8191 Cole Rd, Reading, MI 49274 Property Records

Hillsdale County property record for 8191 Cole Rd, Reading, MI 49274

Property Summary

Property Type	Single Family Home
Details	1 ba · 847 sqft
Lot Size	0.155 acres (6,752 sqft)
Owner	2 Individual Names on Record
Last Sale	$87,500 (May 2017)
Tax Bill	$487 (2025)
Deeds & Mortgages	May 2017 Sale & Mortgage
Flood Zone	Zone X (minimal risk)
APN	`05-050-001-011`

Property Details

APN / Parcel Number

Primary APN	`05-050-001-011`

Interior

Full Baths	1 Bath
Stories	1 Story
Building Area	847 sqft Living Area
1st Floor Area	847 sqft

Exterior

Exterior Material	Aluminum/Vinyl
Lot Area	6,752 sqft (0.155 acres)
Lot Dimensions	110 ft deep x 61 ft wide

Utilities, Heating & Cooling

Heating System	Forced Air with A/C

Location & Zoning

Street Address	8191 COLE RD
City	READING
State	MI
Zip	49274-9890
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	LOT 14 ELLIOTT SHORES SEC 33 T6S R4W
Legal Range	04W
Legal Township	06S
Legal Section	33
Legal Subdivision	ELLIOTT SHORES
Legal Lot Number	14
Jurisdiction	HILLSDALE MI
Township / Civil Division	ALLEN
Census Block Group	2
Census Block	2022
Census Tract	50400

Owner

Source: Hillsdale County records, as of March 9, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	10906 KOLB AVE, ALLEN PARK, MI 48101-1182
Owner Type	Individual
Vesting	Life Estate

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	May 2, 2017 · Amount on Record
Deed Sale	May 2, 2017 · Amount on Record
Prior Sale	Aug 10, 2009 · Amount on Record
Deed Book / Page	1654 / 767
Last Transfer Date	Dec 19, 2024
Transfer Doc	001886/357
Record Updated	Jun 8, 2026

May 2017: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	HILLSDALE MI
Recording Date	May 2, 2017
Property Address	8191 COLE RD, READING, MI 49274-9890
Document Number	1654/0767
Book / Page	1654 / 0767
Map Reference	LB3 PG24
Instrument Date	Apr 2, 2017
Transaction Type	Transfer
Record Updated	Aug 17, 2021
Title Company	MIDSTATE TITLE AGENCY OF SOU

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$752.50
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	7517 COUNTY ROAD 10, 7517, MONTPELIER, OH 43543-9660

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	10906 KOLB AVE, ALLEN PARK, MI 48101-1182

Mortgage

Document Number	16540768
Date	May 2, 2017
Instrument	1654/0768

Lender

Name	CROSSCOUNTRY MORTGAGE INC
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	May 1, 2047

Tax Assessment & Valuation

Source: Hillsdale County assessment roll, as of August 4, 2025

Property Jurisdictions

Type	Name
State	Michigan
County	Hillsdale County
County Subdivision	Allen Township
Unified School District	Reading Community Schools (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$487.00 (-71.83%)	$79,800 (+12.71%)	$159,645 (+12.72%) Land $67,012 Building $92,633
2023		$70,800	$141,634 Land $52,353 Building $89,281
2021	$1,729.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective February 19, 2014 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	3 in force
Nearby Flood Claims	1 (2018)
Claims Outside the SFHA	1 of 1
Most Recent Claim	Feb 2018 · rainfall accumulation

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Not rated no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 44 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Spectrum Cable	1,000 / 1,000
Starlink Satellite	280 / 30

May also be available: Mercury Fiber.

Cell Coverage

4G LTE (outdoors only), no 5G reported

Nearby Properties on Cole Rd

Nearby Streets

Search Property Records by Address or Parcel Number

Search by:

By searching, you agree to: Terms • Privacy • Disclosures