8265 Cypress St, Hilmar, CA 95324 Property Records

Merced County property record for 8265 Cypress St, Hilmar, CA 95324

Property Summary

Property Type	Single Family Home
Details	3 bd · 2 ba · 1,389 sqft · built 1964
Lot Size	0.186 acres (8,111 sqft)
Owner	Individual Name on Record
Last Sale	$240,000 (Nov 2016)
Tax Bill	$2,973 (2025)
Deeds & Mortgages	Jul 2026 Mortgage Jun 2022 Mortgage + 3 more
Flood Zone	Zone X (minimal risk)
APN	`015-110-008-000`

Property Details

APN / Parcel Number

Primary APN	`015-110-008-000`
Alternative APN	`015-110-008`

Interior

Bedrooms	3 Beds
Full Baths	2 Baths
Total Rooms	5 Rooms
Stories	1 Story
Building Area	1,389 sqft Living Area
Gross Area	1,917 sqft
1st Floor Area	1,389 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1964
Effective Year Built	Effective 1964
Architectural Style	Custom Design
Construction Type	Wood
Roof Material	Other
Lot Area	8,111 sqft (0.186 acres)
Garage Type	Attached
Garage Area	528 sqft
Parking Spaces	2 Parking Spaces
Porch	Porch
Porch Area	45 sqft
Patio Area	128 sqft

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	HVAC

Location & Zoning

Old Parcel Number	015-110-008
Street Address	8265 CYPRESS ST
City	HILMAR
State	CA
Zip	95324-9391
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R1
Legal Description	CYPRESS HTS #1 LOT 7
Legal Subdivision	CYPRESS HEIGHTS 01
Legal Lot Number	7
Jurisdiction	MERCED CA
Township / Civil Division	HILMAR-IRWIN
Census Block Group	2
Census Block	2022
Census Tract	404

Owner

Source: Merced County records, as of August 21, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Mailing Address	8265 CYPRESS ST, HILMAR, CA 95324-9391
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Single Person

Deeds, Mortgages & Sale History

Date	Document
Jul 21, 2026	Deed of Trust, Mortgage · FHA Mortgage FIRST AMERICAN TITLE
Jun 7, 2022	Deed of Trust, Mortgage · FHA Mortgage MIDLAND MORTGAGE
Apr 6, 2021	Deed of Trust, Mortgage · FHA Mortgage DEPARTMENT OF HOUSING & URBAN DEV
Aug 12, 2019	Deed of Trust, Mortgage · FHA Mortgage HUD-HOUSING/URBAN DEV
Aug 12, 2019	Loan Modification, Mortgage · Conventional with PMI MIDFIRST BK

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Nov 10, 2016 · Amount on Record
Deed Sale	Nov 10, 2016 · Amount on Record
Prior Sale	Jul 6, 1998 · Amount on Record
Deed Document Number	201639241
Prior Transfer Date	Nov 7, 2016
Prior Transfer Doc	0000039242
Record Updated	Oct 29, 2026

July 2026: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	MERCED CA
Recording Date	Jul 21, 2026
Property Address	8265 CYPRESS ST, HILMAR, CA 95324-9391
Document Number	0000019478
Instrument Date	Jun 11, 2026
Instrument	202619478
Transaction Type	Mortgage
Record Updated	Aug 18, 2026
Title Company	FIRST AMERICAN TITLE

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Sole Owner, 167
Address	8265 CYPRESS ST, HILMAR, CA 95324-9391

Mortgage

Document Number	0000019478,
Date	Jul 21, 2026
Instrument	202619478

Lender

Agreement

Type	FHA Mortgage
Amount	Amount Recorded
Term	311 Months
Due	Jun 1, 2052

Interest

Rate	6.36%
Max Rate	-1%

June 2022: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	MERCED CA
Property Address	8265 CYPRESS ST, HILMAR, CA 95324-9391
Transaction Type	Mortgage
Record Updated	Jul 11, 2022
Title Company	FIRST AMERICAN TITLE CO

