825 Bernard Ave, Findlay, OH 45840 Property Records

Hancock County property record for 825 Bernard Ave, Findlay, OH 45840

Property Summary

Property Type	Single Family Home
Details	4 bd · 2 ba · 1,852 sqft · built 1960
Lot Size	0.266 acres (11,600 sqft)
Owner	Company Name on Record
Tax Bill	$1,861 (2025)
Deeds & Mortgages	Apr 2011 Line of Credit Jul 2023 Transfer + 1 more
Flood Zone	Zone X (minimal risk)
APN	`1011-074-06-005.000`

Property Details

APN / Parcel Number

Primary APN	`1011-074-06-005.000`
Alternative APN	`580000250650`

Interior

Bedrooms	4 Beds
Full Baths	2 Baths
Plumbing Fixtures	4 Plumbing Fixtures
Total Rooms	7 Rooms
Stories	1 Story
Building Area	1,852 sqft Living Area
1st Floor Area	1,852 sqft
Flooring	Tile
Interior Walls	Plaster

Exterior

Year Built	Built 1960
Effective Year Built	Effective 1996
Exterior Material	Aluminum/Vinyl
Construction Type	Frame
Roof Type	Gable
Roof Material	Shingle
Lot Area	11,600 sqft (0.266 acres)
Lot Dimensions	200 ft deep x 58 ft wide
Garage Type	Attached
Garage Area	780 sqft
Parking Spaces	3 Parking Spaces
Porch	Slab
Porch Area	68 sqft
Patio Area	240 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central
Sewer	Municipal
Water Source	Commercial

Location & Zoning

Street Address	825 BERNARD AVE
City	FINDLAY
State	OH
Zip	45840-5501
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	MCMANNESS ADD LOT 8750 & PT ALY
Legal Subdivision	MCMANNESS ADD
Legal Lot Number	8750
Jurisdiction	HANCOCK OH
Township / Civil Division	FINDLAY
Census Block Group	1
Census Block	1003
Census Tract	600

Owner

Source: Hancock County records, as of May 29, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Company Name on Record
Mailing Address	825 BERNARD AVE, FINDLAY, OH 45840-5501
Occupancy	Owner Occupied
Owner Type	Company
Vesting	Trust, Family Trust

Deeds, Mortgages & Sale History

Date	Document
Apr 18, 2011	Deed of Trust, Mortgage · Line of Credit THE HUNTINGTON NATIONAL BANK
Jul 27, 2023	Intrafamily Transfer, Transfer
Aug 24, 2011	Quit Claim Deed, Transfer Quitclaim

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Sep 15, 1992
Deed Sale	Sep 15, 1992
Prior Sale	Mar 25, 1988 · Amount on Record
Last Transfer Date	Jul 6, 2023
Transfer Doc	02604/4352
Record Updated	Sep 20, 2026

April 2011: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	HANCOCK OH
Property Address	825 BERNARD AVE, FINDLAY, OH 45840-5501
Transaction Type	Mortgage
Record Updated	Jun 30, 2026
Title Company	FIRST AMERICAN TITLE, FIRST AMERICAN

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	02396/2062
Date	Apr 18, 2011
Book Page	2396/2062
Instrument	201100003368

Lender

Name	THE HUNTINGTON NATIONAL BANK
Type	Bank
Address	COLUMBUS, OH 43229

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	361 Months
Due	May 1, 2041

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

July 2023: Intrafamily Transfer, Transfer

Document Type	Intrafamily Transfer
Jurisdiction	HANCOCK OH
Recording Date	Jul 27, 2023
Property Address	825 BERNARD AVE, FINDLAY, OH 45840-5501
Document Number	02604/4352
Book / Page	2604 / 4352
Instrument Date	Jul 6, 2023
Instrument	202300004975
Transaction Type	Transfer
Record Updated	Jun 30, 2026

Transaction

Tax	$0.00
Amount Accuracy	Transfer Tax Exempt
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Family Trust
Address	825 BERNARD AVE, FINDLAY, OH 45840-5501

August 2011: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	HANCOCK OH
Recording Date	Aug 24, 2011
Property Address	825 BERNARD AVE, FINDLAY, OH 45840-5501
Document Number	02403/0774
Book / Page	2403 / 0774
Instrument Date	Aug 22, 2011
Instrument	201100007512
Transaction Type	Transfer
Record Updated	Jun 30, 2026

Transaction

Tax	$0.00
Amount Accuracy	Transfer Tax Exempt
Additional	Quitclaim Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Revocable Trust

Tax Assessment & Valuation

Source: Hancock County assessment roll, as of May 29, 2026

Property Jurisdictions

Type	Name
State	Ohio
County	Hancock County
Municipality	Findlay City
Unified School District	Findlay City School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$1,861.00 (+25.4%) Homeowner's exemption Senior Citizen's exemption	$70,860 (+37.35%) Land $7,530 Building $63,330	$202,450 (+37.37%) Land $21,500 Building $180,950
2024	$1,484.00 (-1.66%)	$51,590 (-) Land $5,020 Building $46,570
2023	$1,509.00 Homeowner's exemption Senior Citizen's exemption	$51,590 Land $5,020 Building $46,570
2022			$147,380 Land $14,330 Building $133,050

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective June 2, 2011

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 99.1% of the US · lower than 96% of Ohio
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	FINDLAY CITY PWS serves 54,040 people · EPA ID OH3200111
Water Source	Surface water
Last State Inspection	Jun 2024
Lead	2 ppb (2026) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	1 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 499 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Metronet Fiber	5,120 / 5,120
AT&T Fiber · DSL · Fixed Wireless in parts of the area	5,000 / 5,000
Spectrum Cable	1,000 / 1,000
Watch TV Fixed Wireless	400 / 40
Verizon Fixed Wireless	300 / 20
HDER Link Fixed Wireless	100 / 100

May also be available: Amplex Wireless, MetaLINK Technologies.

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