Mecklenburg County property record for 826 Berkeley Ave, Charlotte, NC 28203
| Property Type | Single Family Home |
|---|---|
| Details | 4 bd · 2.5 ba · 3,435 sqft · built 1925 |
| Lot Size | 0.23 acres (10,019 sqft) |
| Owner | 2 Individual Names on Record |
| Last Sale | $1,300,000 (May 2020) |
| Tax Bill | $12,582 (2024) |
| Deeds & Mortgages | Mar 2022 Line of Credit Feb 2021 Mortgage + 1 more |
| Flood Zone | Zone X (minimal risk) |
| APN | 123-095-16 |
| Primary APN | 123-095-16 |
|---|
| Bedrooms | 4 Beds |
|---|---|
| Full Baths | 2.5 Baths |
| Half Baths | 1 Half Bath |
| Stories | 2 Stories |
| Building Area | 3,435 sqft Living Area |
| 1st Floor Area | 1,679 sqft |
| Upper Floors Area | 1,466 sqft |
| Basement Area | 652 sqft |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 1925 |
|---|---|
| Effective Year Built | Effective 2005 |
| Exterior Material | Brick |
| Construction Type | Frame |
| Foundation Type | Raised |
| Roof Type | Gable |
| Roof Material | Slate |
| Lot Area | 10,019 sqft (0.23 acres) |
| Garage Area | 306 sqft |
| Porch | Finished/Open Porch |
| Porch Area | 76 sqft |
| Patio Area | 1,105 sqft |
| Cooling System | Central |
|---|---|
| Heating System | Forced Air with A/C |
| Heating Fuel | Gas |
| Street Address | 826 BERKELEY AVE |
|---|---|
| City | CHARLOTTE |
| State | NC |
| Zip | 28203-4806 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | R-4 (HD) |
| Legal Description | L1 B23 M3-10 |
| Legal Subdivision | DILWORTH |
| Legal Block | 23 |
| Legal Lot Number | 1 |
| Jurisdiction | MECKLENBURG NC |
| Township / Civil Division | 1, CHARLOTTE |
| Census Block Group | 2 |
| Census Block | 2028 |
| Census Tract | 3500 |
Source: NPS National Register of Historic Places, as of August 1, 2026
| Historic District | Within the Dilworth Historic District listed 1987 · 1,372 contributing resources · NRIS 87000610 |
|---|
Federal listing alone does not restrict alterations; local historic district rules, which this data does not cover, may apply.
Source: Mecklenburg County records, as of March 30, 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | 2 Individual Names on Record |
|---|---|
| Mailing Address | 826 BERKELEY AVE, CHARLOTTE, NC 28203-4806 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Date | Document |
|---|---|
| Mar 31, 2022 | Deed of Trust, Mortgage · Line of Credit MYERS PARK BRANCH |
| Feb 24, 2021 | Deed of Trust, Mortgage · Conventional Mortgage ATLANTIC BAY MORTGAGE GROUP LLC |
| May 20, 2020 | Warranty Deed, Transfer · Line of Credit TOWNEBANK |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | May 20, 2020 · Amount on Record |
| Deed Sale | May 20, 2020 · Amount on Record |
| Prior Sale | Oct 31, 2013 · Amount on Record |
| Deed Document Number | 202072212 |
| Deed Book / Page | 34595 / 411 |
| Record Updated | Oct 29, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | MECKLENBURG NC |
| Property Address | 826 BERKELEY AVE, CHARLOTTE, NC 28203-4806 |
| Transaction Type | Mortgage |
| Record Updated | May 25, 2023 |
| Name | Verified Name |
|---|---|
| Address | 826 BERKELEY AVE, CHARLOTTE, NC 28203-4806 |
| Document Number | 0000050052 |
|---|---|
| Date | Mar 31, 2022 |
| Book Page | 37210/16 |
| Instrument | 2022050052 |
| Name | MYERS PARK BRANCH |
|---|---|
| Type | Non-Lending Institution |
| Address | CHARLOTTE, NC 28207 |
| Type | Line of Credit |
|---|---|
| Amount | Amount Recorded |
| Term | 420 Months |
| Due | Mar 15, 2057 |
| Rate Type | Adjustable Rate |
|---|---|
