8214 State Rte 104, Oswego, NY 13126 Property Records

Oswego County and Oswego Town property record for 8214 State Rte 104, Oswego, NY 13126

Property Summary

Property Type	Single Family Home
Details	4 bd · 1 ba · 1,120 sqft · built 1900
Lot Size	1.19 acres (51,836 sqft)
Owner	2 Individual Names on File
Last Sale	$76,500 (Apr 2018)
Tax Bill	$2,587 (2026)
Deeds & Mortgages	Apr 2021 Mortgage Apr 2018 Sale & Mortgage + 1 more
Flood Zone	Zone X (minimal risk)
APN	`354200 198.00-03-04`

Property Details

APN / Parcel Number

Primary APN	`354200 198.00-03-04`
Alternative APN	`420019800000030040000000`

Interior

Bedrooms	4 Beds
Full Baths	1 Bath
Stories	1 Story
Building Area	1,120 sqft Living Area
1st Floor Area	1,120 sqft

Exterior

Year Built	Built 1900
Effective Year Built	Effective 1975
Architectural Style	Cottage
Exterior Material	Aluminum/Vinyl
Lot Area	51,836 sqft (1.19 acres)
Shed	1 Shed

Utilities, Heating & Cooling

Heating System	Forced Air with A/C
Sewer	Septic
Water Source	Commercial

Location & Zoning

Street Address	8214 STATE ROUTE 104
City	OSWEGO
State	NY
Zip	13126-5675
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	01 - NOT Z
Legal Description	LOT 31 046-009-000
Legal Block	3
Legal Lot Number	4.000
Jurisdiction	OSWEGO NY
Township / Civil Division	OSWEGO
Census Block Group	1
Census Block	1059
Census Tract	21401

Owner

8214 State Rte 104 is owned and occupied by two individuals who bought it in April 2018.

Source: Oswego County and Oswego Town records, as of September 23, 2026

Owner of Record	2 Individual Names on File
Mailing Address	8214 STATE ROUTE 104, OSWEGO, NY 13126-5675
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Apr 27, 2021	Deed of Trust, Mortgage · Conventional Mortgage EMPOWER FCU
Apr 23, 2018	Warranty Deed, Transfer · Conventional Mortgage COMMUNITY BANK NA
Jul 17, 2017	Grant Deed, Transfer ATTORNEY ONLY

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Apr 23, 2018 · Amount on File
Deed Sale	Apr 23, 2018 · Amount on File
Prior Sale	Sep 7, 2006 · Amount on File
Deed Document Number	20183810
Record Updated	Oct 29, 2026

April 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	OSWEGO NY
Property Address	8214 STATE ROUTE 104, OSWEGO, NY 13126-5675
Transaction Type	Mortgage
Record Updated	May 17, 2021
Title Company	TITLE SERVICES, INC., TITLE SERVICE INC

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	8214 STATE ROUTE 104, OSWEGO, NY 13126-5675

Mortgage

Document Number	0000004693
Date	Apr 27, 2021
Instrument	R-2021-004693

Lender

Name	EMPOWER FCU
Type	Credit Union
Address	SYRACUSE, NY 13212

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	181 Months
Due	May 1, 2036

April 2018: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	OSWEGO NY
Recording Date	Apr 23, 2018
Property Address	8214 STATE ROUTE 104, OSWEGO, NY 13126-5675
Document Number	0000003810
Instrument Date	Mar 27, 2018
Instrument	R-2018-003810
Transaction Type	Transfer
Record Updated	Apr 28, 2022

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$306.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	8214 STATE ROUTE 104, 8214, OSWEGO, NY 13126-5675

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants with Right of Survivorship
Address	242 STOCK RD, HANNIBAL, NY 13074-3320

Mortgage

Document Number	0000003811
Date	Apr 23, 2018
Instrument	R-2018-003811

Lender

Name	COMMUNITY BANK NA
Type	Bank

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	361 Months
Due	May 1, 2048

July 2017: Grant Deed, Transfer

Document Type	Grant Deed
Jurisdiction	OSWEGO NY
Recording Date	Jul 17, 2017
Property Address	8214 STATE ROUTE 104, OSWEGO, NY 13126-5675
Document Number	0000006601
Instrument Date	Jun 29, 2017
Instrument	6601
Transaction Type	Transfer
Record Updated	Aug 29, 2017
Title Company	ATTORNEY ONLY

Transaction

Amount	Amount on Record
Tax	$220.00
Amount Accuracy	Confirmed
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	2550 W OZARK RD AVON PARK FL 338258821, AVON PARK, FL 33825-8821

Tax Assessment & Valuation

The 2026 property tax bill for 8214 State Rte 104 was $2,587, up 0.2% from the year before.

Source: Oswego County and Oswego Town assessment roll, as of April 30, 2026

Property Jurisdictions

Type	Name
State	New York
County	Oswego County
County Subdivision	Oswego Town
Unified School District	Hannibal Central School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$2,587.00 (+0.19%)
2025	$2,582.00	$65,000 Land $24,400 Building $40,600	$106,557 Land $40,000 Building $66,557
2023		$65,000 Land $24,400 Building $40,600	$94,203 Land $35,362 Building $58,841

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 8214 State Rte 104 in Zone X, an area of minimal flood risk, within 500 ft of a high-risk flood zone.

Source: FEMA National Flood Hazard Layer, effective October 15, 2024 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone A, within 500 ft
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Claims	1 (1996)
Most Recent Claim	Jan 1996 · river or lake flooding

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 8214 State Rte 104 is low, with a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · above 54% of New York
Wildfire Likelihood	0.01% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	OCWA public/private · serves 350,000 people · EPA ID NY3304336
Water Source	Surface water
Last State Inspection	Dec 2025
Lead	8 ppb (2026) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 3 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Spectrum Cable	1,000 / 35

Cell Coverage

5G and 4G LTE (outdoors only)

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