8258 Copperleaf Ct, Owings, MD 20736 Property Records

Calvert County property record for 8258 Copperleaf Ct, Owings, MD 20736

Property Summary

Property Type	Single Family Home
Details	4.5 ba · 5,227 sqft · built 2002
Lot Size	1.24 acres (54,014 sqft)
Owner	2 Individual Names on Record
Last Sale	$390,500 (Apr 2017)
Tax Bill	$9,864 (2025)
Deeds & Mortgages	Sep 2017 Loan Modification Aug 2017 Transfer + 1 more
Flood Zone	Zone X (minimal risk)
APN	`03-173631`

Property Details

APN / Parcel Number

Primary APN	`03-173631`
Alternative APNs	`3173631` `173631`

Interior

Full Baths	4.5 Baths
Half Baths	1 Half Bath
Stories	2 Stories
Building Area	5,227 sqft Total Area
Basement Area	1,331 sqft
Finished Basement	1,331 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 2002
Effective Year Built	Effective 2002
Exterior Material	Siding
Roof Material	Composition Shingle
Lot Area	54,014 sqft (1.24 acres)
Garage Type	Built-in
Garage Area	406 sqft
Parking Spaces	2 Parking Spaces

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	Heat Pump
Sewer	Connected

Location & Zoning

Account Number	173631
Street Address	8258 COPPERLEAF CT
City	OWINGS
State	MD
Zip	20736-3615
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	RUR
Legal Description	LT 8R PLAT 1 FAIRVIEW FARM
Legal Subdivision	FARIVIEW FARM
Legal Lot Number	8R
Jurisdiction	CALVERT MD
Township / Civil Division	3, SUNDERLAND
Census Block Group	2
Census Block	2012
Census Tract	860200

Owner

Source: Calvert County records, as of July 28, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	8258 COPPERLEAF CT, OWINGS, MD 20736-3615
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Sep 15, 2017	Loan Modification, Mortgage · Conventional Mortgage CENTURY LNDG
Aug 9, 2017	Quit Claim Deed, Transfer TITLEMAX CORPORATION, TITLEMAX CORP
Apr 27, 2017	Deed, Transfer · ARM SOUTHERN TRUST MORTGAGE LLC

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Apr 27, 2017 · Amount on Record
Deed Sale	Apr 27, 2017 · Amount on Record
Prior Sale	Feb 19, 2002 · Amount on Record
Deed Book / Page	4982 / 196
Last Transfer Date	Jul 11, 2017
Transfer Doc	0050420166
Record Updated	Oct 29, 2026

September 2017: Loan Modification, Mortgage

Document Type	Loan Modification
Jurisdiction	CALVERT MD
Property Address	8258 COPPERLEAF CT, OWINGS, MD 20736-3615
Document Number	0050700237
Book / Page	005070 / 000237
Instrument Date	Sep 15, 2017
Transaction Type	Mortgage
Record Updated	Nov 27, 2017

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Husband and Wife
Address	8258 COPPERLEAF CT OWINGS MD 207363615, OWINGS, MD 20736-3615

Mortgage

Document Number	0050700237
Date	Sep 27, 2017
Book Page	005070/000237

Lender

Name	CENTURY LNDG
Address	LOUISVILLE, KY 40223

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	180 Months
Due	Sep 26, 2032

August 2017: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	CALVERT MD
Recording Date	Aug 9, 2017
Property Address	8258 COPPERLEAF CT, OWINGS, MD 20736-3615
Document Number	0050420166
Book / Page	005042 / 000166
Instrument Date	Jul 14, 2017
Transaction Type	Transfer
Record Updated	Sep 8, 2017
Title Company	TITLEMAX CORPORATION, TITLEMAX CORP

Transaction

Tax	$0.00
Additional	Quitclaim Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Tenants by the Entirety
Address	8258 COPPERLEAF CT OWINGS MD 207363615, OWINGS, MD 20736-3615

April 2017: Deed, Transfer

Document Type	Deed
Jurisdiction	CALVERT MD
Recording Date	Apr 27, 2017
Property Address	8258 COPPERLEAF CT, OWINGS, MD 20736-3615
Document Number	0049820196
Book / Page	4982 / 196
Map Reference	LB119 FO534
Instrument Date	Mar 28, 2017
Transaction Type	Transfer
Record Updated	May 2, 2022
Title Company	TITLEMAX LLC

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$1,952.50
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	100 NPENN SQUARE EAST, 100, PHILADELPHIA, PA 19107

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	8258 COPPERLEAF CT, OWINGS, MD 20736-3615
Investor	Possibly a Property Investor

Mortgage

Document Number	0004982200
Date	Apr 27, 2017
Instrument	4982/200

Lender

Name	SOUTHERN TRUST MORTGAGE LLC
Type	Mortgage Company

Agreement

Type	ARM
Amount	Amount Recorded
Term	360 Months
Due	Apr 1, 2047

Interest

Rate Type	Adjustable Rate
Rate	4.12%
Type Change Date	Apr 1, 2024
Change Frequency	Annually
Min Rate At Change	2.75%
Max Rate At Change	9.12%
Index	1-Year LIBOR
Max Rate	9.12%

Tax Assessment & Valuation

Source: Calvert County assessment roll, as of July 28, 2026

Property Jurisdictions

Type	Name
State	Maryland
County	Calvert County
Unified School District	Calvert County Public Schools (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$915,033 (+2.4%)	$957,900 (+7.2%) Land $172,400 Building $785,500
2025	$9,864.00 (+23.24%) Homeowner's exemption	$893,600 (+15.99%) Land $172,400 Building $721,200	$893,600 (-) Land $172,400 Building $721,200
2023	$8,004.00 Homeowner's exemption	$770,400	$893,600 Land $172,400 Building $721,200

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective April 18, 2021 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Community Rating System	Class 7 (15% premium discount)
Nearby Flood Policies	6 in force
Nearby Flood Claims	2 (2002–2003)
Claims Outside the SFHA	2 of 2
Most Recent Claim	Jan 2003 · river or lake flooding

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · above 41% of Maryland
Wildfire Likelihood	0.02% annual chance
Exposure	Indirect within ember reach
Adjoins Burnable Land	Yes

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 113 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	2,000 / 250
T-Mobile Fixed Wireless	100 / 20

May also be available: Verizon.

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