8250 Rancho Real, Gilroy, CA 95020 Property Records

Santa Clara County property record for 8250 Rancho Real, Gilroy, CA 95020

Property Summary

Property Type	Single Family Home
Details	3 bd · 2.5 ba · 4,144 sqft · built 1989
Lot Size	0.84 acres (36,590 sqft)
Owner	2 Individual Names on File
Last Sale	$2,300,000 (Apr 2022)
Tax Bill	$12,974 (2025)
Deeds & Mortgages	Apr 2022 Sale & Mortgage Apr 2017 Mortgage + 1 more
Flood Zone	Zone X (moderate risk)
APN	`783-03-030`

Property Details

APN / Parcel Number

Primary APN	`783-03-030`

Interior

Bedrooms	3 Beds
Full Baths	2.5 Baths
Half Baths	1 Half Bath
Total Rooms	9 Rooms
Stories	2 Stories
Building Area	4,144 sqft Living Area
Gross Area	3,724 sqft
1st Floor Area	2,898 sqft
2nd Floor Area	826 sqft
Family Room	Family Room
Utility Room	Utility Room

Exterior

Year Built	Built 1989
Effective Year Built	Effective 1989
Architectural Style	H-Shape
Construction Type	Wood
Lot Area	36,590 sqft (0.84 acres)
Garage Area	792 sqft
Parking Spaces	3 Parking Spaces
Pool Type	Pool with Hot Tub/Spa
Porch	Porch

Utilities, Heating & Cooling

Heating System	HVAC

Location & Zoning

Street Address	8250 RANCHO REAL
City	GILROY
State	CA
Zip	95020-3744
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R1
Legal Description	LOT 2
Legal Subdivision	S P FINE
Legal Lot Number	2
Jurisdiction	SANTA CLARA CA
Township / Civil Division	SOUTH SANTA CLARA VALLEY
Census Block Group	2
Census Block	2011
Census Tract	512516

Owner

8250 Rancho Real is owned and occupied by two individuals who bought it in April 2022.

Source: Santa Clara County records, as of July 27, 2026

Owner of Record	2 Individual Names on File
Mailing Address	8250 RANCHO REAL, GILROY, CA 95020-3744
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Community Property

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Apr 1, 2022	Grant Deed, Transfer · Conventional Mortgage FIRST REPUBLIC BANK
Apr 21, 2017	Deed of Trust, Mortgage · Conventional Mortgage RPM MORTGAGE INC
Jun 26, 2020	Deed of Trust, Mortgage · Conventional Mortgage CROSSCOUNTRY MORTGAGE LLC

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Apr 1, 2022 · Amount on File
Deed Sale	Apr 1, 2022 · Amount on File
Prior Sale	Dec 20, 2011 · Amount on File
Deed Document Number	202225273577
Record Updated	Oct 29, 2026

April 2022: Grant Deed, Transfer

Document Type	Grant Deed
Jurisdiction	SANTA CLARA CA
Recording Date	Apr 1, 2022
Property Address	8250 RANCHO REAL, GILROY, CA 95020-3744
Document Number	0025273577
Map Reference	MB 506 PG 47
Instrument Date	Mar 18, 2022
Instrument	25273577
Transaction Type	Transfer
Record Updated	Apr 13, 2022
Title Company	FIDELITY NATIONAL TITLE, FIDELITY NATIONAL TITLE CO

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Rounded by County
Additional	Notice of Trustee Sale Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Community Property with Right of Survivorship
Address	8250 RANCHO REAL, GILROY, CA 95020-3744

Mortgage

Document Number	0025273578
Date	Apr 1, 2022
Instrument	25273578

Lender

Name	FIRST REPUBLIC BANK
Type	Bank

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	360 Months
Due	Apr 1, 2052

April 2017: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SANTA CLARA CA
Property Address	8250 RANCHO REAL, GILROY, CA 95020-3744
Transaction Type	Mortgage
Record Updated	Feb 5, 2021
Title Company	ENTITLE INSURANCE COMPANY

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0023630719
Date	Apr 21, 2017
Instrument	23630719

Lender

Name	RPM MORTGAGE INC
Type	Mortgage Company
Address	ALAMO, CA 94507

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	361 Months
Due	May 1, 2047

June 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SANTA CLARA CA
Property Address	8250 RANCHO REAL, GILROY, CA 95020-3744
Transaction Type	Mortgage
Record Updated	Feb 5, 2021
Title Company	OLD REPUBLIC TITLE

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0024518923
Date	Jun 26, 2020
Instrument	24518923

Lender

Name	CROSSCOUNTRY MORTGAGE LLC
Type	Non-Lending Institution
Address	BRECKSVILLE, OH 44141

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	361 Months
Due	Jul 1, 2050

Tax Assessment & Valuation

The 2025 property tax bill for 8250 Rancho Real was $12,974 with a homeowner's exemption.

Source: Santa Clara County assessment roll, as of July 27, 2026

Property Jurisdictions

Type	Name
State	California
County	Santa Clara County
Municipality	Gilroy City
Unified School District	Gilroy Unified School District (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value
2026		$1,081,119 (+2%) Land $443,260 Building $637,859
2025	$12,974.00 Homeowner's exemption	$1,059,921 Land $434,569 Building $625,352
2023	$12,694.00 (+95.05%) Homeowner's exemption	$1,018,766 Land $417,696 Building $601,070
2022	$6,508.00

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

FEMA maps place 8250 Rancho Real in Zone X, an area of moderate flood risk.

Source: FEMA National Flood Hazard Layer, effective January 18, 2026

FEMA Flood Zone	Zone X moderate risk
500-Year Floodplain	Yes 0.2% annual chance
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Wildfire risk around 8250 Rancho Real is low, with a 0.06% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 62% of the US · lower than 77% of California
Wildfire Likelihood	0.06% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CITY OF GILROY serves 59,426 people · EPA ID CA4310004
Water Source	Groundwater
Last State Inspection	Feb 2025
Also Mapped Here	SANTA CLARA VALLEY WATER DISTRICT
Lead	2 ppb (2022–2024) action level 15 ppb

Violations Reported to EPA

Water Quality	Nitrate resolved · Jun 2022
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 314 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Spectrum Cable · Fiber in parts of the area	1,000 / 1,000
Razzolink Fixed Wireless	500 / 250
Etheric Networks Fixed Wireless	250 / 100
Hankins Information Technology Fixed Wireless	100 / 20

May also be available: T-Mobile, Verizon.

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