St. Charles County property record for 825 Rambling Pine Dr, Saint Charles, MO 63303
| Property Type | Single Family Home |
|---|---|
| Details | 3 bd · 2 ba · 2,215 sqft · built 1998 |
| Lot Size | 0.22 acres (9,583 sqft) |
| Owner | 2 Individual Names on Record |
| Last Sale | $292,000 (Aug 2019) |
| Tax Bill | $4,701 (2025) |
| Deeds & Mortgages | Aug 2019 Mortgage May 2018 Mortgage |
| Flood Zone | Zone X (minimal risk) |
| APN | T990800048 |
| Primary APN | T990800048 |
|---|---|
| Alternative APN |
|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 2 Baths |
| Total Rooms | 7 Rooms |
| Stories | 1 Story |
| Building Area | 2,215 sqft Living Area |
| Gross Area | 4,810 sqft |
| 1st Floor Area | 2,215 sqft |
| Basement Area | 2,215 sqft |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 1998 |
|---|---|
| Effective Year Built | Effective 1998 |
| Architectural Style | Ranch |
| Exterior Material | Brick/Stone |
| Lot Area | 9,583 sqft (0.22 acres) |
| Garage Type | Attached |
| Garage Area | 380 sqft |
| Parking Spaces | 2 Parking Spaces |
| Porch | Open Porch |
| Porch Area | 90 sqft |
| Patio Area | 300 sqft |
| Heating Fuel | Gas |
|---|---|
| Sewer | Connected |
| Account Number | T990800048 |
|---|---|
| Street Address | 825 RAMBLING PINE DR |
| City | SAINT CHARLES |
| State | MO |
| Zip | 63303-6698 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | SOMERSET HILLS #4 LOT 127 |
| Legal Subdivision | SOMERSET HILLS #4 |
| Legal Lot Number | 127 |
| Jurisdiction | ST CHARLES MO |
| Township / Civil Division | HARVESTER |
| Census Block Group | 4 |
| Census Block | 4005 |
| Census Tract | 311148 |
Source: St. Charles County records, as of August 7, 2026
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Owner of Record | 2 Individual Names on Record |
|---|---|
| Mailing Address | 825 RAMBLING PINE DR, SAINT CHARLES, MO 63303-6698 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Date | Document |
|---|---|
| Aug 1, 2019 | Warranty Deed, Transfer · Conventional Mortgage PNC BANK NA |
| May 21, 2018 | Deed of Trust, Transfer STIFEL BK&TR |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Aug 1, 2019 · Amount on Record |
| Deed Sale | Aug 1, 2019 · Amount on Record |
| Prior Sale | May 24, 2018 · Amount on Record |
| Deed Document Number | 2019400060 |
| Deed Book / Page | 7116 / 336 |
| Prior Transfer Date | May 21, 2018 |
| Prior Transfer Doc | 0069231623 |
| Record Updated | Oct 29, 2026 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | ST CHARLES MO |
| Recording Date | Aug 1, 2019 |
| Property Address | 825 RAMBLING PINE DR, SAINT CHARLES, MO 63303-6698 |
| Document Number | 0071160336 |
| Book / Page | 7116 / 0336 |
| Map Reference | MB 35 PG 109 |
| Instrument Date | Jul 30, 2019 |
| Instrument | 20190801000400060 |
| Transaction Type | Transfer |
| Record Updated | Aug 9, 2021 |
| Title Company | SELECT TITLE GROUP |
| Tax | $0.00 |
|---|---|
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 825 RAMBLING PINE DR, 825, SAINT CHARLES, MO 63303-6698 |
| Name | Verified Name |
|---|---|
| Address | 825 RAMBLING PINE DR, SAINT CHARLES, MO 63303-6698 |
| Document Number | 20190801000400070 |
|---|---|
| Date | Aug 1, 2019 |
| Instrument | 20190801000400070 |
| Name | PNC BANK NA |
|---|---|
| Type | Bank |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Aug 1, 2049 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | ST CHARLES MO |
| Property Address | 825 RAMBLING PINE DR, SAINT CHARLES, MO 63303-6698 |
| Document Number | 0069231623 |
| Instrument Date | May 21, 2018 |
| Transaction Type | Transfer |
| Record Updated | Jun 14, 2018 |
| Title Company | OTHER |
| Additional |
|
|---|
| Name | Verified Name |
|---|---|
| Relationship | Husband and Wife |
| Address | 825 RAMBLING PINE DR ST CHARLES MO 633036698, ST CHARLES, MO 63303-6698 |
| Document Number | 0069231623 |
|---|---|
| Date | May 24, 2018 |
| Book Page | 006923/001623 |
| Instrument | 286670 |
| Name | STIFEL BK&TR |
|---|---|
| Type | Bank |
| Address | ST LOUIS, MO 63141 |
| Amount | Amount Recorded |
|---|---|
| Term | 360 Months |
| Due | May 23, 2048 |
| Rate Type | Adjustable Rate |
|---|---|
| Rate | 4.5% |
Source: St. Charles County assessment roll, as of August 7, 2026
| Type | Name |
|---|---|
| State | Missouri |
| County | St. Charles County |
| Unified School District | Francis Howell R-III School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $78,384 (-) | $412,548 (-) Land $80,000 Building $332,548 | |
| 2025 | $4,701.00 (+5.57%) | $78,384 (+8.79%) | $412,548 (+8.79%) Land $80,000 Building $332,548 |
| 2024 | $4,453.00 | ||
| 2023 | $72,050 | ||
| 2022 | $379,209 Land $60,000 Building $319,209 |
Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.
Source: FEMA National Flood Hazard Layer, effective August 25, 2024
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
Values are read at the parcel center point; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 95% of the US · lower than 93% of Missouri |
|---|---|
| Wildfire Likelihood | 0.02% annual chance |
| Exposure | Direct burnable vegetation |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | MO AMERICAN ST LOUIS ST CHARLES COUNTIES private · serves 1,111,000 people · EPA ID MO6010716 |
|---|---|
| Water Source | Surface water |
| Last State Inspection | Feb 2024 |
| Lead | Under 1 ppb (2023–2025) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 243 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| AT&T Fiber · DSL | 5,000 / 5,000 |
| Spectrum Cable | 1,000 / 1,000 |
| T-Mobile Fixed Wireless | 100 / 20 |
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