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837 Main St, Chipley, FL 32428 Property Records

Washington County property record for 837 Main St, Chipley, FL 32428

Property Summary

Property TypeRetail Store
Details3,500 sqft · built 1901
Lot Size0.049 acres (2,134 sqft)
Owner2 Individual Names on File
Last Sale$8,000 (Mar 2026)
Tax Bill$2,057 (2025)
Deeds & MortgagesAug 2021 Sale
Jul 2018 Sale & Line of Credit
Flood ZoneZone X (minimal risk)
APN000014390000

Property Details

APN / Parcel Number

Primary APN000014390000
Alternative APNs
  • 00000000-00-1439-0000
  • 14390000

Interior

Units2 Units
Stories1 Story
Building Area3,500 sqft Gross Area
1st Floor Area1,750 sqft
FlooringTile
Interior WallsWallboard/Drywall

Exterior

Year BuiltBuilt 1901
Effective Year BuiltEffective 1995
Exterior MaterialBrick
Construction TypeMasonry / Concrete Block
Fire ResistanceMasonry Walls, Wood Interior
Roof TypeGable/Hip
Roof MaterialBuilt-Up Asphalt
Lot Area2,134 sqft (0.049 acres)
Lot Dimensions55 ft deep x 39 ft wide

Utilities, Heating & Cooling

Cooling SystemCentral
Heating SystemForced Air with A/C

Location & Zoning

Street Address837 MAIN ST
CityCHIPLEY
StateFL
Zip32428-1907
Property CategoryCommercial
Property TypeCommercial > Retail > Retail Store
Legal Description4 4 13 ORB 1121 P 909 BEG NWC OF LOT 226,RUN E.50, S.35, W.50, N. 35 TO POB, & A PRCL DESC IN ORB 1216 P 794.
Legal Range13W
Legal Township04S
Legal Section04
Legal SubdivisionL W MORDT PLAT/CHIPLEY
Legal Lot Number226
JurisdictionWASHINGTON FL
Township / Civil DivisionCHIPLEY
Census Block Group3
Census Block3003
Census Tract970104

Owner

837 Main St, a commercial property, is owned by two individuals who bought it in March 2026.

Source: Washington County records, as of April 15, 2026

Owner of Record2 Individual Names on File
Mailing Address4391 CYPRESS CROSSING RD, VERNON, FL 32462-3174
Owner TypeIndividual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

DateDocument
Aug 31, 2021Warranty Deed, Transfer
Jul 9, 2018Warranty Deed, Transfer · Line of Credit
ONE SOUTH BANK

Assessor's Deed Record

Deed Names2 Names on Deed
Last SaleMar 10, 2026 · Amount on File
Deed SaleMar 10, 2026 · Amount on File
Prior SaleJul 9, 2018 · Amount on File
Deed Document Number20261750
Deed Book / Page1364 / 273
Record UpdatedOct 29, 2026

August 2021: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionWASHINGTON FL
Recording DateAug 31, 2021
Property Address837 MAIN ST, CHIPLEY, FL 32428-1942
Document Number0067006450
Book / Page1216 / 794
Instrument DateAug 31, 2021
Instrument202167006450
Transaction TypeTransfer
Record UpdatedDec 27, 2021

Transaction

Tax$0.00
Amount AccuracyNo Consideration Stated
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name
AddressPO BOX 432, CHIPLEY, FL 32428-0432

Transferred To (Grantee/Buyer)

NameVerified Name
Address1636 K O RANCH RD, SOUTHPORT, FL 32409-3505

July 2018: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionWASHINGTON FL
Recording DateJul 9, 2018
Property Address837 MAIN ST, CHIPLEY, FL 32428-1942
Document Number0067004635
Book / Page1121 / 909
Instrument DateJul 5, 2018
Instrument201867004635
Transaction TypeTransfer
Record UpdatedDec 27, 2021
Title CompanyPRESCISION TITLE OF FL LLC

Transaction

AmountAmount on Record
DownpaymentDownpayment on Record
Loan-to-Value (LTV)LTV on Record
Tax$0.00
Amount AccuracyRounded by County
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name
Address8802 NW 139TH ST, 8802, MIAMI LAKES, FL 33018-7349

Transferred To (Grantee/Buyer)

NameVerified Name
Address1636 K O RANCH RD, PANAMA CITY, FL 32409-3505

Mortgage

Document Number0067004636
DateJul 9, 2018
Instrument201867004636
Lender
NameONE SOUTH BANK
TypeBank
Agreement
TypeLine of Credit
AmountAmount on Record
Term60 Months
DueJul 5, 2023

Tax Assessment & Valuation

The 2025 property tax bill for 837 Main St was $2,057, up 5.8% from the year before.

Source: Washington County assessment roll, as of December 3, 2025

Property Jurisdictions

TypeName
StateFlorida
MunicipalityChipley City
CountyWashington County
Unified School DistrictWashington County School District (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2025$2,057.00 (+5.81%)$98,658 (+3.87%) Land $6,240 Building $92,418$98,658 (+3.87%) Land $6,240 Building $92,418
2024$1,944.00 (-0.87%)$94,983 (-) Land $6,240 Building $88,743$94,983 (-) Land $6,240 Building $88,743
2023$1,961.00 (-0.51%)$94,983 (-) Land $6,240 Building $88,743$94,983 (-) Land $6,240 Building $88,743
2022$1,971.00$94,983 Land $6,240 Building $88,743$94,983 Land $6,240 Building $88,743

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 837 Main St in Zone X, an area of minimal flood risk, though there have been 2 flood claims nearby since 2013.

Source: FEMA National Flood Hazard Layer, effective July 4, 2011 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it
Nearby Flood Policies2 in force
Nearby Flood Claims2 (2013–2020)
Claims Outside the SFHA2 of 2
Most Recent ClaimSep 2020 · Hurricane Sally

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 837 Main St is low, with a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskLow
lower than 80% of the US · lower than 93% of Florida
Wildfire Likelihood0.01% annual chance
ExposureNone
beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemCITY OF CHIPLEY
serves 3,660 people · EPA ID FL1670135
Water SourceGroundwater
Last State InspectionDec 2025
Lead1 ppb (2025)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and Reporting5
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 225 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Spectrum
Cable		1,000 / 1,000
Verizon
Fixed Wireless		300 / 20
Wildstar Networks
Fixed Wireless		200 / 50
AT&T
Fixed Wireless		100 / 20

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