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	8265 CYPRESS ST, HILMAR, CA 95324-9391

Mortgage

Document Number	0000021779
Date	Jun 7, 2022
Instrument	2022021779

Lender

Name	MIDLAND MORTGAGE
Type	Mortgage Company
Address	OKLAHOMA CITY, OK 73118

Agreement

Type	FHA Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Jun 1, 2052

April 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	MERCED CA
Property Address	8265 CYPRESS ST, HILMAR, CA 95324-9391
Transaction Type	Mortgage
Record Updated	Apr 30, 2021
Title Company	FIRST AMERICAN TITLE

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	8265 CYPRESS ST HILMAR, HILMAR, CA 95324-9391

Mortgage

Document Number	0000015381
Date	Apr 6, 2021
Instrument	2021015381

Lender

Name	DEPARTMENT OF HOUSING & URBAN DEV
Type	Government Agency
Address	WASHINGTON, DC 20410

Agreement

Type	FHA Mortgage
Amount	Amount Recorded
Term	341 Months
Due	Sep 1, 2049

August 2019: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	MERCED CA
Property Address	8265 CYPRESS ST, HILMAR, CA 95324-9391
Document Number	0000031754
Instrument Date	Aug 12, 2019
Transaction Type	Mortgage
Record Updated	Nov 4, 2019
Title Company	FIRST AMERICAN TITLE, FIRST AMERICAN TITLE INSURANCE

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	8265 CYPRESS ST HILMAR CA 953249391, HILMAR, CA 95324-9391

Mortgage

Document Number	0000031754
Date	Oct 3, 2019
Instrument	31754

Lender

Name	HUD-HOUSING/URBAN DEV
Address	451 7TH ST SW, WASHINGTON, DC 20410-0001

Agreement

Type	FHA Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Oct 2, 2049

August 2019: Loan Modification, Mortgage

Document Type	Loan Modification
Jurisdiction	MERCED CA
Property Address	8265 CYPRESS ST, HILMAR, CA 95324-9391
Document Number	0000032139
Instrument Date	Aug 12, 2019
Transaction Type	Mortgage
Record Updated	Nov 4, 2019
Title Company	FIRST AMERICAN TITLE, FIRST AMERICAN TITLE INSURANCE

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Husband and Wife
Address	8265 CYPRESS ST HILMAR CA 953249391, HILMAR, CA 95324-9391

Mortgage

Document Number	0000032139
Date	Oct 7, 2019
Instrument	32139

Lender

Name	MIDFIRST BK
Type	Bank
Address	OKLAHOMA CITY, OK 73118

Agreement

Type	Conventional with PMI
Amount	Amount Recorded
Term	360 Months
Due	Oct 6, 2049

Interest

Rate Type	Fixed Rate
Rate	4.37%

Tax Assessment & Valuation

Source: Merced County assessment roll, as of August 21, 2026

Property Jurisdictions

Type	Name
State	California
County	Merced County
Unified School District	Hilmar Unified School District (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value
2026		$284,103 (+2%) Land $59,186 Building $224,917
2025	$2,973.00 (+4.61%) Homeowner's exemption	$278,533 (+4.04%) Land $58,026 Building $220,507
2023	$2,842.00 (+1.43%) Homeowner's exemption	$267,720 Land $55,774 Building $211,946
2022	$2,802.00

Assessed value is set for property tax purposes and is not a market price estimate.

Flood

Source: FEMA National Flood Hazard Layer, effective October 4, 2022

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 99.1% of the US · lower than 99.2% of California
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	HILMAR COUNTY WATER DISTRICT serves 5,504 people · EPA ID CA2410012
Water Source	Groundwater
Last State Inspection	Jun 2025
Lead	Under 1 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	Nitrate not recorded as resolved · Nov 2025
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 452 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Spectrum Cable	1,000 / 1,000
unWired Broadband Fixed Wireless	1,000 / 1,000
Verizon Fixed Wireless	300 / 20
Cal.net Fixed Wireless	100 / 20

May also be available: Ayera Technologies, Xfinity.

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