8245 Copperleaf Ct, Owings, MD 20736 Property Records

Calvert County property record for 8245 Copperleaf Ct, Owings, MD 20736

Property Summary

Property Type	Single Family Home
Details	3 ba · 3,432 sqft · built 2001
Lot Size	0.97 acres (42,244 sqft)
Owner	Individual Name on Record
Last Sale	$376,103 (Sep 2001)
Tax Bill	$7,496 (2025)
Deeds & Mortgages	Dec 2023 Mortgage May 2023 Second Mortgage + 1 more
Flood Zone	Zone X (minimal risk)
APN	`03-173674`

Property Details

APN / Parcel Number

Primary APN	`03-173674`
Alternative APNs	`3173674` `173674`

Interior

Full Baths	2.5 Baths
Half Baths	1 Half Bath
Stories	2 Stories
Building Area	3,432 sqft Total Area
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 2001
Effective Year Built	Effective 2001
Exterior Material	Siding
Roof Material	Composition Shingle
Lot Area	42,244 sqft (0.97 acres)
Garage Type	Mixed
Garage Area	372 sqft
Parking Spaces	1 Parking Space

Exterior Amenities

Pool Area	880 sqft
Porch	Slab
Porch Area	65 sqft
Deck Area	744 sqft

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	Forced Air with A/C
Sewer	Connected

Location & Zoning

Account Number	173674
Street Address	8245 COPPERLEAF CT
City	OWINGS
State	MD
Zip	20736-3615
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	RUR
Legal Description	LT 11 PLAT 1 FAIRVIEW FARM
Legal Subdivision	FAIRVIEW FARM
Legal Lot Number	11
Jurisdiction	CALVERT MD
Township / Civil Division	3, SUNDERLAND
Census Block Group	2
Census Block	2012
Census Tract	860200

Owner

Source: Calvert County records, as of July 28, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Mailing Address	8245 COPPERLEAF CT, OWINGS, MD 20736-3615
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Dec 8, 2023	Deed of Trust, Mortgage MARYLAND DEPT OF HOUSING & COMMUNITY DEV
May 31, 2023	Deed of Trust, Mortgage · Stand-Alone Second Mortgage DEPARTMENT OF HOUSING & URBAN DEV
Feb 11, 2021	Quit Claim Deed, Transfer · Conventional Mortgage FREEDOM MORTGAGE CORP

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Sep 28, 2001 · Amount on Record
Deed Sale	Sep 28, 2001 · Amount on Record
Deed Document Number	200121088
Deed Book / Page	1451 / 609
Last Transfer Date	Dec 31, 2020
Transfer Doc	0058530521
Record Updated	Oct 29, 2026

December 2023: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	CALVERT MD
Property Address	8245 COPPERLEAF CT, OWINGS, MD 20736-3615
Transaction Type	Mortgage
Record Updated	Dec 25, 2023

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0065120301
Date	Dec 8, 2023
Book Page	6512/301

Lender

Name	MARYLAND DEPT OF HOUSING & COMMUNITY DEV
Type	Government Agency
Address	LANHAM, MD 20706

Agreement

Amount	Amount Recorded

May 2023: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	CALVERT MD
Property Address	8245 COPPERLEAF CT, OWINGS, MD 20736-3615
Transaction Type	Mortgage
Record Updated	Jun 15, 2023

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0064390141
Date	May 31, 2023
Book Page	6439/141

Lender

Name	DEPARTMENT OF HOUSING & URBAN DEV
Type	Government Agency
Address	LANHAM, MD 20706

Agreement

Type	Stand-Alone Second Mortgage
Amount	Amount Recorded

February 2021: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	CALVERT MD
Recording Date	Feb 11, 2021
Property Address	8245 COPPERLEAF CT, OWINGS, MD 20736-3615
Document Number	0058530521
Book / Page	5853 / 521
Map Reference	LB KPS 1 FO 173
Instrument Date	Dec 31, 2020
Transaction Type	Transfer
Record Updated	Aug 16, 2021
Title Company	ACCOMODATION, ACCOMMODATION

Transaction

Tax	$0.00
Amount Accuracy	Transfer Tax Exempt
Additional	Quitclaim Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	8245 COPPERLEAF CT, OWINGS, MD 20736-3615

Mortgage

Document Number	5853527
Date	Feb 11, 2021
Instrument	5853/527

Lender

Name	FREEDOM MORTGAGE CORP
Type	Subprime Lender

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	359 Months
Due	Jan 1, 2051

Tax Assessment & Valuation

Source: Calvert County assessment roll, as of July 28, 2026

Property Jurisdictions

Type	Name
State	Maryland
County	Calvert County
Unified School District	Calvert County Public Schools (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$619,000 (-0.24%) Land $84,100 Building $534,900	$619,000 (-8.17%) Land $84,100 Building $534,900
2025	$7,496.00 (+16.27%)
2023	$6,447.00 Homeowner's exemption	$620,500	$674,100 Land $168,300 Building $505,800

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective April 18, 2021 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Community Rating System	Class 7 (15% premium discount)
Nearby Flood Policies	6 in force
Nearby Flood Claims	2 (2002–2003)
Claims Outside the SFHA	2 of 2
Most Recent Claim	Jan 2003 · river or lake flooding

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · above 41% of Maryland
Wildfire Likelihood	0.02% annual chance
Exposure	Indirect within ember reach
Adjoins Burnable Land	Yes

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 113 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	2,000 / 250
T-Mobile Fixed Wireless	100 / 20

May also be available: Verizon.

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