825 SE Cove Rd, Stuart, FL 34997 Property Records

Martin County property record for 825 SE Cove Rd, Stuart, FL 34997

Property Summary

Property Type	Single Family Home
Details	3 bd · 2 ba · 1,676 sqft · built 1973
Lot Size	2.96 acres (128,938 sqft)
Owner	2 Trust Names on File
Last Sale	$133,000 (Nov 1988)
Tax Bill	$9,853 (2025)
Deeds & Mortgages	Jun 2026 Sale
Flood Zone	Zone X (minimal risk)
APN	`55-38-41-000-054-0005.0-4-0000`

Property Details

APN / Parcel Number

Primary APN	`55-38-41-000-054-0005.0-4-0000`
Alternative APNs	`55-38-41-000-054-00050-4` `44159`

Interior

Bedrooms	3 Beds
Full Baths	2 Baths
Total Rooms	3 Rooms
Stories	1 Story
Building Area	1,676 sqft Living Area
Gross Area	2,128 sqft
1st Floor Area	1,676 sqft
Utility Room	Utility Room
Interior Walls	Wallboard/Drywall
Elevator	Elevator

Exterior

Year Built	Built 1973
Effective Year Built	Effective 1973
Exterior Material	Brick
Construction Type	Frame
Foundation Type	Slab (Mat/Raft)
Roof Type	Gable/Hip
Roof Material	Composition Shingle
Lot Area	128,938 sqft
Garage Type	Attached
Garage Area	452 sqft
Parking Spaces	2 Parking Spaces

Exterior Amenities

Pool Type	In-Ground Pool
Pool Area	450 sqft
Porch	Open Concrete/Masonry Porch
Porch Area	404 sqft
Total Buildings	2 Buildings

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central

Location & Zoning

Account Number	44159
Street Address	825 SE COVE RD
City	STUART
State	FL
Zip	34997-7437
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	A1A
Legal Description	ST LUCIE INLET FARMS E 228 OF TRACT 5 BLK 54
Legal Range	41E
Legal Township	38S
Legal Section	55
Legal Subdivision	ST LUCIE INLET FARMS
Legal Tract	5
Legal Block	54
Legal Lot Number	5
Jurisdiction	MARTIN FL
Township / Civil Division	PORT SALERNO-HOBE SOUND
Census Block Group	1
Census Block	1012
Census Tract	1107

Owner

825 SE Cove Rd is held in a trust since November 1988.

Source: Martin County records, as of September 29, 2026

Owner of Record	2 Trust Names on File
Mailing Address	5228 SW ANHINGA AVE, PALM CITY, FL 34990-4043
Owner Type	Company
Vesting	Trust

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Nov 1, 1988 · Amount on File
Deed Sale	Nov 1, 1988 · Amount on File
Prior Sale	Sep 1, 1980 · Amount on File
Deed Book / Page	786 / 2452
Transfer Doc	1172002137
Record Updated	Oct 29, 2026

June 2026: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	MARTIN FL
Recording Date	Jun 16, 2026
Property Address	825 SE COVE RD, STUART, FL 34997-7437
Document Number	0003191294
Book / Page	3573 / 2007
Instrument Date	Jun 10, 2026
Instrument	20263191294
Transaction Type	Transfer
Record Updated	Aug 30, 2026
Title Company	NONE LISTED ON DOCUMENT

Transaction

Amount	Amount on Record
Tax	$70.70
Amount Accuracy	Full Amount Stated
Additional	Arm's Length Multiple Parcels

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Trust
Address	5228 SW ANHINGA AVE, PALM CITY, FL 34990-4043

Tax Assessment & Valuation

The 2025 property tax bill for 825 SE Cove Rd was $9,853, down 0.2% from the year before.

Source: Martin County assessment roll, as of September 29, 2026

Property Jurisdictions

Type	Name
State	Florida
County	Martin County
Unified School District	Martin County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$9,853.00 (-0.23%)	$482,990	$826,030 Land $592,000 Building $234,030
2024	$9,876.00 (+8.15%)
2023	$9,132.00 (+17.45%)	$399,166 (+1%)	$745,070 (+27.28%) Land $532,800 Building $212,270
2022	$7,775.00	$362,879	$585,380 Land $370,000 Building $215,380

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 825 SE Cove Rd in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective April 14, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on File median of 86 policies
Community Rating System	Class 5 (25% premium discount)
Nearby Flood Policies	86 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 825 SE Cove Rd is high, ranking above 71% of the US, with a 0.2% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	High above 71% of the US · above 53% of Florida
Wildfire Likelihood	0.2% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	SOUTH FORK HOMEOWNER UTIL CORP private · serves 200 people · EPA ID FL4430484
Water Source	Groundwater
Last State Inspection	Jun 2025
Lead	Under 1 ppb (2025) action level 15 ppb

Violations Reported to EPA

Listed by EPA as a serious violator for missed monitoring and reporting.

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	22 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 50 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	1,200 / 35
AT&T Fiber	1,000 / 1,000
Verizon Fixed Wireless	300 / 20