8200 Cole Rd, Reading, MI 49274 Property Records

Hillsdale County property record for 8200 Cole Rd, Reading, MI 49274 · Last verified April 2026

Property Summary

Property TypeSingle Family Home
Details1 ba · 1,152 sqft
Lot Size0.98 acres (42,689 sqft)
OwnerIndividual Name on File
Last Sale$139,900 (May 2021)
Tax Bill$685 (2025)
Deeds & MortgagesDec 2019 Mortgage
May 2021 Sale & Mortgage
Flood ZoneZone X (minimal risk)
APN05-033-400-024-33-6-4

Property Details

APN / Parcel Number

Primary APN05-033-400-024-33-6-4

Interior

Full Baths1 Bath
Stories1 Story
Building Area1,152 sqft Living Area
1st Floor Area1,152 sqft
Basement Area168 sqft
Unfinished Basement168 sqft

Exterior

Exterior MaterialAluminum/Vinyl
Lot Area42,689 sqft (0.98 acres)
Garage Area480 sqft
Parking Spaces2 Parking Spaces

Utilities, Heating & Cooling

Heating SystemForced Air with A/C

Location & Zoning

Street Address8200 COLE RD
CityREADING
StateMI
Zip49274-9695
Property CategoryResidential
Property TypeResidential > Single Family > Home
Legal DescriptionCOM C/L COLE RD 33 FT N & 140 FT W OF NE COR LOT 15 ELLIOTT SHORES TH N 121 FT TH W 266 FT TH S 121 FT TO SD C/L TH E 266 FT
Legal Range04W
Legal Township06S
Legal Section33
Legal SubdivisionELLIOTT SHORES
Legal Lot Number15
JurisdictionHILLSDALE MI
Township / Civil DivisionALLEN
Census Block Group2
Census Block2021
Census Tract50400

Owner

Source: Hillsdale County records · APN 05-033-400-024-33-6-4

Assessment roll updated August 4, 2025 · Last verified April 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of RecordIndividual Name on File
Mailing Address8200 COLE RD, READING, MI 49274-9695
OccupancyOwner Occupied
Owner TypeIndividual

Deeds, Mortgages & Sale History

DateDocument
Dec 06, 2019Deed of Trust, Mortgage · Conventional Mortgage
TCF NATIONAL BANK
May 07, 2021Warranty Deed, Transfer · Conventional Mortgage
QUICKEN LOANS LLC

Assessor's Deed Record

Deed NamesVerified Name on Deed
Last SaleMay 07, 2021 · Amount on Record
Deed SaleMay 07, 2021 · Amount on Record
Prior SaleNov 05, 1997 · Amount on Record
Deed Book / Page1794 / 1178
Prior Transfer DateMay 19, 2014
Prior Transfer Doc1562/0647
Record UpdatedJun 08, 2026

December 2019: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionHILLSDALE MI
Property Address8200 COLE RD, READING, MI 49274-9695
Transaction TypeMortgage
Record UpdatedMay 03, 2022

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document Number01744/0479
DateDec 06, 2019
Book Page1744/0479
Lender
NameTCF NATIONAL BANK
TypeBank
AddressSIOUX FALLS, SD 57106
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term181 Months
DueJan 01, 2035

May 2021: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionHILLSDALE MI
Recording DateMay 07, 2021
Property Address8200 COLE RD, READING, MI 49274-9695
Document Number01794/1178
Book / Page1794 / 1178
Instrument DateMay 06, 2021
Transaction TypeTransfer
Record UpdatedMay 03, 2022

Transaction

AmountAmount Recorded
DownpaymentDownpayment on File
Loan-to-Value (LTV)LTV on Record
Tax$1,204.00
Amount AccuracyFull Amount Stated
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
Address3423 AUTUMN WOODS DR, CHASKA, MN 55318-1126
InvestorPossibly a Property Investor

Mortgage

Document Number0017941181
DateMay 07, 2021
Instrument1794/1181
Lender
NameQUICKEN LOANS LLC
TypeMortgage Company
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term361 Months
DueJun 01, 2051

Tax Assessment & Valuation

Source: Hillsdale County records · Assessment roll updated August 4, 2025 · Last verified April 2026

Property Jurisdictions

TypeName
StateMichigan
CountyHillsdale County
County SubdivisionAllen Township
Unified School DistrictReading Community Schools (KG - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

YearTax BillAssessed ValueAssessed Market Value
2025$685.00 (-53.05%) Homeowner's exemption$96,600 (+53.58%)$193,118 (+53.61%) Land $7,056 Building $186,062
2023$62,900$125,723 Land $5,958 Building $119,765
2021$1,459.00

Flood & Wildfire

Source: FEMA National Flood Hazard Layer, Hillsdale County (26059C), updated February 19, 2014 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026

Flood

FEMA Flood ZoneZone X
Flood HazardMinimal
500-Year FloodplainNo
Special Flood Hazard AreaNo

Wildfire

Wildfire RiskNot rated
no burnable land in reach
Wildfire LikelihoodNegligible
ExposureNone
beyond ember reach

Values are read at the parcel center point; lenders make the official flood determination.

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