8250 Cole Rd, Reading, MI 49274 Property Records

Hillsdale County property record for 8250 Cole Rd, Reading, MI 49274 · Last verified August 2026

Property Summary

Property Type	Single Family Home
Details	1 ba · 1,840 sqft
Lot Size	23.8 acres (1,036,728 sqft)
Owner	2 Individual Names on File
Tax Bill	$2,148 (2025)
Deeds & Mortgages	Mar 2026 Second Mortgage Nov 2022 Transfer + 3 more
Flood Zone	Zone X (minimal risk)
APN	`05-033-400-013-33-6-4`

Property Details

APN / Parcel Number

Primary APN	`05-033-400-013-33-6-4`

Interior

Full Baths	1 Bath
Stories	1 Story
Building Area	1,840 sqft Living Area
1st Floor Area	1,840 sqft
Basement Area	1,612 sqft
Unfinished Basement	1,612 sqft

Exterior

Exterior Material	Aluminum/Vinyl
Lot Area	1,036,728 sqft (23.8 acres)
Garage Area	1,120 sqft
Parking Spaces	4 Parking Spaces

Utilities, Heating & Cooling

Heating System	Forced Air with A/C

Location & Zoning

Street Address	8250 COLE RD
City	READING
State	MI
Zip	49274-9695
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	COM IN C/L COLE RD 33 FT N & 406 FT W OF NE COR LOT 15 ELLIOTT SHORES TH N 310 FT TH W 560 FT TH S 330 FT TO SD C/L TH E TO P
Legal Range	04W
Legal Township	06S
Legal Section	33
Legal Subdivision	ELLIOTT SHORES
Legal Lot Number	15
Jurisdiction	HILLSDALE MI
Township / Civil Division	ALLEN
Census Block Group	2
Census Block	2021
Census Tract	50400

Owner

Source: Hillsdale County records · APN 05-033-400-013-33-6-4

Assessment roll updated July 27, 2026 · Last verified August 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on File
Mailing Address	8250 COLE RD, READING, MI 49274-9695
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Mar 11, 2026	Deed of Trust, Mortgage · Stand-Alone Second Mortgage CONSUMERS CU
Nov 28, 2022	Intrafamily Transfer, Transfer
Nov 28, 2022	Intrafamily Transfer, Transfer
Mar 30, 2017	Deed of Trust, Mortgage · Conventional Mortgage CONSUMER CU
Dec 04, 2019	Intrafamily Transfer, Transfer · Conventional Mortgage CONSUMERS CU

Assessor's Deed Record

Deed Names	2 Verified Names on Deed
Last Sale	Jan 14, 2003
Deed Sale	Jan 14, 2003
Prior Sale	Aug 10, 2001
Last Transfer Date	Nov 22, 2022
Transfer Doc	0001840/35
Record Updated	Sep 20, 2026

March 2026: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	HILLSDALE MI
Property Address	8250 COLE RD, READING, MI 49274-9695
Transaction Type	Mortgage
Record Updated	Mar 31, 2026

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	8250 COLE RD, READING, MI 49274-9695

Mortgage

Document Number	001916/528
Date	Mar 11, 2026
Book Page	1916/528

Lender

Name	CONSUMERS CU
Type	Credit Union
Address	KALAMAZOO, MI 49009

Agreement

Type	Stand-Alone Second Mortgage
Amount	Amount Recorded
Term	180 Months
Due	Mar 06, 2041

November 2022: Intrafamily Transfer, Transfer

Document Type	Intrafamily Transfer
Jurisdiction	HILLSDALE MI
Recording Date	Nov 28, 2022
Property Address	8250 COLE RD, READING, MI 49274-9695
Document Number	0001840/35
Book / Page	1840 / 35
Instrument Date	Nov 22, 2022
Transaction Type	Transfer
Record Updated	Dec 21, 2022

Transaction

Tax	$0.00
Amount Accuracy	Transfer Tax Exempt
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Tenants in Common
Address	8250 COLE RD, READING, MI 49274-9695

November 2022: Intrafamily Transfer, Transfer

Document Type	Intrafamily Transfer
Jurisdiction	HILLSDALE MI
Recording Date	Nov 28, 2022
Property Address	8250 COLE RD, READING, MI 49274-9695
Document Number	0001840/34
Book / Page	1840 / 34
Instrument Date	Nov 22, 2022
Transaction Type	Transfer
Record Updated	Dec 21, 2022

Transaction

Tax	$0.00
Amount Accuracy	Transfer Tax Exempt
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Tenants in Common
Address	2671 N BUNN RD, HILLSDALE, MI 49242-9210

March 2017: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	HILLSDALE MI
Property Address	8250 COLE RD, READING, MI 49274-9695
Transaction Type	Mortgage
Record Updated	May 03, 2022

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	01651/0638
Date	Mar 30, 2017
Book Page	1651/0638

Lender

Name	CONSUMER CU
Type	Credit Union
Address	OSHTEMO, MI 49077

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	181 Months
Due	Apr 01, 2032

December 2019: Intrafamily Transfer, Transfer

Document Type	Intrafamily Transfer
Jurisdiction	HILLSDALE MI
Recording Date	Dec 04, 2019
Property Address	8250 COLE RD, READING, MI 49274-9695
Document Number	01744/0266
Book / Page	1744 / 0266
Instrument Date	Nov 18, 2019
Transaction Type	Transfer
Record Updated	May 03, 2022

Transaction

Tax	$0.00
Amount Accuracy	Transfer Tax Exempt
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	8250 COLE RD, READING, MI 49274-9695

Mortgage

Document Number	0001744268
Date	Dec 04, 2019
Instrument	1744/268

Lender

Name	CONSUMERS CU
Type	Credit Union

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	120 Months
Due	Dec 01, 2029

Tax Assessment & Valuation

Source: Hillsdale County records · Assessment roll updated July 27, 2026 · Last verified August 2026

Property Jurisdictions

Type	Name
State	Michigan
County	Hillsdale County
County Subdivision	Allen Township
Unified School District	Reading Community Schools (KG - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$175,900 (+7.26%)	$349,987 (+7.31%) Land $124,464 Building $225,523
2025	$2,148.00 (+14.62%) Homeowner's exemption	$164,000 (+38.63%)	$326,138 (+38.89%) Land $110,332 Building $215,806
2023		$118,300	$234,816 Land $95,312 Building $139,504
2021	$1,874.00

Flood & Wildfire

Source: FEMA National Flood Hazard Layer, Hillsdale County (26059C), updated February 19, 2014 · FEMA OpenFEMA NFIP redacted claims and policies, census block group 260590504002, refreshed September 2026 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026

Flood

FEMA Flood Zone	Zone X
Special Flood Hazard Area	No
Flood Hazard	Minimal
500-Year Floodplain	No
Nearby Flood Policies	3 in force
Nearby Flood Claims	1 (2018)
Claims Outside the SFHA	1 of 1
Most Recent Claim	Feb 2018, rainfall accumulation

Wildfire

Wildfire Risk	Low above 6% of the US · above 15% of Michigan
Wildfire Likelihood	Less than 1 in 10,000 per year
Exposure	Direct burnable vegetation at the parcel

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Internet Providers

Source: FCC Broadband Data Collection, availability as of December 31, 2025 · Published October 2026 · based on 4 locations within about half a mile of this property, a small sample

Provider	Technology	Download / Upload (Mbps)
Spectrum	Cable	1,000 / 35
Starlink	Satellite (low-earth orbit)	280 / 30

Availability varies by address; speeds are provider-advertised maximums, not measured.

Mobile Coverage

4G LTE (outdoors only), no 5G reported

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