836 Bernard Ave, Findlay, OH 45840 Property Records

Hancock County property record for 836 Bernard Ave, Findlay, OH 45840

Property Summary

Property Type	Single Family Home
Details	3 bd · 1 ba · 1,198 sqft · built 1960
Lot Size	0.239 acres (10,402 sqft)
Owner	Company Name on Record
Last Sale	$95,000 (Apr 2020)
Tax Bill	$1,929 (2025)
Deeds & Mortgages	Jan 2021 Line of Credit Apr 2020 Sale
Flood Zone	Zone X (minimal risk)
APN	`1011-074-02-017.000`

Property Details

APN / Parcel Number

Primary APN	`1011-074-02-017.000`
Alternative APN	`580000250800`

Interior

Bedrooms	3 Beds
Full Baths	1 Bath
Plumbing Fixtures	3 Plumbing Fixtures
Total Rooms	5 Rooms
Stories	1 Story
Building Area	1,198 sqft Living Area
1st Floor Area	1,198 sqft
Flooring	Carpet
Interior Walls	Plaster

Exterior

Year Built	Built 1960
Effective Year Built	Effective 1960
Exterior Material	Aluminum/Vinyl
Construction Type	Brick
Roof Type	Hip
Roof Material	Shingle
Lot Area	10,402 sqft (0.239 acres)
Lot Dimensions	208 ft deep x 50 ft wide
Garage Type	Detached
Garage Area	352 sqft
Parking Spaces	1 Parking Space

Exterior Amenities

Porch	Slab
Porch Area	136 sqft
Deck Area	160 sqft
Patio Area	160 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central
Sewer	Municipal
Water Source	Commercial

Location & Zoning

Street Address	836 BERNARD AVE
City	FINDLAY
State	OH
Zip	45840-5502
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	MCMANNESS ADD LOT 8800 & PT ALY
Legal Subdivision	MCMANNESS ADD
Legal Lot Number	8800
Jurisdiction	HANCOCK OH
Township / Civil Division	FINDLAY
Census Block Group	1
Census Block	1000
Census Tract	600

Owner

Source: Hancock County records, as of May 29, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Company Name on Record
Mailing Address	11950 COUNTY ROAD 45, FINDLAY, OH 45840-9051
Owner Type	Company
Vesting	Company

Deeds, Mortgages & Sale History

Date	Document
Jan 22, 2021	Deed of Trust, Mortgage · Line of Credit WATERFORD BANK NA
Apr 28, 2020	Warranty Deed, Transfer GOLDEN KEY TITLE AGENCY

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Apr 28, 2020 · Amount on Record
Deed Sale	Apr 28, 2020 · Amount on Record
Prior Sale	Nov 10, 1992
Deed Document Number	20203655
Deed Book / Page	2567 / 4788
Prior Transfer Date	Aug 17, 2009
Prior Transfer Doc	02363/1882
Record Updated	Sep 20, 2026

January 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	HANCOCK OH
Property Address	836 BERNARD AVE, FINDLAY, OH 45840-5502
Transaction Type	Mortgage
Record Updated	Jun 27, 2022
Title Company	GOLDEN KEY TITLE AGENCY

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	02577/5011
Date	Jan 22, 2021
Book Page	2577/5011
Instrument	202100000799

Lender

Name	WATERFORD BANK NA
Type	Bank
Address	TOLEDO, OH 43617

Agreement

Type	Line of Credit
Amount	Amount Recorded

April 2020: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	HANCOCK OH
Recording Date	Apr 28, 2020
Property Address	836 BERNARD AVE, FINDLAY, OH 45840-5502
Document Number	02567/4788
Book / Page	2567 / 4788
Instrument Date	Apr 27, 2020
Instrument	202000003655
Transaction Type	Transfer
Record Updated	Jun 27, 2022
Title Company	GOLDEN KEY TITLE AGENCY

Transaction

Amount	Amount Recorded
Tax	$0.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	2221 WINDSONG DR, FINDLAY, OH 45840-7446

Tax Assessment & Valuation

Source: Hancock County assessment roll, as of May 29, 2026

Property Jurisdictions

Type	Name
State	Ohio
County	Hancock County
Municipality	Findlay City
Unified School District	Findlay City School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$1,929.00 (+18.56%)	$61,330 (+37.36%) Land $6,560 Building $54,770	$175,230 (+37.37%) Land $18,750 Building $156,480
2024	$1,627.00 (-0.18%)	$44,650 (-) Land $4,380 Building $40,270
2023	$1,630.00	$44,650 Land $4,380 Building $40,270
2022			$127,560 Land $12,500 Building $115,060

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective June 2, 2011

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Not rated no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	FINDLAY CITY PWS serves 54,040 people · EPA ID OH3200111
Water Source	Surface water
Last State Inspection	Jun 2024
Lead	2 ppb (2026) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	1 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 499 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Metronet Fiber	5,120 / 5,120
AT&T Fiber · DSL · Fixed Wireless in parts of the area	5,000 / 5,000
Spectrum Cable	1,000 / 1,000
Watch TV Fixed Wireless	400 / 40
Verizon Fixed Wireless	300 / 20
HDER Link Fixed Wireless	100 / 100

May also be available: Amplex Wireless, MetaLINK Technologies.

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