825 Pensive Ct, Napa, CA 94559 Property Records

Napa County property record for 825 Pensive Ct, Napa, CA 94559

Property Summary

Property Type	Single Family Home
Details	2 bd · 2.5 ba · 1,682 sqft · built 2005
Lot Size	0.065 acres (2,827 sqft)
Owner	Trust Name on File
Last Sale	$530,000 (Sep 2005)
Tax Bill	$9,335 (2026)
Deeds & Mortgages	May 2018 Line of Credit Aug 2017 Transfer
Flood Zone	Zone X (minimal risk)
APN	`043-510-012-000`

Property Details

APN / Parcel Number

Primary APN	`043-510-012-000`
Alternative APNs	`043-510-012` `04351012`

Interior

Bedrooms	2 Beds
Full Baths	2.5 Baths
Half Baths	1 Half Bath
Total Rooms	5 Rooms
Stories	3 Stories
Building Area	1,682 sqft Living Area
Gross Area	2,120 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 2005
Effective Year Built	Effective 2005
Construction Type	Wood
Lot Area	2,827 sqft (0.065 acres)
Garage Type	Attached
Garage Area	438 sqft
Parking Spaces	2 Parking Spaces

Utilities, Heating & Cooling

Cooling System	Central
Heating System	HVAC

Location & Zoning

Old Parcel Number	043-510-012
Street Address	825 PENSIVE CT
City	NAPA
State	CA
Zip	94559-2043
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	RM
Legal Subdivision	SHEVELAND RANCH
Legal Lot Number	76
Jurisdiction	NAPA CA
Township / Civil Division	NAPA
Census Block Group	3
Census Block	3015
Census Tract	200802

Owner

825 Pensive Ct is held in a trust since December 2016.

Source: Napa County records, as of October 21, 2026

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Owner of Record	Trust Name on File
Mailing Address	467 FLOOD AVE, SAN FRANCISCO, CA 94112-1334
Owner Type	Company
Vesting	Trust

Deeds, Mortgages & Sale History

Date	Document
May 26, 2018	Deed of Trust, Mortgage · Line of Credit BANK OF AMERICA
Aug 29, 2017	Quit Claim Deed, Transfer Quitclaim

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Sep 14, 2005 · Amount on File
Deed Sale	Sep 14, 2005 · Amount on File
Deed Document Number	200537422
Last Transfer Date	Dec 13, 2016
Transfer Doc	0000032586
Record Updated	Oct 29, 2026

May 2018: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	NAPA CA
Property Address	825 PENSIVE CT, NAPA, CA 94559-2043
Document Number	0000011379
Instrument Date	May 26, 2018
Transaction Type	Mortgage
Record Updated	Jun 14, 2018
Title Company	FIRST AMERICAN TITLE

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Personal Trust
Address	467 FLOOD AVE SAN FRANCISCO CA 941121334, SAN FRANCISCO, CA 94112-1334

Mortgage

Document Number	0000011379
Date	Jun 8, 2018
Instrument	11379

Lender

Name	BANK OF AMERICA
Type	Bank
Address	TAMPA, FL 33634

Agreement

Type	Line of Credit
Amount	Amount on Record

Interest

Rate Type	Adjustable Rate

August 2017: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	NAPA CA
Recording Date	Aug 29, 2017
Property Address	825 PENSIVE CT, NAPA, CA 94559-2043
Document Number	0000019518
Instrument Date	Jun 29, 2017
Instrument	19518
Transaction Type	Transfer
Record Updated	Sep 7, 2017

Transaction

Tax	$0.00
Additional	Quitclaim Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Personal Trust
Address	825 PENSIVE CT NAPA CA 945592043, NAPA, CA 94559-2043

Tax Assessment & Valuation

The 2026 property tax bill for 825 Pensive Ct was $9,335, up 2.1% from the year before.

Source: Napa County assessment roll, as of October 21, 2026

Property Jurisdictions

Type	Name
State	California
County	Napa County
Municipality	Napa City
Unified School District	Napa Valley Unified School District (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$9,335.00 (+2.12%)	$755,141 (+2%) Land $278,773 Building $476,368	$755,141 Land $278,773 Building $476,368
2025	$9,141.00	$740,335 Land $273,307 Building $467,028
2023	$8,292.00 (+11.53%)	$675,000 Land $250,000 Building $425,000
2022	$7,435.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 825 Pensive Ct in Zone X, an area of minimal flood risk, though there have been 4 flood claims nearby since 1983.

Source: FEMA National Flood Hazard Layer, effective June 25, 2024 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on File median of 18 policies
Community Rating System	Class 7 (15% premium discount)
Nearby Flood Policies	18 in force
Nearby Flood Claims	4 (1983–1995)
Claims Outside the SFHA	3 of 4
Most Recent Claim	Mar 1995 · Severe Winter Storms, Flooding Landslides, Mud Flow
Claims by Event	Severe Winter Storms, Flooding Landslides, Mud Flow, Mar 1995 · 2 claims Coastal Storms, Floods, Slides & Tornadoes, Mar 1983 · 2 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

The area around 825 Pensive Ct has no burnable land within ember reach, so its wildfire risk is not rated.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Not rated no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CITY OF NAPA serves 84,804 people · EPA ID CA2810003
Water Source	Surface water
Lead	Under 1 ppb (2022–2024) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 187 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	1,200 / 35
Verizon Fixed Wireless	300 / 20
T-Mobile Fixed Wireless	100 / 20
AT&T DSL · Fiber in parts of the area	100 / 20

May also be available: Valley Internet.

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