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827 Berkeley Ave, Charlotte, NC 28203 Property Records

Mecklenburg County property record for 827 Berkeley Ave, Charlotte, NC 28203 · Last verified June 2023

Property Summary

Property TypeSingle Family Home
Details5 bd · 4 ba · 4,408 sqft · built 1926
Lot Size0.321 acres (13,986 sqft)
OwnerIndividual Name on File
Last Sale$1,161,000 (Jul 2010)
Tax Bill$19,983 (2023)
Deeds & MortgagesJan 2020 Mortgage
Flood ZoneZone X (minimal risk)
APN123-093-10

Property Details

APN / Parcel Number

Primary APN123-093-10

Interior

Bedrooms5 Beds
Full Baths4 Baths
Half Baths1 Half Bath
Stories3 Stories
Building Area4,408 sqft Heated Area
Gross Area5,201 sqft
1st Floor Area1,980 sqft
Upper Floors Area1,860 sqft
Attic Area448 sqft
Fireplaces1 Fireplace
FireplaceFireplace

Exterior

Year BuiltBuilt 1926
Architectural StyleOther
Exterior MaterialBrick Veneer
Foundation TypeRaised
Roof MaterialSlate
Lot Area13,986 sqft (0.321 acres)
Garage Area342 sqft
PorchPorch
Porch Area313 sqft
Patio Area192 sqft

Utilities, Heating & Cooling

Cooling SystemCentral
Heating SystemForced Air
Heating FuelGas

Location & Zoning

Old Parcel Number123-093-10
Street Address827 BERKELEY AVE
CityCHARLOTTE
StateNC
Zip28203-4805
Property CategoryResidential
Property TypeResidential > Single Family > Home
Legal DescriptionL1 B26 M3-10
Legal SubdivisionDILWORTH
Legal Block26
Legal Lot Number1
JurisdictionMECKLENBURG NC
Township / Civil Division1, CHARLOTTE
Census Block Group2
Census Block2009
Census Tract3500

Owner

Source: Mecklenburg County records · APN 123-093-10

Assessment roll updated January 1, 2023 · Last verified June 2023

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of RecordIndividual Name on File
Co-ownerVerified Secondary Owner
Mailing Address827 BERKELEY AVE, CHARLOTTE, NC 28203-4805
OccupancyOwner Occupied
Owner TypeIndividual

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names2 Verified Names on Deed
Last SaleJul 21, 2010 · Amount on Record
Deed SaleJul 21, 2010 · Amount on Record
Prior SaleJun 06, 2001 · Amount on Record
Deed Document Number0025770121
Deed Book / Page25770 / 121
Record UpdatedJun 07, 2026

January 2020: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionMECKLENBURG NC
Property Address827 BERKELEY AVE, CHARLOTTE, NC 28203-4805
Transaction TypeMortgage
Record UpdatedFeb 05, 2021
Title CompanyMORTGAGE CONNECT LP VENDOR

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document Number0000012349
DateJan 28, 2020
Book Page34236/263
Instrument2020012349
Lender
NameMORGAN STANLEY PRIVATE BANK NA
TypeBank
AddressCINCINNATI, OH 45245
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term361 Months
DueFeb 01, 2050
Interest
Rate TypeAdjustable Rate
Rate2.95%
Type Change DateFeb 01, 2030
Change FrequencyAnnually
Min Rate At Change2.5%
Max Rate At Change7.95%
Index1-Year LIBOR
Max Rate7.95%

Tax Assessment & Valuation

Source: Mecklenburg County records · Assessment roll updated January 1, 2023 · Last verified June 2023

Property Jurisdictions

TypeName
StateNorth Carolina
CountyMecklenburg County
MunicipalityCharlotte City
Unified School DistrictCharlotte-Mecklenburg Schools (PK - 12)

Flood & Wildfire

Source: FEMA National Flood Hazard Layer, Mecklenburg County (37119C), updated October 3, 2024 · FEMA OpenFEMA NFIP redacted claims and policies, census block group 371190035002, refreshed September 2026 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026

Flood

FEMA Flood ZoneZone X
Special Flood Hazard AreaNo
Flood HazardMinimal
500-Year FloodplainNo
Flood Insurance CostPremium on Record
median of 3 individual NFIP policies nearby
Community Rating SystemClass 2 (40% premium discount)
Nearby Flood Policies3 in force
3 of 3 on primary residences
Nearby Flood Claims15 (1979–2011)
Claims Outside the SFHA13 of 15
Most Recent ClaimAug 2011, rainfall accumulation

Wildfire

Wildfire RiskLow
above 3% of the US · above 2% of North Carolina
Wildfire LikelihoodLess than 1 in 10,000 per year
ExposureDirect
burnable vegetation at the parcel

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Historic Designation

Source: NPS National Register of Historic Places · August 1, 2026 release · Last verified October 2026

Historic DistrictWithin the Dilworth Historic District
listed 1987 · 1,372 contributing resources · NRIS 87000610

Federal listing alone does not restrict alterations; local historic district rules, which this data does not cover, may apply.

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