813 3rd St, Cincinnati, OH 45215 Property Records

Hamilton County property record for 813 3rd St, Cincinnati, OH 45215 · Last verified February 2026

Property Summary

Property Type	Single Family Home
Details	3 bd · 2 ba · 1,434 sqft · built 1903
Lot Size	0.101 acres (4,400 sqft)
Owner	Individual Name on File
Last Sale	$235,000 (May 2025)
Tax Bill	$3,619 (2025)
Deeds & Mortgages	May 2025 Sale & Mortgage May 2025 Sale & Mortgage + 2 more
Flood Zone	Zone X (minimal risk)
APN	`671-0007-0321-00`

Property Details

APN / Parcel Number

Primary APN	`671-0007-0321-00`

Interior

Bedrooms	3 Beds
Full Baths	2 Baths
Half Baths	1 Half Bath
Total Rooms	5 Rooms
Stories	2 Stories
Building Area	1,434 sqft Living Area
1st Floor Area	800 sqft
2nd Floor Area	634 sqft
Upper Floors Area	634 sqft
Basement Area	800 sqft

Exterior

Year Built	Built 1903
Architectural Style	Conventional
Exterior Material	Aluminum/Vinyl
Construction Type	Frame
Lot Area	4,400 sqft (0.101 acres)
Lot Dimensions	90 ft deep x 50 ft wide
Garage Type	Detached
Garage Area	234 sqft
Parking Spaces	1 Parking Space
Porch	Porch
Porch Area	168 sqft
Patio Area	320 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	HVAC

Location & Zoning

Street Address	813 3RD ST
City	CINCINNATI
State	OH
Zip	45215-4805
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	813 3RD ST 50 X 90 LOT 105 J H OLIVER 2ND SUB
Legal Subdivision	OLIVER 2ND SUB
Legal Lot Number	105
Jurisdiction	HAMILTON OH
Township / Civil Division	READING
Census Block Group	2
Census Block	2012
Census Tract	23222

Owner

Source: Hamilton County records · APN 671-0007-0321-00

Assessment roll updated March 1, 2025 · Last verified February 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on File
Co-owner	Verified Secondary Owner
Mailing Address	813 3RD ST, CINCINNATI, OH 45215-4805
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
May 07, 2025	Warranty Deed, Transfer · Conventional Mortgage US BANK NA
May 12, 2025	Warranty Deed, Transfer · Conventional Mortgage US BANK NA
Mar 07, 2024	Intrafamily Transfer, Transfer · Conventional Mortgage RIVERHILLS BANK
Feb 02, 2022	Survivorship Deed, Transfer · Conventional Mortgage STOCKTON MORTGAGE CORP

Assessor's Deed Record

Deed Names	2 Verified Names on Deed
Last Sale	May 12, 2025 · Amount on Record
Deed Sale	May 12, 2025 · Amount on Record
Prior Sale	May 07, 2025 · Amount on Record
Deed Document Number	0000034438
Deed Book / Page	15414 / 320
Record Updated	Jun 08, 2026

May 2025: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	HAMILTON OH
Recording Date	May 07, 2025
Property Address	813 3RD ST, CINCINNATI, OH 45215-4805
Document Number	0000033323
Book / Page	15411 / 384
Instrument Date	May 01, 2025
Instrument	2025-0033323
Transaction Type	Transfer
Record Updated	Feb 10, 2026

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on File
Loan-to-Value (LTV)	LTV on Record
Tax	$235.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants with Right of Survivorship
Address	813 3RD ST, CINCINNATI, OH 45215-4805

Mortgage

Document Number	0000033324
Date	May 07, 2025
Instrument	2025-0033324

Lender

Name	US BANK NA
Type	Bank

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Jun 01, 2055

May 2025: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	HAMILTON OH
Recording Date	May 12, 2025
Property Address	813 3RD ST, CINCINNATI, OH 45215-4805
Document Number	0000034438
Book / Page	15414 / 320
Instrument Date	May 01, 2025
Instrument	2025-0034438
Transaction Type	Transfer
Record Updated	Feb 10, 2026

