1. Home
  2. Florida
  3. Washington County
  4. Chipley
  5. Main St

820 Main St, Chipley, FL 32428 Property Records

Washington County property record for 820 Main St, Chipley, FL 32428

Property Summary

Property TypeRetail Stores (Personal Services, Photography, Travel)
Details1,500 sqft · built 1901
Lot Size0.042 acres (1,873 sqft)
OwnerIndividual Name on Record
Last Sale$25,000 (Dec 2021)
Tax Bill$563 (2025)
Deeds & MortgagesDec 2021 Sale & Mortgage
Dec 2021 Foreclosure
+ 3 more
Flood ZoneZone X (minimal risk)
APN000014400000

Property Details

APN / Parcel Number

Primary APN000014400000
Alternative APN
  • 14400000

Interior

Building Area1,500 sqft Total Area
Gross Area3,175 sqft
FlooringCeramic Tile
Interior WallsPlywood

Exterior

Year BuiltBuilt 1901
Effective Year BuiltEffective 1964
Exterior MaterialCombination
Fire ResistanceMasonry Walls, Wood Interior
Roof TypeFlat
Roof MaterialBuilt-Up Asphalt
Lot Area1,873 sqft (0.042 acres)
Lot Dimensions75 ft deep x 25 ft wide
PorchOpen Porch
Porch Area175 sqft

Utilities, Heating & Cooling

Cooling SystemCentral
Heating SystemForced Air

Location & Zoning

Account Number000014400000
Street Address820 MAIN ST
CityCHIPLEY
StateFL
Zip32428-1906
Property CategoryCommercial
Property TypeCommercial > Retail > Retail Stores (Personal Services, Photography, Travel)
Legal Description4 4 13 ORB 1226 P 819 BEG AT NEC OF LOT 232, RUN W.75', S. 25', E.75', N.25', S1/2 OF NE1/4
Legal Range13W
Legal Township04N
Legal Section04
Legal SubdivisionCITY/CHIPLEY
Legal Block1440
Legal Lot Number232
JurisdictionWASHINGTON FL
Township / Civil DivisionCHIPLEY
Census Block Group2
Census Block2023
Census Tract970103

Owner

Source: Washington County records, as of December 22, 2025

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of RecordIndividual Name on Record
Mailing Address2555 KENT RD, CHIPLEY, FL 32428-4539
Owner TypeIndividual

Deeds, Mortgages & Sale History

DateDocument
Dec 9, 2021Warranty Deed, Transfer · Seller Carry-Back
JOHNNY WAITS
Dec 3, 2021Deed in Lieu of Foreclosure, Foreclosure
Apr 29, 2019Warranty Deed, Transfer
ATTORNEY ONLY
Aug 6, 2018Grant Deed, Transfer
NOT AVAILABLE
Aug 6, 2018Loan Modification, Mortgage
NOT AVAILABLE

Assessor's Deed Record

Deed NamesName on Deed
Last SaleDec 9, 2021 · Amount on Record
Deed SaleDec 9, 2021 · Amount on Record
Prior SaleDec 3, 2021 · Amount on Record
Deed Document Number202167009868
Deed Book / Page1226 / 819
Record UpdatedJun 8, 2026

December 2021: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionWASHINGTON FL
Recording DateDec 9, 2021
Property Address820 MAIN ST, CHIPLEY, FL 32428-1906
Document Number0067009868
Book / Page1226 / 819
Instrument DateDec 7, 2021
Instrument202167009868
Transaction TypeTransfer
Record UpdatedSep 29, 2023
Title CompanyPANHANDLE LAND TITLE LLC

Transaction

AmountAmount Recorded
Loan-to-Value (LTV)LTV on Record
Tax$175.00
Amount AccuracyRounded by County
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name
Address1675 S FISKE BLVD, ROCKLEDGE, FL 32955-2534

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document Number0000000821
DateDec 9, 2021
Instrument1226/821
Lender
NameJOHNNY WAITS
TypeSeller
Agreement
TypeSeller Carry-Back
AmountAmount Recorded
Term56 Months
DueAug 1, 2026

