8300 Rancho Real, Gilroy, CA 95020 Property Records

Santa Clara County property record for 8300 Rancho Real, Gilroy, CA 95020

Property Summary

Property Type	Single Family Home
Details	3 bd · 3 ba · 2,916 sqft · built 1982
Lot Size	1.11 acres (48,390 sqft)
Owner	2 Individual Names on Record
Last Sale	$1,000,000 (May 2018)
Tax Bill	$13,924 (2025)
Deeds & Mortgages	May 2018 Sale & Mortgage
Flood Zone	Zone X (moderate risk)
APN	`783-25-031`

Property Details

APN / Parcel Number

Primary APN	`783-25-031`

Interior

Bedrooms	3 Beds
Full Baths	3 Baths
Total Rooms	9 Rooms
Stories	2 Stories
Building Area	2,916 sqft Living Area
1st Floor Area	2,131 sqft
2nd Floor Area	785 sqft
Family Room	Family Room
Utility Room	Utility Room

Exterior

Year Built	Built 1982
Effective Year Built	Effective 1982
Architectural Style	H-Shape
Construction Type	Wood
Lot Area	48,390 sqft
Garage Area	908 sqft
Parking Spaces	4 Parking Spaces
Porch	Porch

Utilities, Heating & Cooling

Heating System	HVAC

Location & Zoning

Street Address	8300 RANCHO REAL
City	GILROY
State	CA
Zip	95020-3771
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R-1
Legal Description	LOT A
Legal Subdivision	THOMAS REAS
Legal Lot Number	A
Jurisdiction	SANTA CLARA CA
Township / Civil Division	SOUTH SANTA CLARA VALLEY
Census Block Group	2
Census Block	2011
Census Tract	512516

Owner

Source: Santa Clara County records, as of July 27, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	8300 RANCHO REAL, GILROY, CA 95020-3771
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Community Property

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	May 29, 2018 · Amount on Record
Deed Sale	May 29, 2018 · Amount on Record
Prior Sale	Aug 22, 2002 · Amount on Record
Deed Document Number	201823943072
Record Updated	Oct 29, 2026

May 2018: Grant Deed, Transfer

Document Type	Grant Deed
Jurisdiction	SANTA CLARA CA
Recording Date	May 29, 2018
Property Address	8300 RANCHO REAL, GILROY, CA 95020-3771
Document Number	0023943072
Map Reference	MB485 PG39
Instrument Date	May 22, 2018
Instrument	23943072
Transaction Type	Transfer
Record Updated	Sep 1, 2021
Title Company	ORANGE COAST TITLE CO OF NOR

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	00000

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Community Property with Right of Survivorship
Address	8300 RANCHO REAL, GILROY, CA 95020-3771

Mortgage

Document Number	0023943073
Date	May 29, 2018
Instrument	23943073

Lender

Name	MUFG UNION BANK NA
Type	Bank

Agreement

Type	ARM
Amount	Amount Recorded
Term	361 Months
Due	Jun 1, 2048

Interest

Rate Type	Adjustable Rate
Rate	4.62%
Type Change Date	Jun 1, 2028
Change Frequency	Annually
Min Rate At Change	2.62%
Max Rate At Change	6.62%
Index	1-Year LIBOR
Max Rate	10.6%

Mortgage

Document Number	0023943074
Date	May 29, 2018
Instrument	23943074

Lender

Name	QUORUM FEDERAL CU
Type	Credit Union
Address	PURCHASE, NY 10577

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	360 Months
Due	May 28, 2048

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

Tax Assessment & Valuation

Source: Santa Clara County assessment roll, as of July 27, 2026

Property Jurisdictions

Type	Name
State	California
County	Santa Clara County
Municipality	Gilroy City
Unified School District	Gilroy Unified School District (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value
2026		$1,160,581 (+2%) Land $568,684 Building $591,897
2025	$13,924.00 (+2.2%) Homeowner's exemption	$1,137,826 (+4.04%) Land $557,534 Building $580,292
2023	$13,624.00 (+1.67%) Homeowner's exemption	$1,093,644 Land $535,885 Building $557,759
2022	$13,400.00

Assessed value is set for property tax purposes and is not a market price estimate.

Flood

Source: FEMA National Flood Hazard Layer, effective January 18, 2026

FEMA Flood Zone	Zone X moderate risk
500-Year Floodplain	Yes 0.2% annual chance
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 62% of the US · lower than 77% of California
Wildfire Likelihood	0.06% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CITY OF GILROY serves 59,426 people · EPA ID CA4310004
Water Source	Groundwater
Last State Inspection	Feb 2025
Also Mapped Here	SANTA CLARA VALLEY WATER DISTRICT
Lead	2 ppb (2022–2024) action level 15 ppb

Violations Reported to EPA

Water Quality	Nitrate resolved · Jun 2022
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 314 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Spectrum Cable · Fiber in parts of the area	1,000 / 1,000
Razzolink Fixed Wireless	500 / 250
Etheric Networks Fixed Wireless	250 / 100
Hankins Information Technology Fixed Wireless	100 / 20

May also be available: T-Mobile, Verizon.

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