845 Rambling Pine Dr, Saint Charles, MO 63303 Property Records

St. Charles County property record for 845 Rambling Pine Dr, Saint Charles, MO 63303

Property Summary

Property TypeSingle Family Home
Details3 bd · 2 ba · 1,880 sqft · built 1998
Lot Size0.25 acres (10,890 sqft)
OwnerCompany Name on Record
Last Sale$290,000 (May 2021)
Tax Bill$4,441 (2025)
Deeds & MortgagesMay 2021 Mortgage
Flood ZoneZone X (minimal risk)
APNA983000717

Property Details

APN / Parcel Number

Primary APNA983000717
Alternative APN
  • 3-0133-7795-00-0153.0000000

Interior

Bedrooms3 Beds
Full Baths2 Baths
Total Rooms6 Rooms
Stories1 Story
Building Area1,880 sqft Living Area
Gross Area4,234 sqft
1st Floor Area1,880 sqft
Basement Area1,880 sqft
Fireplaces1 Fireplace
FireplaceFireplace

Exterior

Year BuiltBuilt 1998
Effective Year BuiltEffective 1998
Architectural StyleRanch
Exterior MaterialBrick/Stone
Lot Area10,890 sqft (0.25 acres)
Garage TypeAttached
Garage Area474 sqft
Parking Spaces2 Parking Spaces

Exterior Amenities

PorchOpen Porch
Porch Area68 sqft
Deck AreaDeck Area
Patio Area248 sqft

Utilities, Heating & Cooling

Heating FuelGas
SewerConnected

Location & Zoning

Account NumberA983000717
Street Address845 RAMBLING PINE DR
CitySAINT CHARLES
StateMO
Zip63303-7300
Property CategoryResidential
Property TypeResidential > Single Family > Home
Local Zoning CodeAF0
Legal DescriptionSOMERSET HILLS #3 LOT 153
Legal SubdivisionSOMERSET HILLS #3
Legal Lot Number153
JurisdictionST CHARLES MO
Township / Civil DivisionHARVESTER
Census Block Group4
Census Block4004
Census Tract311148

Owner

Source: St. Charles County records, as of August 7, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of RecordCompany Name on Record
Mailing Address845 RAMBLING PINE DR, SAINT CHARLES, MO 63303-7300
OccupancyOwner Occupied
Owner TypeCompany
VestingTrust, Revocable Trust

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed NamesName on Deed
Last SaleMay 11, 2021 · Amount on Record
Deed SaleMay 11, 2021 · Amount on Record
Prior SaleAug 25, 1998 · Amount on Record
Deed Document Number202141049
Last Transfer DateAug 19, 2024
Transfer Doc0000033406
Record UpdatedSep 20, 2026

May 2021: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionST CHARLES MO
Recording DateMay 11, 2021
Property Address845 RAMBLING PINE DR, SAINT CHARLES, MO 63303-7300
Document Number0000041049
Map ReferenceMB 34 PG 195
Instrument DateMay 6, 2021
Instrument2021R-041049
Transaction TypeTransfer
Record UpdatedAug 16, 2022
Title CompanySYNERGY TITLE

Transaction

Tax$0.00
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name
Address4072 BRISTOL BAY DR, 4072, SAINT CHARLES, MO 63304-6964

Transferred To (Grantee/Buyer)

NameVerified Name
Address845 RAMBLING PINE DR, SAINT CHARLES, MO 63303-7300

Mortgage

Document Number0000041050
DateMay 11, 2021
Instrument2021R-041050
Lender
NameBELL BANK
TypeBank
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term361 Months
DueJun 1, 2051

Tax Assessment & Valuation

Source: St. Charles County assessment roll, as of August 7, 2026

Property Jurisdictions

TypeName
StateMissouri
CountySt. Charles County
Unified School DistrictFrancis Howell R-III School District (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2026$74,030 (-)$389,631 (-) Land $80,000 Building $309,631
2025$4,441.00$74,030 (+9.13%)$389,631 (+9.13%) Land $80,000 Building $309,631
2023$67,834
2022$357,021 Land $60,000 Building $297,021

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective August 25, 2024

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskLow
lower than 99.1% of the US · lower than 98.2% of Missouri
Wildfire LikelihoodUnder 0.01% annual chance
ExposureNone
beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemMO AMERICAN ST LOUIS ST CHARLES COUNTIES
private · serves 1,111,000 people · EPA ID MO6010716
Water SourceSurface water
Last State InspectionFeb 2024
LeadUnder 1 ppb (2023–2025)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and ReportingNone
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 243 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
AT&T
Fiber · DSL
5,000 / 5,000
Spectrum
Cable
1,000 / 1,000
T-Mobile
Fixed Wireless
100 / 20

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