820 Rambling Pine Dr, Saint Charles, MO 63303 Property Records

St. Charles County property record for 820 Rambling Pine Dr, Saint Charles, MO 63303

Property Summary

Property Type	Single Family Home
Details	4 bd · 2.5 ba · 2,292 sqft · built 1999
Lot Size	0.67 acres (29,185 sqft)
Owner	2 Individual Names on File
Last Sale	$230,000 (Dec 2001)
Tax Bill	$4,686 (2025)
Deeds & Mortgages	Jan 2019 Line of Credit
Flood Zone	Zone X (minimal risk)
APN	`T990800026`

Property Details

APN / Parcel Number

Primary APN	`T990800026`
Alternative APN	`3-0133-8009-00-0105.0000000`

Interior

Bedrooms	4 Beds
Full Baths	2.5 Baths
Half Baths	1 Half Bath
Total Rooms	8 Rooms
Stories	2 Stories
Building Area	2,292 sqft Living Area
Gross Area	3,980 sqft
1st Floor Area	1,298 sqft
Basement Area	1,204 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1999
Effective Year Built	Effective 1999
Architectural Style	Bi-Level
Exterior Material	Aluminum/Vinyl
Lot Area	29,185 sqft (0.67 acres)
Garage Type	Attached
Garage Area	484 sqft
Parking Spaces	2 Parking Spaces
Porch	Open Porch
Porch Area	230 sqft
Patio Area	400 sqft

Utilities, Heating & Cooling

Heating Fuel	Gas
Sewer	Connected

Location & Zoning

Account Number	T990800026
Street Address	820 RAMBLING PINE DR
City	SAINT CHARLES
State	MO
Zip	63303-6658
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	SOMERSET HILLS #4 LOT 105
Legal Subdivision	SOMERSET HILLS #4
Legal Lot Number	105
Jurisdiction	ST CHARLES MO
Township / Civil Division	HARVESTER
Census Block Group	4
Census Block	4004
Census Tract	311148

Owner

820 Rambling Pine Dr is owned and occupied by two individuals who bought it in December 2001.

Source: St. Charles County records, as of August 7, 2026

Owner of Record	2 Individual Names on File
Mailing Address	820 RAMBLING PINE DR, SAINT CHARLES, MO 63303-6658
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Dec 28, 2001 · Amount on File
Deed Sale	Dec 28, 2001 · Amount on File
Prior Sale	Oct 29, 1999 · Amount on File
Deed Document Number	2001116536
Deed Book / Page	2758 / 1544
Prior Transfer Date	Sep 19, 2001
Prior Transfer Doc	0000097073
Record Updated	Oct 29, 2026

January 2019: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	ST CHARLES MO
Property Address	820 RAMBLING PINE DR, SAINT CHARLES, MO 63303-6658
Transaction Type	Mortgage
Record Updated	Feb 5, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	820 RAMBLING PINE DR, SAINT CHARLES, MO 63303-6658

Mortgage

Document Number	0070240262
Date	Jan 10, 2019
Book Page	7024/0262
Instrument	20190110000014300

Lender

Name	UMB BANK NA
Type	Bank
Address	SAINT CHARLES, MO 63303

Agreement

Type	Line of Credit
Amount	Amount on Record

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

Tax Assessment & Valuation

The 2025 property tax bill for 820 Rambling Pine Dr was $4,686.

Source: St. Charles County assessment roll, as of August 7, 2026

Property Jurisdictions

Type	Name
State	Missouri
County	St. Charles County
Unified School District	Francis Howell R-III School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$78,134 (-)	$411,233 (-) Land $80,000 Building $331,233
2025	$4,686.00	$78,134	$411,233 Land $80,000 Building $331,233
2023		$71,623
2022			$376,962 Land $60,000 Building $316,962

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

FEMA maps place 820 Rambling Pine Dr in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective August 25, 2024

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Wildfire risk around 820 Rambling Pine Dr is low, with a 0.02% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 95% of the US · lower than 93% of Missouri
Wildfire Likelihood	0.02% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	MO AMERICAN ST LOUIS ST CHARLES COUNTIES private · serves 1,111,000 people · EPA ID MO6010716
Water Source	Surface water
Last State Inspection	Feb 2024
Lead	Under 1 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 243 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
AT&T Fiber · DSL	5,000 / 5,000
Spectrum Cable	1,000 / 1,000
T-Mobile Fixed Wireless	100 / 20