December 2021: Deed in Lieu of Foreclosure, Foreclosure

Document TypeDeed in Lieu of Foreclosure
JurisdictionWASHINGTON FL
Recording DateDec 3, 2021
Property Address820 MAIN ST, CHIPLEY, FL 32428-1906
Document Number0067009666
Book / Page1226 / 261
Instrument DateDec 1, 2021
Instrument202167009666
Transaction TypeForeclosure
Record UpdatedJan 14, 2022

Transaction

AmountAmount Recorded
Tax$0.00
Amount AccuracyFull Amount Stated

Transferred From (Grantor/Seller)

NameVerified Name
Address9430 GOLD HL, 9430, SAN ANTONIO, TX 78245-1212

Transferred To (Grantee/Buyer)

NameVerified Name
Address1675 S FISKE BLVD, ROCKLEDGE, FL 32955-2534

April 2019: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionWASHINGTON FL
Recording DateApr 29, 2019
Property Address820 MAIN ST, CHIPLEY, FL 32428-1906
Document Number0067003273
Book / Page001143 / 000811
Instrument DateApr 25, 2019
Instrument67003273
Transaction TypeTransfer
Record UpdatedMay 9, 2019
Title CompanyATTORNEY ONLY

Transaction

AmountAmount Recorded
Tax$0.70

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipLife Estate
Address820 MAIN ST CHIPLEY FL 324281906, CHIPLEY, FL 32428-1906

August 2018: Grant Deed, Transfer

Document TypeGrant Deed
JurisdictionWASHINGTON FL
Recording DateAug 6, 2018
Property Address820 MAIN ST, CHIPLEY, FL 32428-1906
Document Number0067005442
Book / Page001124 / 000520
Instrument DateAug 6, 2018
Instrument67005442
Transaction TypeTransfer
Record UpdatedNov 21, 2018
Title CompanyNOT AVAILABLE

Transaction

AmountAmount Recorded
Tax$10.50
Amount AccuracyConfirmed
Additional
  • Multiple Parcels

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
Address820 MAIN ST CHIPLEY FL 324281906, CHIPLEY, FL 32428-1906

August 2018: Loan Modification, Mortgage

Document TypeLoan Modification
JurisdictionWASHINGTON FL
Property Address820 MAIN ST, CHIPLEY, FL 32428-1906
Document Number0067005438
Instrument DateAug 6, 2018
Transaction TypeMortgage
Record UpdatedAug 15, 2018
Title CompanyNOT AVAILABLE

Transferred To (Grantee/Buyer)

NameVerified Name
Address820 MAIN ST CHIPLEY FL 324281906, CHIPLEY, FL 32428-1906

Tax Assessment & Valuation

Source: Washington County assessment roll, as of July 1, 2025

Property Jurisdictions

TypeName
StateFlorida
MunicipalityChipley City
CountyWashington County
Unified School DistrictWashington County School District (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2025$563.00 (+16.08%)$29,823 (+25.82%) Land $5,000 Building $24,823$29,823 (+25.82%) Land $5,000 Building $24,823
2024$485.00 (-0.82%)$23,702 (-) Land $5,000 Building $18,702$23,702 (-) Land $5,000 Building $18,702
2023$489.00 (-0.41%)$23,702 (-) Land $5,000 Building $18,702$23,702 (-) Land $5,000 Building $18,702
2022$491.00$23,702 Land $5,000 Building $18,702$23,702 Land $5,000 Building $18,702

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective July 4, 2011 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it
Nearby Flood Policies1 in force
Nearby Flood Claims7 (2002–2020)
Claims Outside the SFHA6 of 7
Most Recent ClaimSep 2020 · Hurricane Sally

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskLow
lower than 80% of the US · lower than 93% of Florida
Wildfire Likelihood0.01% annual chance
ExposureNone
beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemCITY OF CHIPLEY
serves 3,660 people · EPA ID FL1670135
Water SourceGroundwater
Last State InspectionDec 2025
Lead1 ppb (2025)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and Reporting5
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 225 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Spectrum
Cable		1,000 / 1,000
Verizon
Fixed Wireless		300 / 20
Wildstar Networks
Fixed Wireless		200 / 50
AT&T
Fixed Wireless		100 / 20

Nearby Properties on Main St

Nearby Streets

Search Property Records by Address or Parcel Number

Search by:

By searching, you agree to: Terms • Privacy • Disclosures