826 3rd St, Cincinnati, OH 45215 Property Records

Hamilton County property record for 826 3rd St, Cincinnati, OH 45215

Property Summary

Property Type	Single Family Home
Details	3 bd · 2 ba · 1,594 sqft · built 1900
Lot Size	0.085 acres (3,746 sqft)
Owner	Individual Name on File
Last Sale	$120,000 (Oct 2020)
Tax Bill	$2,228 (2025)
Deeds & Mortgages	Oct 2020 Sale & Mortgage Dec 2017 Sale & Mortgage
Flood Zone	Zone X (minimal risk)
APN	`671-0007-0344-00`

Property Details

APN / Parcel Number

Primary APN	`671-0007-0344-00`

Interior

Bedrooms	3 Beds
Full Baths	2 Baths
Total Rooms	6 Rooms
Stories	2 Stories
Building Area	1,594 sqft Living Area
1st Floor Area	788 sqft
2nd Floor Area	720 sqft
Attic	Attic
Attic Area	86 sqft
Basement Area	788 sqft

Exterior

Year Built	Built 1900
Architectural Style	Conventional
Exterior Material	Aluminum/Vinyl
Construction Type	Frame
Lot Area	3,746 sqft (0.085 acres)
Lot Dimensions	73 ft deep x 50 ft wide
Garage Type	Detached
Garage Area	492 sqft
Parking Spaces	2 Parking Spaces
Porch	Porch
Porch Area	140 sqft

Utilities, Heating & Cooling

Cooling System	None
Heating System	HVAC

Location & Zoning

Street Address	826 3RD ST
City	CINCINNATI
State	OH
Zip	45215-4806
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	826 3RD ST 50 X 73 PT LOT 122 OLIVER 2ND SUB
Legal Subdivision	OLIVER 2ND SUB
Legal Lot Number	122
Jurisdiction	HAMILTON OH
Township / Civil Division	READING
Census Block Group	2
Census Block	2013
Census Tract	23222

Owner

Source: Hamilton County assessment roll, as of March 1, 2025

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on File
Mailing Address	826 3RD ST, CINCINNATI, OH 45215-4806
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Oct 30, 2020	Warranty Deed, Transfer · Conventional Mortgage BANK OF ENGLAND
Dec 18, 2017	Fiduciary Deed, Transfer · Conventional Mortgage UNION HOME MORTGAGE CORP

Assessor's Deed Record

Deed Names	Verified Name on Deed
Last Sale	Oct 30, 2020 · Amount on Record
Deed Sale	Oct 30, 2020 · Amount on Record
Prior Sale	Dec 18, 2017 · Amount on Record
Deed Document Number	0000114130
Deed Book / Page	14286 / 824
Record Updated	Jun 8, 2026

October 2020: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	HAMILTON OH
Recording Date	Oct 30, 2020
Property Address	826 3RD ST, CINCINNATI, OH 45215-4806
Document Number	0000114130
Book / Page	14286 / 824
Map Reference	MB 1 PG 257
Instrument Date	Oct 21, 2020
Instrument	2020-0114130
Transaction Type	Transfer
Record Updated	Feb 22, 2022

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on File
Loan-to-Value (LTV)	LTV on Record
Tax	$480.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	826 3RD ST, CINCINNATI, OH 45215-4806

Mortgage

Document Number	0000114131
Date	Oct 30, 2020
Instrument	2020-0114131

Lender

Name	BANK OF ENGLAND
Type	Bank

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Nov 1, 2050

December 2017: Fiduciary Deed, Transfer

Document Type	Fiduciary Deed
Jurisdiction	HAMILTON OH
Recording Date	Dec 18, 2017
Property Address	826 3RD ST, CINCINNATI, OH 45215-4806
Document Number	0000004637
Map Reference	MB 1 PG 257
Instrument Date	Dec 8, 2017
Instrument	17-0114637
Transaction Type	Transfer
Record Updated	Feb 22, 2022

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on File
Loan-to-Value (LTV)	LTV on Record
Tax	$262.50
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	826 3RD ST, READING, OH 45215-4806

Mortgage

Document Number	0000004639
Date	Dec 18, 2017
Instrument	17-0114639

Lender

Name	UNION HOME MORTGAGE CORP
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Jan 1, 2048

Tax Assessment & Valuation

Source: Hamilton County assessment roll, as of March 1, 2025

Property Jurisdictions

Type	Name
State	Ohio
County	Hamilton County
Municipality	Reading City
Unified School District	Reading Community City School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$2,228.00 (+2.3%)	$42,000 (-) Land $7,098 Building $34,902
2024	$2,178.00 (-1.4%)	$42,000 (-) Land $7,098 Building $34,902
2023	$2,209.00 (+6.25%)	$42,000 (+37.14%) Land $7,098 Building $34,902	$120,000 (+37.14%) Land $20,280 Building $99,720
2022	$2,079.00 Homeowner's exemption	$30,626 Land $5,709 Building $24,917
2020			$87,500 Land $16,310 Building $71,190

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective December 22, 2024

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 95% of the US · lower than 78% of Ohio
Wildfire Likelihood	Under 0.01% annual chance
Exposure	Direct burnable vegetation at the parcel

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	READING CITY PWS serves 9,506 people · EPA ID OH3101812
Water Source	Purchased surface water from CINCINNATI PUBLIC WATER SYSTEM
Last State Inspection	Oct 2024
Lead	2 ppb (2025) action level 15 ppb

Violations Reported to EPA

Listed by EPA as a serious violator for missed monitoring and reporting.

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	6 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 532 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Cincinnati Bell Fiber	3,000 / 3,000
Spectrum Cable · Fiber in parts of the area	1,000 / 1,000
AT&T Fixed Wireless	100 / 20

May also be available: T-Mobile USA, Verizon.

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