8234 Copperleaf Ct, Owings, MD 20736 Property Records

Calvert County property record for 8234 Copperleaf Ct, Owings, MD 20736

Property Summary

Property Type	Single Family Home
Details	4 ba · 2,784 sqft · built 2019
Lot Size	0.926 acres (40,358 sqft)
Owner	2 Individual Names on File
Last Sale	$830,000 (Jun 2025)
Tax Bill	$8,584 (2025)
Deeds & Mortgages	Mar 2021 Mortgage Dec 2021 Mortgage + 3 more
Flood Zone	Zone X (minimal risk)
APN	`03-173593`

Property Details

APN / Parcel Number

Primary APN	`03-173593`
Alternative APNs	`3173593` `173593`

Interior

Full Baths	4 Baths
Stories	2 Stories
Building Area	2,784 sqft Total Area
Basement Area	702 sqft
Finished Basement	702 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 2019
Effective Year Built	Effective 2019
Exterior Material	Brick
Roof Material	Composition Shingle
Lot Area	40,358 sqft (0.926 acres)
Garage Type	Built-in
Garage Area	442 sqft
Parking Spaces	2 Parking Spaces

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	Heat Pump
Sewer	Connected

Location & Zoning

Account Number	173593
Street Address	8234 COPPERLEAF CT
City	OWINGS
State	MD
Zip	20736-3615
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	RUR
Legal Description	LT 4 PLAT 1 FAIRVIEW FARM
Legal Subdivision	PLAT ONE FAIRVIEW FARM
Legal Lot Number	4
Jurisdiction	CALVERT MD
Township / Civil Division	3, SUNDERLAND
Census Block Group	2
Census Block	2012
Census Tract	860200

Owner

8234 Copperleaf Ct is owned and occupied by two individuals who bought it in June 2025.

Source: Calvert County records, as of December 2, 2025

Owner of Record	2 Individual Names on File
Mailing Address	8234 COPPERLEAF CT, OWINGS, MD 20736-3615
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Tenants by the Entirety

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Mar 31, 2021	Deed of Trust, Mortgage · VA Mortgage FIRST HOME MORTGAGE CORP
Dec 13, 2021	Deed of Trust, Mortgage · VA Mortgage FIRST HOME MORTGAGE CORP
Dec 17, 2019	Deed, Transfer · VA Mortgage 1ST PREFERENCE MORTGAGE CORP
Jun 26, 2019	Deed of Trust, Mortgage · Line of Credit COMMUNITY BK/CHESAPEAKE
Jan 25, 2019	Grant Deed, Transfer ATTORNEY ONLY

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Jun 23, 2025 · Amount on File
Deed Sale	Jun 23, 2025 · Amount on File
Prior Sale	Dec 17, 2019 · Amount on File
Prior Transfer Date	Jun 13, 2011
Prior Transfer Doc	0037590236
Record Updated	Jun 8, 2026

March 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	CALVERT MD
Property Address	8234 COPPERLEAF CT, OWINGS, MD 20736-3615
Transaction Type	Mortgage
Record Updated	May 27, 2022
Title Company	TITLEMAX LLC

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0059140551
Date	Mar 31, 2021
Book Page	5914/551

Lender

Name	FIRST HOME MORTGAGE CORP
Type	Mortgage Company
Address	NOTTINGHAM, MD 21236

Agreement

Type	VA Mortgage
Amount	Amount on Record
Term	361 Months
Due	Apr 1, 2051

December 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	CALVERT MD
Property Address	8234 COPPERLEAF CT, OWINGS, MD 20736-3615
Transaction Type	Mortgage
Record Updated	May 27, 2022
Title Company	TITLEMAX LLC

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	8234 COPPERLEAF CT, OWINGS, MD 20736-3615

