Hamilton County property record for 815 3rd St, Cincinnati, OH 45215 · Last verified July 2026
| Property Type | Residential > Single Family > Home |
|---|---|
| Bedrooms | 2 Beds |
| Bathrooms | 1.5 Baths |
| Year Built | Built 1897 |
| Square Footage | 1,239 sqft Living Area |
| Lot Size | 4,574 sqft (0.105 acres) |
| Occupancy | Owner Occupied |
| Last Sale | $51,000 (2018) |
| Tax Bill | $1,571.00 (2025) |
Source: Hamilton County records · APN 671-0007-0320-00
Assessment roll updated January 21, 2026 · Last verified July 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | Individual Name on File |
|---|---|
| Mailing Address | 815 3RD ST, CINCINNATI, OH 45215-4805 |
| Occupancy | Owner Occupied |
| Owner Type | Owner is an Individual, Couple or Unincorporated Entity |
| Date | Document |
|---|---|
| Jun 01, 2026 | Deed of Trust, Mortgage · Line of Credit US BANK |
| Jan 11, 2021 | Deed of Trust, Mortgage · Conventional Mortgage US BANK NA |
| Aug 14, 2018 | Warranty Deed, Transfer · Federal Housing Administration (FHA) Mortgage US BANK NA |
| Deed Names | Verified Name on Deed |
|---|---|
| Last Sale | Aug 14, 2018 · Amount on Record |
| Deed Sale | Aug 14, 2018 · Amount on Record |
| Prior Sale | Feb 14, 2000 · Amount on Record |
| Deed Doc Number | 201871163 |
| Deed Book / Page | 13731 / 54 |
| Record Refreshed | Sep 20, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | HAMILTON OH |
| Recording Date | Jun 01, 2026 |
| Property Address | 815 3RD ST, CINCINNATI, OH 45215-4805 |
| Document Number | 0000042401 |
| Book / Page | 15677 / 403 |
| Instrument Date | May 12, 2026 |
| Instrument | 202642401 |
| Transaction Type | Mortgage |
| Record Updated | Jul 21, 2026 |
| Title Company | RADIAN SETTLEMENT SERVICES INC, RADIAN SETTLEMENT SERVICES |
| Name | Verified Name |
|---|---|
| Address | 815 3RD ST, CINCINNATI, OH 45215-4805 |
| Document Number | 0000042401, |
|---|---|
| Date | Jun 01, 2026 |
| Book Page | 15677/403 |
| Instrument | 202642401 |
| Name | US BANK |
|---|
| Type | Line of Credit |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | May 22, 2056 |
| Rate | 6.3% |
|---|---|
| Max Rate | -1% |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | HAMILTON OH |
| Property Address | 815 3RD ST, CINCINNATI, OH 45215-4805 |
| Transaction Type | Mortgage |
| Record Updated | Aug 25, 2022 |
| Title Company | FIDELITY NATIONAL TITLE |
| Name | Verified Name |
|---|
| Document Number | 0000003850 |
|---|---|
| Date | Jan 11, 2021 |
| Book Page | 14331/2391 |
| Instrument | 2021-0003850 |
| Name | US BANK NA |
|---|---|
| Type | Bank |
| Address | OWENSBORO, KY 42301 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Jan 01, 2051 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | HAMILTON OH |
| Recording Date | Aug 14, 2018 |
| Property Address | 815 3RD ST, CINCINNATI, OH 45215-4805 |
| Document Number | 0000071163 |
| Book / Page | 13731 / 00054 |
| Map Reference | MB 1 PG 256&257 |
| Instrument Date | Aug 10, 2018 |
| Instrument | 2018-0071163 |
| Transaction Type | Transfer |
| Record Updated | Aug 25, 2022 |
| Amount | Amount Recorded |
|---|---|
| Downpayment | Downpayment on File |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $153.00 |
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 815 3RD ST, CINCINNATI, OH 45215-4805 |
| Document Number | 0000071172 |
|---|---|
| Date | Aug 14, 2018 |
| Instrument | 2018-0071172 |
| Name | US BANK NA |
|---|---|
| Type | Bank |
| Type | Federal Housing Administration (FHA) Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Sep 01, 2048 |
Source: Hamilton County records · Assessment roll updated January 21, 2026 · Last verified July 2026
| Type | Name |
|---|---|
| State | Ohio |
| County | Hamilton County |
| Municipality | Reading City |
| Unified School District | Reading Community City School District (PK - 12) |
Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $1,571.00 | $28,938 (-) Land $7,917 Building $21,021 | $82,680 (-) Land $22,620 Building $60,060 |
| 2024 | $1,571.00 (+0.19%) | $28,938 (-) Land $7,917 Building $21,021 | |
| 2023 | $1,568.00 (+25.94%) | $28,938 (+62.11%) Land $7,917 Building $21,021 | $82,680 (+62.12%) Land $22,620 Building $60,060 |
| 2022 | $1,245.00 | $17,851 Land $6,367 Building $11,484 | |
| 2020 | $51,000 Land $18,190 Building $32,810 |
Source: FEMA National Flood Hazard Layer, Hamilton County (39061C), updated December 22, 2024 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified: October 2026
| FEMA Flood Zone | Zone X |
|---|---|
| Flood Hazard | Minimal |
| 500-Year Floodplain | No |
| Special Flood Hazard Area | No |
| Wildfire Risk | Low above 5% of the US · above 22% of Ohio |
|---|---|
| Wildfire Likelihood | Less than 1 in 10,000 per year |
| Exposure | Direct burnable vegetation at the parcel |
Values are read at the parcel center point; lenders make the official flood determination.
| Primary APN | 671-0007-0320-00 |
|---|
| Bedrooms | 2 Beds |
|---|---|
| Full Baths | 1.5 Baths |
| Partial Baths | 1 Partial Baths |
| Total Rooms | 5 Rooms |
| Building Area | 1,239 sqft Living Area |
| Gross Area | 2,058 sqft Gross Area |
| 1st Floor | 819 sqft 1st Floor |
| 2nd Floor | 420 sqft 2nd Floor |
| Upper Floors | 420 sqft Upper Floors |
| Basement Area | 819 sqft Basement |
| Stories | 1 Stories |
| Year Built | Built 1897 |
|---|---|
| Effective Year Built | Effective 1897 |
| Architectural Style | Conventional Style |
| Exterior Material | Aluminum/Vinyl Exterior |
| Construction Type | Frame Construction |
| Roof Material | Asphalt Roof |
| Lot Area | 4,574 sqft (0.105 acres) |
| Depth X Width | 90 ft x 50 ft Depth x Width |
| Porch Area | 198 sqft Porch |
| Cooling System | None Cooling |
|---|---|
| Heating System | Baseboard Heating |
| Heating Fuel | Oil Heating Fuel |
| Street Address | 815 3RD ST |
|---|---|
| City | CINCINNATI |
| State | OH |
| Zip | 45215-4805 |
| Property Usage | Residential Property Usage |
| Type | Residential > Single Family > Home |
| Legal Description | 815 3RD ST 50 X 90 LOT 106 J H OLIVER 2ND SUB |
| Legal Subdivision | OLIVER 2ND SUB |
| Legal Lot Number | 106 |
| Jurisdiction | HAMILTON OH |
| Minor Civil Division | READING |
| Census Blockgroup | 2 |
| Census Block | 2012 |
| Census Tract | 23222 |
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