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1240 SE Cove Rd, Stuart, FL 34997 Property Records

Martin County property record for 1240 SE Cove Rd, Stuart, FL 34997

Property Summary

Property TypeSingle Family Home
Details3 bd · 2 ba · 1,739 sqft · built 2018
Lot Size2.51 acres (109,771 sqft)
Owner2 Individual Names on File
Last Sale$50,000 (Apr 2018)
Tax Bill$11,431 (2025)
Deeds & MortgagesJul 2022 Transfer
Apr 2018 Sale
Flood ZoneZone X (minimal risk)
APN34-38-41-001-000-0002.1-0-0000

Property Details

APN / Parcel Number

Primary APN34-38-41-001-000-0002.1-0-0000
Alternative APNs
  • 34-38-41-001-000-00021-0
  • 1117443

Interior

Bedrooms3 Beds
Full Baths2 Baths
Total Rooms6 Rooms
Stories1 Story
Building Area1,739 sqft Living Area
Gross Area2,179 sqft
1st Floor Area1,739 sqft
Interior WallsWallboard/Drywall
ElevatorElevator

Exterior

Year BuiltBuilt 2018
Effective Year BuiltEffective 2018
Exterior MaterialStucco
Construction TypeConcrete Block
Roof TypeGable/Hip
Roof MaterialComposition Shingle
Lot Area109,771 sqft
Garage TypeAttached
Garage Area440 sqft
Parking Spaces2 Parking Spaces
PorchOpen Concrete/Masonry Porch
Porch Area275 sqft

Utilities, Heating & Cooling

Cooling SystemCentral
Heating SystemCentral

Location & Zoning

Account Number1117443
Street Address1240 SE COVE RD
CitySTUART
StateFL
Zip34997-7511
Property CategoryResidential
Property TypeResidential > Single Family > Home
Legal DescriptionTHE SOUTH PORTION OF LOT 2 WA-CO FILED PLACE (PB 5 PG 62 PALM BCH NOW MARTIN)
Legal Range41E
Legal Township38S
Legal Section34
Legal SubdivisionWACO FIELD PLACE
Legal Block2
Legal Lot Number2
JurisdictionMARTIN FL
Township / Civil DivisionPORT SALERNO-HOBE SOUND
Census Block Group2
Census Block2030
Census Tract1108

Owner

1240 SE Cove Rd is owned by two individuals who acquired it in July 2022.

Source: Martin County records, as of September 29, 2026

Owner of Record2 Individual Names on File
Mailing Address5945 SE GENERAL LEE TER, STUART, FL 34997-2403
Owner TypeIndividual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

DateDocument
Jul 29, 2022Intrafamily Transfer, Transfer
ACCOMMODATION
Apr 23, 2018Warranty Deed, Transfer
ATTORNEY ONLY

Assessor's Deed Record

Deed Names2 Names on Deed
Last SaleApr 23, 2018 · Amount on File
Deed SaleApr 23, 2018 · Amount on File
Deed Document Number20182690480
Deed Book / Page2987 / 2671
Last Transfer DateJul 20, 2022
Transfer Doc0033271769
Record UpdatedOct 29, 2026

July 2022: Intrafamily Transfer, Transfer

Document TypeIntrafamily Transfer
JurisdictionMARTIN FL
Recording DateJul 29, 2022
Property Address1240 SE COVE RD, STUART, FL 34997-7511
Document Number0033271769
Book / Page3327 / 1769
Map ReferenceMB 5 PG 62
Instrument DateJul 20, 2022
Instrument2973173
Transaction TypeTransfer
Record UpdatedJun 7, 2023
Title CompanyACCOMMODATION

Transaction

Tax$0.00
Amount AccuracyNo Consideration Stated
Additional
  • Intrafamily Transfer

Transferred From (Grantor/Seller)

NameVerified Name
Address5945 SE GENERAL LEE TER, STUART, FL 34997-2403

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipFamily Trust
Address5945 SE GENERAL LEE TER, STUART, FL 34997-2403

April 2018: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionMARTIN FL
Recording DateApr 23, 2018
Property Address1240 SE COVE RD, STUART, FL 34997-7511
Document Number0029872671
Book / Page002987 / 002671
Instrument DateApr 17, 2018
Instrument2690480
Transaction TypeTransfer
Record UpdatedMay 23, 2018
Title CompanyATTORNEY ONLY

Transaction

AmountAmount on Record
Tax$350.00
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
Address5945 SE GENERAL LEE TER STUART FL 349972403, STUART, FL 34997-2403

Tax Assessment & Valuation

The 2025 property tax bill for 1240 SE Cove Rd was $11,431, up 1.9% from the year before.

Source: Martin County assessment roll, as of September 29, 2026

Property Jurisdictions

TypeName
StateFlorida
CountyMartin County
Unified School DistrictMartin County School District (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2025$11,431.00 (+1.94%)$597,820$895,990 Land $504,000 Building $391,990
2024$11,214.00 (+11.05%)
2023$10,098.00 (+12.47%)$494,067 (+1%)$736,190 (+16.33%) Land $453,600 Building $282,590
2022$8,978.00$449,152$632,850 Land $315,000 Building $317,850

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 1240 SE Cove Rd in Zone X, an area of minimal flood risk, though there have been 3 flood claims nearby since 1995.

Source: FEMA National Flood Hazard Layer, effective April 14, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it
Flood Insurance CostPremium on File
median of 247 policies
Community Rating SystemClass 5 (25% premium discount)
Nearby Flood Policies247 in force
Nearby Flood Claims3 (1995–2004)
Most Recent ClaimSep 2004 · Hurricane Frances

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 1240 SE Cove Rd is high, ranking above 72% of the US, with a 0.4% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskHigh
above 72% of the US · above 55% of Florida
Wildfire Likelihood0.4% annual chance
ExposureDirect
burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemMARTIN CO UTILITIES
serves 104,105 people · EPA ID FL4431891
Water SourceGroundwater
Last State InspectionMay 2025
Lead4 ppb (2023)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and Reporting17
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 50 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Xfinity
Cable		1,200 / 35
AT&T
Fiber		1,000 / 1,000
Verizon
Fixed Wireless		300 / 20

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