Instrument	67005450
Transaction Type	Transfer
Record Updated	Aug 15, 2018
Title Company	PRECISION TITLE/FLORIDA

Transaction

Amount	Amount Recorded
Tax	$224.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Company
Address	1331 COLEMAN AVE CHIPLEY FL 324281728, CHIPLEY, FL 32428-1728

Tax Assessment & Valuation

Source: Washington County assessment roll, as of July 1, 2025

Property Jurisdictions

Type	Name
State	Florida
Municipality	Chipley City
County	Washington County
Unified School District	Washington County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$1,278.00 (+15.03%)	$86,754 (+15.98%) Land $4,800 Building $81,954	$86,754 (+15.98%) Land $4,800 Building $81,954
2024	$1,111.00 (+17.57%)	$74,798 (+41.55%) Land $4,800 Building $69,998	$74,798 (+41.55%) Land $4,800 Building $69,998
2023	$945.00 (+6.3%)	$52,841 (-) Land $4,800 Building $48,041	$52,841 (-) Land $4,800 Building $48,041
2022	$889.00	$52,841 Land $4,800 Building $48,041	$52,841 Land $4,800 Building $48,041

Assessed value is set for property tax purposes, not a market price estimate; it is a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective July 4, 2011 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	2 in force
Nearby Flood Claims	2 (2013–2020)
Claims Outside the SFHA	2 of 2
Most Recent Claim	Sep 2020 · Hurricane Sally

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · lower than 93% of Florida
Wildfire Likelihood	0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CITY OF CHIPLEY serves 3,660 people · EPA ID FL1670135
Water Source	Groundwater
Last State Inspection	Dec 2025
Lead	1 ppb (2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	5 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 225 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Spectrum Cable	1,000 / 1,000
Verizon Fixed Wireless	300 / 20
Wildstar Networks Fixed Wireless	200 / 50
AT&T Fixed Wireless	100 / 20

827 Main St, Chipley, FL 32428 Property Records

Property Summary

Property Details

APN / Parcel Number

Interior

Exterior

Utilities, Heating & Cooling

Location & Zoning

Owner

Deeds, Mortgages & Sale History

Assessor's Deed Record

November 2025: Warranty Deed, Transfer

Transaction

Transferred From (Grantor/Seller)

Transferred To (Grantee/Buyer)

November 2018: Deed of Trust, Mortgage

Transferred To (Grantee/Buyer)

Mortgage

Lender

Agreement

August 2018: Warranty Deed, Transfer

Transaction

Transferred From (Grantor/Seller)

Transferred To (Grantee/Buyer)

Tax Assessment & Valuation

Property Jurisdictions

Tax Bill & Assessment History

Flood

Wildfire

Drinking Water

Violations Reported to EPA

Internet Providers

Nearby Properties on Main St

Nearby Streets

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