827 Bernard Ave, Findlay, OH 45840 Property Records

Hancock County property record for 827 Bernard Ave, Findlay, OH 45840

Property Summary

Property Type	Single Family Home
Details	3 bd · 1.5 ba · 980 sqft · built 1960
Lot Size	0.266 acres (11,600 sqft)
Owner	Company Name on Record
Last Sale	$11,333 (Apr 2022)
Tax Bill	$1,939 (2025)
Deeds & Mortgages	May 2023 Sale Apr 2022 Transfer + 1 more
Flood Zone	Zone X (minimal risk)
APN	`1011-074-06-004.000`

Property Details

APN / Parcel Number

Primary APN	`1011-074-06-004.000`
Alternative APN	`580000250660`

Interior

Bedrooms	3 Beds
Full Baths	1.5 Baths
Half Baths	1 Half Bath
Plumbing Fixtures	2 Plumbing Fixtures
Total Rooms	5 Rooms
Stories	1 Story
Building Area	980 sqft Living Area
1st Floor Area	784 sqft
Flooring	Tile
Interior Walls	Plaster

Exterior

Year Built	Built 1960
Effective Year Built	Effective 1960
Exterior Material	Wood
Construction Type	Brick
Roof Type	Gable
Roof Material	Shingle
Lot Area	11,600 sqft (0.266 acres)
Lot Dimensions	200 ft deep x 58 ft wide
Garage Type	Detached
Garage Area	420 sqft
Parking Spaces	2 Parking Spaces

Exterior Amenities

Porch	Slab
Porch Area	56 sqft
Patio Area	217 sqft
Canopy	35 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central
Sewer	Municipal
Water Source	Commercial

Location & Zoning

Street Address	827 BERNARD AVE
City	FINDLAY
State	OH
Zip	45840-5501
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	MCMANNESS ADD LOT 8751 & PT ALY
Legal Subdivision	MCMANNESS ADD
Legal Lot Number	8751
Jurisdiction	HANCOCK OH
Township / Civil Division	FINDLAY
Census Block Group	1
Census Block	1003
Census Tract	600

Owner

Source: Hancock County records, as of May 29, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Company Name on Record
Mailing Address	624 CRYSTAL AVE, FINDLAY, OH 45840-4653
Owner Type	Company
Vesting	Company

Deeds, Mortgages & Sale History

Date	Document
May 3, 2023	Warranty Deed, Transfer WHITMAN TITLE SECURITY INC, WHITMAN TITLE SECURITY
Apr 28, 2022	Intrafamily Transfer, Transfer FLAG CITY TITLE AGENCY INC, FALG CITY TITLE AGENCY INC
Apr 28, 2022	Warranty Deed, Transfer · Conventional Mortgage THE HUNTINGTON NATIONAL BANK

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Apr 28, 2022 · Amount on Record
Deed Sale	Apr 28, 2022 · Amount on Record
Prior Sale	Apr 28, 2022 · Amount on Record
Deed Document Number	20223991
Deed Book / Page	2593 / 5790
Prior Transfer Date	Apr 21, 2022
Prior Transfer Doc	02593/5790
Record Updated	Sep 20, 2026

May 2023: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	HANCOCK OH
Recording Date	May 3, 2023
Property Address	827 BERNARD AVE, FINDLAY, OH 45840-5501
Document Number	02602/4148
Book / Page	2602 / 4148
Instrument Date	Apr 29, 2023
Instrument	202300002841
Transaction Type	Transfer
Record Updated	May 18, 2023
Title Company	WHITMAN TITLE SECURITY INC, WHITMAN TITLE SECURITY

Transaction

Amount	Amount Recorded
Tax	$0.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	624 CRYSTAL AVE, FINDLAY, OH 45840-4653

April 2022: Intrafamily Transfer, Transfer

Document Type	Intrafamily Transfer
Jurisdiction	HANCOCK OH
Recording Date	Apr 28, 2022
Property Address	827 BERNARD AVE, FINDLAY, OH 45840-5501
Document Number	02593/5790
Book / Page	2593 / 5790
Instrument Date	Apr 21, 2022
Instrument	202200003991
Transaction Type	Transfer
Record Updated	May 19, 2022
Title Company	FLAG CITY TITLE AGENCY INC, FALG CITY TITLE AGENCY INC

Transaction

Tax	$0.00
Amount Accuracy	Transfer Tax Exempt
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	21740 CARTER RD, BOWLING GREEN, OH 43402-9621

April 2022: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	HANCOCK OH
Recording Date	Apr 28, 2022
Property Address	827 BERNARD AVE, FINDLAY, OH 45840-5501
Document Number	02593/5769
Book / Page	2593 / 5769
Instrument Date	Apr 21, 2022
Instrument	202200003989
Transaction Type	Transfer
Record Updated	May 19, 2022
Title Company	FLAG CITY TITLE AGENCY INC

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	827 BERNARD AVE, FINDLAY, OH 45840-5501

Mortgage

Document Number	202200003990
Date	Apr 28, 2022
Instrument	202200003990

Lender

Name	THE HUNTINGTON NATIONAL BANK
Type	Bank

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	May 1, 2052

Tax Assessment & Valuation

Source: Hancock County assessment roll, as of May 29, 2026

Property Jurisdictions

Type	Name
State	Ohio
County	Hancock County
Municipality	Findlay City
Unified School District	Findlay City School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$1,939.00 (+18.59%)	$61,640 (+37.37%) Land $7,530 Building $54,110	$176,110 (+37.39%) Land $21,500 Building $154,610
2024	$1,635.00 (-0.18%)	$44,870 (-) Land $5,020 Building $39,850
2023	$1,638.00	$44,870 Land $5,020 Building $39,850
2022			$128,180 Land $14,330 Building $113,850

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective June 2, 2011

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 99.1% of the US · lower than 96% of Ohio
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	FINDLAY CITY PWS serves 54,040 people · EPA ID OH3200111
Water Source	Surface water
Last State Inspection	Jun 2024
Lead	2 ppb (2026) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	1 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 499 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Metronet Fiber	5,120 / 5,120
AT&T Fiber · DSL · Fixed Wireless in parts of the area	5,000 / 5,000
Spectrum Cable	1,000 / 1,000
Watch TV Fixed Wireless	400 / 40
Verizon Fixed Wireless	300 / 20
HDER Link Fixed Wireless	100 / 100

May also be available: Amplex Wireless, MetaLINK Technologies.

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