Mortgage

Document Number	0061680343
Date	Dec 13, 2021
Book Page	6168/343

Lender

Name	FIRST HOME MORTGAGE CORP
Type	Mortgage Company
Address	NOTTINGHAM, MD 21236

Agreement

Type	VA Mortgage
Amount	Amount on Record
Term	361 Months
Due	Jan 1, 2052

December 2019: Deed, Transfer

Document Type	Deed
Jurisdiction	CALVERT MD
Recording Date	Dec 17, 2019
Property Address	8234 COPPERLEAF CT, OWINGS, MD 20736-3615
Document Number	0054950250
Book / Page	5495 / 250
Map Reference	MB 5311 PL 140
Instrument Date	Dec 16, 2019
Transaction Type	Transfer
Record Updated	Aug 16, 2021

Transaction

Amount	Amount on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$2,999.75
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Tenants by the Entirety
Address	8234 COPPERLEAF CT, OWINGS, MD 20736-3615

Mortgage

Document Number	5495255
Date	Dec 17, 2019
Instrument	5495/255

Lender

Name	1ST PREFERENCE MORTGAGE CORP
Type	Mortgage Company

Agreement

Type	VA Mortgage
Amount	Amount on Record
Term	361 Months
Due	Jan 1, 2050

June 2019: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	CALVERT MD
Property Address	8234 COPPERLEAF CT, OWINGS, MD 20736-3615
Document Number	0053850347
Instrument Date	Jun 26, 2019
Transaction Type	Mortgage
Record Updated	Jul 10, 2019
Title Company	OTHER

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Company
Address	PO BOX 126 DUNKIRK MD 207540126, DUNKIRK, MD 20754-0126

Mortgage

Document Number	0053850347
Date	Jun 27, 2019
Book Page	005385/000347

Lender

Name	COMMUNITY BK/CHESAPEAKE
Type	Bank
Address	WALDORF, MD 20601

Agreement

Type	Line of Credit
Amount	Amount on Record

Interest

Rate Type	Adjustable Rate

January 2019: Grant Deed, Transfer

Document Type	Grant Deed
Jurisdiction	CALVERT MD
Recording Date	Jan 25, 2019
Property Address	8234 COPPERLEAF CT, OWINGS, MD 20736-3615
Document Number	0053110140
Book / Page	005311 / 000140
Instrument Date	Jan 24, 2019
Transaction Type	Transfer
Record Updated	Feb 15, 2019
Title Company	ATTORNEY ONLY

Transaction

Amount	Amount on Record
Tax	$135.00
Amount Accuracy	Confirmed
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Company
Address	12198 CAVALIER DR DUNKIRK MD 207549777, DUNKIRK, MD 20754-9777

Tax Assessment & Valuation

The 2025 property tax bill for 8234 Copperleaf Ct was $8,584.

Source: Calvert County assessment roll, as of July 29, 2025

Property Jurisdictions

Type	Name
State	Maryland
County	Calvert County
Unified School District	Calvert County Public Schools (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$8,584.00	$775,000 Land $165,800 Building $609,200	$775,000 Land $165,800 Building $609,200
2023	$6,827.00 Homeowner's exemption	$657,133	$775,000 Land $165,800 Building $609,200

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 8234 Copperleaf Ct in Zone X, an area of minimal flood risk, though there have been 2 flood claims nearby since 2002.

Source: FEMA National Flood Hazard Layer, effective April 18, 2021 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Community Rating System	Class 7 (15% premium discount)
Nearby Flood Policies	6 in force
Nearby Flood Claims	2 (2002–2003)
Claims Outside the SFHA	2 of 2
Most Recent Claim	Jan 2003 · river or lake flooding

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 8234 Copperleaf Ct is low, with a 0.02% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · above 41% of Maryland
Wildfire Likelihood	0.02% annual chance
Exposure	Indirect within ember reach
Adjoins Burnable Land	Yes

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 113 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	2,000 / 250
T-Mobile Fixed Wireless	100 / 20

May also be available: Verizon.

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