| Change Frequency | Monthly |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | MECKLENBURG NC |
| Property Address | 826 BERKELEY AVE, CHARLOTTE, NC 28203-4806 |
| Transaction Type | Mortgage |
| Record Updated | May 25, 2023 |
| Name | Verified Name |
|---|
| Document Number | 0000035352 |
|---|---|
| Date | Feb 24, 2021 |
| Book Page | 35711/142 |
| Instrument | 2021035352 |
| Name | ATLANTIC BAY MORTGAGE GROUP LLC |
|---|---|
| Type | Mortgage Company |
| Address | VIRGINIA BEACH, VA 23452 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Mar 1, 2051 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | MECKLENBURG NC |
| Recording Date | May 20, 2020 |
| Property Address | 826 BERKELEY AVE, CHARLOTTE, NC 28203-4806 |
| Document Number | 0000072212 |
| Book / Page | 34595 / 411 |
| Map Reference | MB 3 PG 10 |
| Instrument Date | May 20, 2020 |
| Instrument | 2020072212 |
| Transaction Type | Transfer |
| Record Updated | Jun 15, 2021 |
| Title Company | ATLANTIC CAROLINAS TITLE LLC |
| Amount | Amount Recorded |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $2,600.00 |
| Amount Accuracy | Rounded by County |
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 2052 EUCLID AVE, 2052, CHARLOTTE, NC 28203-5306 |
| Name | Verified Name |
|---|
| Document Number | 0000072214 |
|---|---|
| Date | May 20, 2020 |
| Instrument | 2020072214 |
| Name | TOWNEBANK |
|---|---|
| Type | Bank |
| Type | Line of Credit |
|---|---|
| Amount | Amount Recorded |
| Term | 420 Months |
| Due | May 20, 2055 |
| Rate Type | Adjustable Rate |
|---|---|
| Change Frequency | Monthly |
| Document Number | 0000072213 |
|---|---|
| Date | May 20, 2020 |
| Book Page | 34595/413 |
| Instrument | 2020072213 |
| Name | ATLANTIC BAY MORTGAGE GROUP LLC |
|---|---|
| Type | Mortgage Company |
| Address | VIRGINIA BEACH, VA 23452 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Jun 1, 2050 |
Source: Mecklenburg County assessment roll, as of September 9, 2025
| Type | Name |
|---|---|
| State | North Carolina |
| County | Mecklenburg County |
| Municipality | Charlotte City |
| Unified School District | Charlotte-Mecklenburg Schools (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $1,641,300 Land $718,800 Building $922,500 | $1,641,300 Land $718,800 Building $922,500 | |
| 2024 | $12,582.00 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
Source: FEMA National Flood Hazard Layer, effective October 3, 2024 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Community Rating System | Class 2 (40% premium discount) |
| Nearby Flood Policies | 3 in force |
| Nearby Flood Claims | 15 (1979–2011) |
| Claims Outside the SFHA | 13 of 15 |
| Most Recent Claim | Aug 2011 · rainfall accumulation |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 97% of the US · lower than 98.5% of North Carolina |
|---|---|
| Wildfire Likelihood | Under 0.01% annual chance |
| Exposure | Direct burnable vegetation |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | CHARLOTTE WATER serves 1,206,285 people · EPA ID NC0160010 |
|---|---|
| Water Source | Surface water |
| Last State Inspection | Jul 2025 |
| Lead | Under 1 ppb (2023–2025) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 395 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| AT&T Fiber · DSL · Fixed Wireless in parts of the area | 5,000 / 5,000 |
| Spectrum Cable · Fiber in parts of the area | 1,000 / 1,000 |
| Verizon Fixed Wireless | 1,000 / 75 |
| Starlink Satellite | 280 / 30 |
| T-Mobile Fixed Wireless | 100 / 20 |
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