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8248 State Rte 104, Oswego, NY 13126 Property Records

Oswego County and Oswego Town property record for 8248 State Rte 104, Oswego, NY 13126

Property Summary

Property TypeSingle Family Home
Details3 bd · 2 ba · 1,892 sqft · built 1980
Lot Size1 acres (43,561 sqft)
Owner2 Individual Names on Record
Last Sale$230,000 (Jun 2021)
Tax Bill$6,309 (2026)
Deeds & MortgagesJun 2021 Sale
Apr 2020 Line of Credit
Flood ZoneZone X (minimal risk)
APN354200 198.00-03-05.112

Property Details

APN / Parcel Number

Primary APN354200 198.00-03-05.112
Alternative APN
  • 420019800000030051120000

Interior

Bedrooms3 Beds
Full Baths2 Baths
Half Baths2 Half Baths
Stories1 Story
Building Area1,892 sqft Living Area
1st Floor Area1,892 sqft

Exterior

Year BuiltBuilt 1980
Effective Year BuiltEffective 1980
Architectural StyleRanch
Exterior MaterialAluminum/Vinyl
Lot Area43,561 sqft (1 acres)
Lot Dimensions205 ft deep x 212 ft wide
Garage TypeMixed
Garage Area1,344 sqft
Parking Spaces5 Parking Spaces

Exterior Amenities

Pool TypeAbove-Ground Pool
PorchSlab
Porch Area382 sqft
GazeboGazebo

Utilities, Heating & Cooling

Cooling SystemCentral
Heating SystemCentral
Heating FuelGas
SewerSeptic
Water SourceCommercial

Location & Zoning

Street Address8248 STATE ROUTE 104
CityOSWEGO
StateNY
Zip13126-5675
Property CategoryResidential
Property TypeResidential > Single Family > Home
Local Zoning Code01 - NOT Z
Legal DescriptionLOT 31 324-025-000
Legal Block3
Legal Lot Number5.112
JurisdictionOSWEGO NY
Township / Civil DivisionOSWEGO
Census Block Group1
Census Block1059
Census Tract21401

Owner

Source: Oswego County and Oswego Town records, as of September 23, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record2 Individual Names on Record
Mailing Address8248 STATE ROUTE 104, OSWEGO, NY 13126-5675
OccupancyOwner Occupied
Owner TypeIndividual

Deeds, Mortgages & Sale History

DateDocument
Jun 16, 2021Warranty Deed, Transfer
VANGUARD RESEARCH AND TITLE SERVICES, VANGUARD RESEARCH & TTL SVCS
Apr 23, 2020Deed of Trust, Mortgage · Line of Credit
EMPOWER FCU

Assessor's Deed Record

Deed Names2 Names on Deed
Last SaleJun 16, 2021 · Amount on Record
Deed SaleJun 16, 2021 · Amount on Record
Deed Document Number20216854
Record UpdatedOct 29, 2026

June 2021: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionOSWEGO NY
Recording DateJun 16, 2021
Property Address8248 STATE ROUTE 104, OSWEGO, NY 13126-5675
Document Number0000006854
Instrument DateJun 4, 2021
InstrumentR-2021-006854
Transaction TypeTransfer
Record UpdatedJul 7, 2021
Title CompanyVANGUARD RESEARCH AND TITLE SERVICES, VANGUARD RESEARCH & TTL SVCS

Transaction

AmountAmount Recorded
Tax$920.00
Amount AccuracyRounded by County
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name
Address8248 STATE ROUTE 104, 8248, OSWEGO, NY 13126-5675

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipTenants by the Entirety
Address8482 MELO CIR, CLAY, NY 13041-8830

April 2020: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionOSWEGO NY
Property Address8248 STATE ROUTE 104, OSWEGO, NY 13126-5675
Transaction TypeMortgage
Record UpdatedFeb 5, 2021

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document Number0000003236
DateApr 23, 2020
InstrumentR-2020-003236
Lender
NameEMPOWER FCU
TypeCredit Union
AddressSYRACUSE, NY 13212
Agreement
TypeLine of Credit
AmountAmount Recorded
Term180 Months
DueApr 27, 2035
Interest
Rate TypeAdjustable Rate
Change FrequencyMonthly

Tax Assessment & Valuation

Source: Oswego County and Oswego Town assessment roll, as of April 30, 2026

Property Jurisdictions

TypeName
StateNew York
CountyOswego County
County SubdivisionOswego Town
Unified School DistrictHannibal Central School District (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2026$6,309.00 (+0.21%)
2025$6,296.00$158,500 (-) Land $21,400 Building $137,100$259,836 (+13.11%) Land $35,082 Building $224,754
2023$158,500 Land $21,400 Building $137,100$229,710 Land $31,014 Building $198,696

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective October 15, 2024 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it
Nearby Flood Claims1 (1996)
Most Recent ClaimJan 1996 · river or lake flooding

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskLow
lower than 80% of the US · above 54% of New York
Wildfire Likelihood0.01% annual chance
ExposureDirect
burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemOCWA
public/private · serves 350,000 people · EPA ID NY3304336
Water SourceSurface water
Last State InspectionDec 2025
Lead8 ppb (2026)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and ReportingNone
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 19 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Spectrum
Cable		1,000 / 1,000

Cell Coverage

5G and 4G LTE (outdoors only)

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