Mecklenburg County property record for 814 Berkeley Ave, Charlotte, NC 28203
| Property Type | Single Family Home |
|---|---|
| Details | 4 bd · 4 ba · 3,430 sqft · built 1928 |
| Lot Size | 0.268 acres (11,704 sqft) |
| Owner | Individual Name on Record |
| Last Sale | $492,500 (Nov 1990) |
| Tax Bill | $20,428 (2023) |
| Deeds & Mortgages | Feb 2021 Mortgage Mar 2022 Mortgage + 2 more |
| Flood Zone | Zone X (minimal risk) |
| APN | 123-095-18 |
| Primary APN | 123-095-18 |
|---|
| Bedrooms | 4 Beds |
|---|---|
| Full Baths | 4 Baths |
| Half Baths | 1 Half Bath |
| Stories | 2 Stories |
| Building Area | 3,430 sqft Heated Area |
| Gross Area | 4,872 sqft |
| 1st Floor Area | 1,834 sqft |
| Upper Floors Area | 1,596 sqft |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 1928 |
|---|---|
| Architectural Style | Other |
| Exterior Material | Aluminum/Vinyl |
| Foundation Type | Raised |
| Roof Material | Slate |
| Lot Area | 11,704 sqft (0.268 acres) |
| Garage Area | 420 sqft |
| Porch | Porch |
| Porch Area | 602 sqft |
| Patio Area | 420 sqft |
| Cooling System | Central |
|---|---|
| Heating System | Forced Air |
| Heating Fuel | Gas |
| Old Parcel Number | 123-095-18 |
|---|---|
| Street Address | 814 BERKELEY AVE |
| City | CHARLOTTE |
| State | NC |
| Zip | 28203-4806 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | R-4 (HD) |
| Legal Description | L3 B23 M3-10 |
| Legal Subdivision | DILWORTH |
| Legal Block | 23 |
| Legal Lot Number | 3 |
| Jurisdiction | MECKLENBURG NC |
| Township / Civil Division | 1, CHARLOTTE |
| Census Block Group | 2 |
| Census Block | 2028 |
| Census Tract | 3500 |
Source: NPS National Register of Historic Places, as of August 1, 2026
| Historic District | Within the Dilworth Historic District listed 1987 · 1,372 contributing resources · NRIS 87000610 |
|---|
Federal listing alone does not restrict alterations; local historic district rules, which this data does not cover, may apply.
Source: Mecklenburg County records, as of May 24, 2023
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | Individual Name on Record |
|---|---|
| Mailing Address | 814 BERKELEY AVE, CHARLOTTE, NC 28203-4806 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Date | Document |
|---|---|
| Feb 26, 2021 | Deed of Trust, Mortgage · Conventional Mortgage WELLS FARGO BANK NA |
| Mar 11, 2022 | Deed of Trust, Mortgage LOUISE C WHITLEY |
| Mar 7, 2018 | Deed of Trust, Mortgage · Conventional Mortgage WELLS FARGO BANK NA |
| Oct 9, 2018 | Deed of Trust, Mortgage · Conventional Mortgage WELLS FARGO BANK NA |
| Deed Names | Name on Deed |
|---|---|
| Last Sale | Nov 5, 1990 · Amount on Record |
| Deed Sale | Nov 5, 1990 · Amount on Record |
| Deed Document Number | 0006388780 |
| Deed Book / Page | 6388 / 780 |
| Record Updated | Jun 7, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | MECKLENBURG NC |
| Property Address | 814 BERKELEY AVE, CHARLOTTE, NC 28203-4806 |
| Transaction Type | Mortgage |
| Record Updated | May 25, 2023 |
| Name | Verified Name |
|---|
| Document Number | 0000038202 |
|---|---|
| Date | Feb 26, 2021 |
| Book Page | 35729/841 |
| Instrument | 2021038202 |
| Name | WELLS FARGO BANK NA |
|---|---|
| Type | Bank |
| Address | SIOUX FALLS, SD 57104 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Mar 1, 2051 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | MECKLENBURG NC |
| Property Address | 814 BERKELEY AVE, CHARLOTTE, NC 28203-4806 |
| Transaction Type | Mortgage |
| Record Updated | May 25, 2023 |
| Name | Verified Name |
|---|---|
| Address | 814 BERKELEY AVE, CHARLOTTE, NC 28203-4806 |
| Document Number | 0000038862 |
|---|---|
| Date | Mar 11, 2022 |
| Book Page | 37146/261 |
| Instrument | 2022038862 |
| Name | LOUISE C WHITLEY |
|---|---|
| Type | Private Party |
| Address | 637 OAKLAND TER, ALEXANDRIA, VA 22302 |
| Amount | Amount Recorded |
|---|---|
| Term | 37 Months |
| Due | Apr 1, 2025 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | MECKLENBURG NC |
| Property Address | 814 BERKELEY AVE, CHARLOTTE, NC 28203-4806 |
| Transaction Type | Mortgage |
| Record Updated | Feb 5, 2021 |
| Name | Verified Name |
|---|
| Document Number | 0000026395 |
|---|---|
| Date | Mar 7, 2018 |
| Book Page | 32510/743 |
| Instrument | 2018026395 |
| Name | WELLS FARGO BANK NA |
|---|---|
| Type | Bank |
| Address | SIOUX FALLS, SD 57104 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Apr 1, 2048 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | MECKLENBURG NC |
| Property Address | 814 BERKELEY AVE, CHARLOTTE, NC 28203-4806 |
| Transaction Type | Mortgage |
| Record Updated | Feb 5, 2021 |
| Name | Verified Name |
|---|
| Document Number | 0000127367 |
|---|---|
| Date | Oct 9, 2018 |
| Book Page | 33032/151 |
| Instrument | 2018127367 |
| Name | WELLS FARGO BANK NA |
|---|---|
| Type | Bank |
| Address | SIOUX FALLS, SD 57104 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Nov 1, 2048 |
Source: Mecklenburg County assessment roll, as of January 1, 2023
| Type | Name |
|---|---|
| State | North Carolina |
| County | Mecklenburg County |
| Municipality | Charlotte City |
| Unified School District | Charlotte-Mecklenburg Schools (PK - 12) |
Source: FEMA National Flood Hazard Layer, effective October 3, 2024 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Community Rating System | Class 2 (40% premium discount) |
| Nearby Flood Policies | 3 in force |
| Nearby Flood Claims | 15 (1979–2011) |
| Claims Outside the SFHA | 13 of 15 |
| Most Recent Claim | Aug 2011 · rainfall accumulation |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 97% of the US · lower than 98.5% of North Carolina |
|---|---|
| Wildfire Likelihood | Under 0.01% annual chance |
| Exposure | Direct burnable vegetation |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | CHARLOTTE WATER serves 1,206,285 people · EPA ID NC0160010 |
|---|---|
| Water Source | Surface water |
| Last State Inspection | Jul 2025 |
| Lead | Under 1 ppb (2023–2025) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 395 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| AT&T Fiber · DSL · Fixed Wireless in parts of the area | 5,000 / 5,000 |
| Spectrum Cable · Fiber in parts of the area | 1,000 / 1,000 |
| Verizon Fixed Wireless | 1,000 / 75 |
| Starlink Satellite | 280 / 30 |
| T-Mobile Fixed Wireless | 100 / 20 |
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