1390 SE Cove Rd, Stuart, FL 34997 Property Records

Martin County property record for 1390 SE Cove Rd, Stuart, FL 34997

Property Summary

Property TypeSingle Family Home
Details4 bd · 3 ba · 2,484 sqft · built 2019
Lot Size0.8 acres (34,848 sqft)
Owner2 Company Names on File
Last Sale$590,000 (Mar 2021)
Tax Bill$2,138 (2024)
Deeds & MortgagesMar 2021 Sale & Mortgage
May 2019 Sale & Mortgage
+ 3 more
Flood ZoneZone X (minimal risk)
APN34-38-41-001-000-0005.4-0-0000

Property Details

APN / Parcel Number

Primary APN34-38-41-001-000-0005.4-0-0000
Alternative APNs
  • 34-38-41-001-000-00054-0
  • 1115847

Interior

Bedrooms4 Beds
Full Baths3 Baths
Total Rooms6 Rooms
Stories1 Story
Building Area2,484 sqft Living Area
Gross Area2,946 sqft
1st Floor Area2,484 sqft
Interior WallsWallboard/Drywall
ElevatorElevator

Exterior

Year BuiltBuilt 2019
Effective Year BuiltEffective 2019
Exterior MaterialStucco
Construction TypeConcrete Block
Roof TypeGable/Hip
Roof MaterialMetal
Lot Area34,848 sqft (0.8 acres)
Garage TypeAttached
Garage Area462 sqft
Parking Spaces2 Parking Spaces
PorchOpen Porch
Porch Area617 sqft

Utilities, Heating & Cooling

Cooling SystemCentral
Heating SystemCentral

Location & Zoning

Street Address1390 SE COVE RD
CitySTUART
StateFL
Zip34997-7504
Property CategoryResidential
Property TypeResidential > Single Family > Home
Legal DescriptionA PORTION OF LOT 7 WA-CO FIELD PLACE (PB 5 PG 62 PALM BCH NOW MARTIN) COMMENCE AT THE INTERSECTION OF THE SOUTHERLY ROW LINE OF COVE RD AND THE WESTERLY LINE OF LOT 5 NE 407.24 FT TO THE WESTERLY LINE OF LOT 7 FOR THE POB; CONT NE 84.74 FT SE 30.26 T
Legal Range41E
Legal Township38S
Legal Section34
Legal SubdivisionWACO FIELD PLACE
Legal Block2
Legal Lot Number7
JurisdictionMARTIN FL
Township / Civil DivisionPORT SALERNO-HOBE SOUND
Census Block Group2
Census Block2003
Census Tract1108

Owner

Source: Martin County assessment roll, APN 34-38-41-001-000-0005.4-0-0000, as of August 27, 2025 · Last verified April 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record2 Company Names on File
Mailing Address1390 SE COVE RD, STUART, FL 34997-7504
OccupancyOwner Occupied
Owner TypeCompany
VestingTrust, Family Trust

Deeds, Mortgages & Sale History

DateDocument
Mar 11, 2021Warranty Deed, Transfer · Conventional Mortgage
GROUP ONE MORTGAGE INC
May 02, 2019Warranty Deed, Subdivision Related Transfer · Conventional Mortgage
SWBC MORTGAGE CORP
Feb 10, 2019Loan Modification, Mortgage · Line of Credit
TUCKER FAMILY HOLDINGS LLC
Jun 20, 2017Warranty Deed, Transfer · Construction Mortgage
KJB PROPERTIES LLC
Jun 20, 2017Warranty Deed, Construction Loan · Construction Mortgage
TUCKER FAMILY HOLDINGS LLC

Assessor's Deed Record

Deed Names2 Verified Names on Deed
Last SaleMar 11, 2021 · Amount on Record
Deed SaleMar 11, 2021 · Amount on Record
Prior SaleJun 04, 2019 · Amount on Record
Deed Document Number20212873953
Deed Book / Page3205 / 1506
Last Transfer DateApr 14, 2025
Transfer Doc0035170250
Record UpdatedJun 08, 2026

March 2021: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionMARTIN FL
Recording DateMar 11, 2021
Property Address1390 SE COVE RD, STUART, FL 34997-7504
Document Number0032051506
Book / Page3205 / 1506
Map ReferenceMB 5 PG 62
Instrument DateMar 10, 2021
Instrument2873953
Transaction TypeTransfer
Record UpdatedFeb 22, 2022
Title CompanyLIBERTY TITLE COMPANY/AMERICA INC, LIBERTY TTL CO OF AMERICA IN

Transaction

AmountAmount Recorded
DownpaymentDownpayment on File
Loan-to-Value (LTV)LTV on Record
Tax$4,130.00
Amount AccuracyRounded by County
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name
AddressPO BOX 1187, HOBE SOUND, FL 33475-1187

Transferred To (Grantee/Buyer)

NameVerified Name
Address1390 SE COVE RD, STUART, FL 34997-7504

Mortgage

Document Number0032051508
DateMar 11, 2021
Instrument3205/1508
Lender
NameGROUP ONE MORTGAGE INC
TypeMortgage Company
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term361 Months
DueApr 01, 2051

May 2019: Warranty Deed, Subdivision Related Transfer

Document TypeWarranty Deed
JurisdictionMARTIN FL
Recording DateMay 02, 2019
Property Address1390 SE COVE RD, STUART, FL 34997-7504
Document Number0030561199
Book / Page3056 / 1199
Map ReferenceMB 5 PG 62
Instrument DateApr 26, 2019
Instrument2752428
Transaction TypeSubdivision Related Transfer
Record UpdatedMay 02, 2022
Title CompanySOUTH FLORIDA TITLE SVCS INC