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on File
Loan-to-Value (LTV)	LTV on Record
Tax	$235.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants with Right of Survivorship
Address	813 3RD ST, CINCINNATI, OH 45215-4805

Mortgage

Document Number	0000034439
Date	May 12, 2025
Instrument	2025-0034439

Lender

Name	US BANK NA
Type	Bank

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Jun 01, 2055

March 2024: Intrafamily Transfer, Transfer

Document Type	Intrafamily Transfer
Jurisdiction	HAMILTON OH
Recording Date	Mar 07, 2024
Property Address	813 3RD ST, CINCINNATI, OH 45215-4805
Document Number	0000015242
Book / Page	15118 / 1946
Instrument Date	Feb 29, 2024
Instrument	2024-0015242
Transaction Type	Transfer
Record Updated	Feb 10, 2026
Title Company	UNKNOWN, NORTHWEST TTL FAM OF COMPANI

Transaction

Tax	$0.00
Amount Accuracy	No Consideration Stated
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	813 3RD ST, CINCINNATI, OH 45215-4805

Mortgage

Document Number	0000015243
Date	Mar 07, 2024
Instrument	2024-0015243

Lender

Name	RIVERHILLS BANK
Type	Bank

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Apr 01, 2054

February 2022: Survivorship Deed, Transfer

Document Type	Survivorship Deed
Jurisdiction	HAMILTON OH
Recording Date	Feb 02, 2022
Property Address	813 3RD ST, CINCINNATI, OH 45215-4805
Document Number	0000012325
Book / Page	14596 / 2096
Instrument Date	Jan 28, 2022
Instrument	2022-0012325
Transaction Type	Transfer
Record Updated	Feb 10, 2026

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on File
Loan-to-Value (LTV)	LTV on Record
Tax	$585.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Right of Survivorship
Address	88 C MICHAEL DAVENPORT BLVD, FRANKFORT, KY 40601-4389

Mortgage

Document Number	0000012326
Date	Feb 02, 2022
Instrument	2022-0012326

Lender

Name	STOCKTON MORTGAGE CORP
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Feb 01, 2052

Tax Assessment & Valuation

Source: Hamilton County records · Assessment roll updated March 1, 2025 · Last verified February 2026

Property Jurisdictions

Type	Name
State	Ohio
County	Hamilton County
Municipality	Reading City
Unified School District	Reading Community City School District (PK - 12)

Tax Bill & Assessment History

Assessed value is set for property tax purposes, not a market price estimate; it is a fraction of this property's market value.

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$3,619.00 (+2.35%)	$68,250 (-) Land $7,917 Building $60,333
2024	$3,536.00 (-1.45%)	$68,250 (-) Land $7,917 Building $60,333
2023	$3,588.00 (+97.36%)	$68,250 (+154.93%) Land $7,917 Building $60,333	$195,000 (+154.94%) Land $22,620 Building $172,380
2022	$1,818.00 Homeowner's exemption	$26,772 Land $6,367 Building $20,405
2020			$76,490 Land $18,190 Building $58,300

Flood & Wildfire

Source: FEMA National Flood Hazard Layer, Hamilton County (39061C), updated December 22, 2024 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026

Flood

FEMA Flood Zone	Zone X
Special Flood Hazard Area	No
Flood Hazard	Minimal
500-Year Floodplain	No

Wildfire

Wildfire Risk	Low above 5% of the US · above 22% of Ohio
Wildfire Likelihood	Less than 1 in 10,000 per year
Exposure	Direct burnable vegetation at the parcel

Values are read at the parcel center point; lenders make the official flood determination.

Internet Providers

Source: FCC Broadband Data Collection, availability as of December 31, 2025 · Published October 2026 · based on 532 locations within about half a mile of this property

Provider	Technology	Download / Upload (Mbps)
Cincinnati Bell	Fiber	3,000 / 3,000
Spectrum	Cable	1,000 / 1,000
AT&T	Fixed Wireless	100 / 20
Starlink	Satellite (low-earth orbit)	280 / 30

May also be available at this address: Verizon, T-Mobile USA, Spectrum. Availability varies by address; speeds are provider-advertised maximums, not measured.

Mobile Coverage

5G and 4G LTE

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