8255 State Rte 104, Oswego, NY 13126 Property Records

Oswego County and Oswego Town property record for 8255 State Rte 104, Oswego, NY 13126

Property Summary

Property Type	Duplex
Details	4 bd · 2 ba · 2,254 sqft · built 1920
Lot Size	3 acres (130,680 sqft)
Owner	2 Individual Names on File
Last Sale	$62,000 (Nov 2012)
Tax Bill	$3,973 (2026)
Deeds & Mortgages	Aug 2019 Line of Credit May 2020 Line of Credit
Flood Zone	Zone X (minimal risk)
APN	`354200 199.00-01-10`

Property Details

APN / Parcel Number

Primary APN	`354200 199.00-01-10`
Alternative APN	`420019900000010100000000`

Interior

Bedrooms	4 Beds
Full Baths	2 Baths
Stories	1 Story
Building Area	2,254 sqft Total Area
1st Floor Area	1,710 sqft
Upper Floors Area	544 sqft

Exterior

Year Built	Built 1920
Effective Year Built	Effective 1970
Architectural Style	Traditional
Exterior Material	Aluminum/Vinyl
Lot Area	130,680 sqft (3 acres)
Garage Type	Attached
Garage Area	460 sqft
Parking Spaces	2 Parking Spaces
Porch	Slab
Porch Area	480 sqft
Shed	1 Shed

Utilities, Heating & Cooling

Heating System	Forced Air with A/C
Heating Fuel	Gas
Sewer	Septic
Water Source	Commercial

Location & Zoning

Street Address	8255 STATE ROUTE 104
City	OSWEGO
State	NY
Zip	13126-5675
Property Category	Residential
Property Type	Residential > Multi-Unit > Duplex
Local Zoning Code	01 - NOT Z
Legal Description	LOT 31 087-004-000
Legal Block	1
Legal Lot Number	10.000
Jurisdiction	OSWEGO NY
Township / Civil Division	OSWEGO
Census Block Group	1
Census Block	1058
Census Tract	21401

Owner

8255 State Rte 104, a duplex, is owned and occupied by two individuals who acquired it in June 2024.

Source: Oswego County and Oswego Town records, as of September 23, 2026

Owner of Record	2 Individual Names on File
Mailing Address	8255 STATE ROUTE 104, OSWEGO, NY 13126-5675
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Individual(s)

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Aug 7, 2019	Deed of Trust, Mortgage · Line of Credit EMPOWER FCU
May 1, 2020	Deed of Trust, Mortgage · Line of Credit EMPOWER FCU

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Nov 2, 2012 · Amount on File
Deed Sale	Nov 2, 2012 · Amount on File
Prior Sale	Mar 29, 2000 · Amount on File
Deed Book / Page	2012 / 12001
Last Transfer Date	Jun 19, 2024
Transfer Doc	0000005336
Record Updated	Oct 29, 2026

August 2019: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	OSWEGO NY
Property Address	8255 STATE ROUTE 104, OSWEGO, NY 13126-5675
Transaction Type	Mortgage
Record Updated	Feb 5, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000006733
Date	Aug 7, 2019
Instrument	R-2019-006733

Lender

Name	EMPOWER FCU
Type	Credit Union
Address	SYRACUSE, NY 13212

Agreement

Type	Line of Credit
Amount	Amount on Record
Term	359 Months
Due	Jul 1, 2049

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

May 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	OSWEGO NY
Property Address	8255 STATE ROUTE 104, OSWEGO, NY 13126-5675
Transaction Type	Mortgage
Record Updated	Feb 5, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000003396
Date	May 1, 2020
Instrument	R-2020-003396

Lender

Name	EMPOWER FCU
Type	Credit Union
Address	SYRACUSE, NY 13212

Agreement

Type	Line of Credit
Amount	Amount on Record
Term	359 Months
Due	Apr 1, 2050

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

Tax Assessment & Valuation

The 2026 property tax bill for 8255 State Rte 104 was $3,973, up 0.2% from the year before.

Source: Oswego County and Oswego Town assessment roll, as of April 30, 2026

Property Jurisdictions

Type	Name
State	New York
County	Oswego County
County Subdivision	Oswego Town
Unified School District	Hannibal Central School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$3,973.00 (+0.23%)
2025	$3,964.00	$99,800 Land $25,500 Building $74,300	$163,607 Land $41,803 Building $121,804
2023		$99,800 Land $25,500 Building $74,300	$144,638 Land $36,957 Building $107,681

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 8255 State Rte 104 in Zone X, an area of minimal flood risk, though there have been 1 flood claim nearby since 1996.

Source: FEMA National Flood Hazard Layer, effective October 15, 2024 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Claims	1 (1996)
Most Recent Claim	Jan 1996 · river or lake flooding

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 8255 State Rte 104 is low, with a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · above 54% of New York
Wildfire Likelihood	0.01% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	OCWA public/private · serves 350,000 people · EPA ID NY3304336
Water Source	Surface water
Last State Inspection	Dec 2025
Lead	8 ppb (2026) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 3 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Spectrum Cable	1,000 / 35

Cell Coverage

5G and 4G LTE (outdoors only)

Nearby Properties on State Rte 104

Nearby Streets

Search Property Records by Address or Parcel Number

Search by:

By searching, you agree to: Terms • Privacy • Disclosures