Transaction

AmountAmount Recorded
DownpaymentDownpayment on File
Loan-to-Value (LTV)LTV on Record
Tax$3,493.00
Amount AccuracyRounded by County
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name
AddressPO BOX 1067, PALM CITY, FL 34991-1067

Transferred To (Grantee/Buyer)

NameVerified Name
AddressPO BOX 1187, HOBE SOUND, FL 33475-1187

Mortgage

Document Number0030561203
DateMay 02, 2019
Instrument3056/1203
Lender
NameSWBC MORTGAGE CORP
TypeMortgage Company
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term240 Months
DueMay 01, 2039

February 2019: Loan Modification, Mortgage

Document TypeLoan Modification
JurisdictionMARTIN FL
Property Address1390 SE COVE RD, STUART, FL 34997-7504
Document Number0030430328
Instrument DateFeb 10, 2019
Transaction TypeMortgage
Record UpdatedMar 22, 2019

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipCompany
Address1390 SE COVE RD STUART FL 34997, STUART, FL 34997

Mortgage

Document Number0030430328
DateFeb 25, 2019
Book Page003043/000328
Instrument2740570
Lender
NameTUCKER FAMILY HOLDINGS LLC
Agreement
TypeLine of Credit
AmountAmount Recorded
Interest
Rate TypeAdjustable Rate

June 2017: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionMARTIN FL
Recording DateJun 20, 2017
Property Address1390 SE COVE RD, STUART, FL 34997-7504
Document Number0029321695
Book / Page002932 / 001695
Instrument DateJun 16, 2017
Instrument2641549
Transaction TypeTransfer
Record UpdatedJul 25, 2017
Title CompanySOUTH FLORIDA TITLE, SOUTH FLORIDA TITLE SERVICES INC

Transaction

AmountAmount Recorded
Tax$525.00
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipCompany
AddressPO BOX 1067 PALM CITY FL 349911067, PALM CITY, FL 34991-1067
InvestorPossibly a Property Investor

Mortgage

Document Number29321697
DateJun 20, 2017
Book Page002932/001697
Instrument2641550
Lender
NameKJB PROPERTIES LLC
Agreement
TypeConstruction Mortgage
AmountAmount Recorded

June 2017: Warranty Deed, Construction Loan

Document TypeWarranty Deed
JurisdictionMARTIN FL
Recording DateJun 20, 2017
Property Address1390 SE COVE RD, STUART, FL 34997-7504
Document Number0029321678
Book / Page002932 / 001678
Instrument DateJun 16, 2017
Instrument2641545
Transaction TypeConstruction Loan
Record UpdatedJul 25, 2017
Title CompanySOUTH FLORIDA TITLE, SOUTH FLORIDA TITLE SERVICES INC

Transaction

AmountAmount Recorded
Tax$525.00
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipCompany
AddressPO BOX 1067 PALM CITY FL 349911067, PALM CITY, FL 34991-1067
InvestorPossibly a Property Investor

Mortgage

Document Number29321680
DateJun 20, 2017
Book Page002932/001680
Instrument2641546
Lender
NameTUCKER FAMILY HOLDINGS LLC
Agreement
TypeConstruction Mortgage
AmountAmount Recorded

Tax Assessment & Valuation

Source: Martin County assessment roll as of August 27, 2025 · Last verified April 2026

Property Jurisdictions

TypeName
StateFlorida
CountyMartin County
Unified School DistrictMartin County School District (PK - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

YearTax BillAssessed ValueAssessed Market Value
2025$598,879 (+5.99%)$718,900 (+27.23%) Land $120,000 Building $598,900
2024$2,138.00 (+2.54%)
2023$2,085.00 (-8.75%) Additional exemption filed$565,050 (-10.43%) Land $120,000 Building $445,050$565,050 (-10.43%) Land $120,000 Building $445,050
2022$2,285.00 Homeowner's exemption Disabled Person's exemption Veteran's exemption$630,850 Land $187,500 Building $443,350$630,850 Land $187,500 Building $443,350

Flood & Wildfire

Source: FEMA National Flood Hazard Layer, Martin County (12085C), as of April 14, 2026 · FEMA OpenFEMA NFIP redacted claims and policies, census block group 120850011082, as of September 2026 · USDA Forest Service Wildfire Risk to Communities, 2nd edition, as of 2020 · Last verified October 2026

Flood

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it
Flood Insurance CostPremium on Record
median of 247 policies
Community Rating SystemClass 5 (25% premium discount)
Nearby Flood Policies247 in force
Nearby Flood Claims3 (1995–2004)
Most Recent ClaimSep 2004 · Hurricane Frances

Wildfire

Wildfire RiskHigh
above 83% of the US · above 74% of Florida
Wildfire Likelihood0.7% annual chance
ExposureDirect
burnable vegetation at the parcel

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Internet Providers

Source: FCC Broadband Data Collection, 80 locations within half a mile, as of December 31, 2025 · Last verified October 2026

ProviderMax Down / Up (Mbps)
AT&T
Fiber
5,000 / 5,000
Xfinity
Cable
1,200 / 35
Verizon
Fixed Wireless
300 / 20

Drinking Water

Source: EPA Safe Drinking Water Information System, water system FL4431891, as of 2026 Q3 · EPA water system boundaries as of March 2026 · Last verified October 2026

Water SystemMARTIN CO UTILITIES
serves 104,105 people
Water SourceGroundwater
Last State InspectionMay 2025
Lead4 ppb (2023)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and Reporting17
last 3 years

Results are for the whole water system as reported to EPA, not water tested at this address; lead at the tap also depends on the building's own pipes. The full violation and enforcement history is in the system's EPA record.

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