800 Pensive Ct, Napa, CA 94559 Property Records

Napa County property record for 800 Pensive Ct, Napa, CA 94559

Property Summary

Property Type	Single Family Home
Details	3 bd · 2.5 ba · 2,039 sqft · built 2005
Lot Size	0.094 acres (4,110 sqft)
Owner	2 Trust Names on File
Last Sale	$621,500 (Aug 2019)
Tax Bill	$8,559 (2026)
Deeds & Mortgages	Oct 2021 Line of Credit Feb 2021 Mortgage + 3 more
Flood Zone	Zone X (minimal risk)
APN	`043-510-014-000`

Property Details

APN / Parcel Number

Primary APN	`043-510-014-000`
Alternative APNs	`043-510-014` `04351014`

Interior

Bedrooms	3 Beds
Full Baths	2.5 Baths
Half Baths	1 Half Bath
Total Rooms	7 Rooms
Stories	2 Stories
Building Area	2,039 sqft Living Area
Gross Area	2,483 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 2005
Effective Year Built	Effective 2005
Construction Type	Wood
Lot Area	4,110 sqft (0.094 acres)
Garage Type	Attached
Garage Area	444 sqft
Parking Spaces	2 Parking Spaces

Utilities, Heating & Cooling

Cooling System	Central
Heating System	HVAC

Location & Zoning

Old Parcel Number	043-510-014
Street Address	800 PENSIVE CT
City	NAPA
State	CA
Zip	94559-2043
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	RM
Legal Subdivision	SHEVELAND RANCH
Legal Lot Number	74
Jurisdiction	NAPA CA
Township / Civil Division	NAPA
Census Block Group	3
Census Block	3015
Census Tract	200802

Owner

800 Pensive Ct is owner-occupied and held in a trust since August 2019.

Source: Napa County records, as of October 21, 2026

Owner of Record	2 Trust Names on File
Mailing Address	800 PENSIVE CT, NAPA, CA 94559-2043
Occupancy	Owner Occupied
Owner Type	Company
Vesting	Trust, Family Trust

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Oct 26, 2021	Deed of Trust, Mortgage · Line of Credit TRAVIS CU
Feb 24, 2021	Deed of Trust, Mortgage · Conventional Mortgage HOME POINT FINANCIAL CORPORATION
Jul 31, 2020	Deed of Trust, Mortgage · Conventional Mortgage FINANCE OF AMERICA MORTGAGE LLC
Aug 9, 2019	Grant Deed, Transfer · Conventional Mortgage FLAGSTAR BANK FSB
Jan 2, 2019	Quit Claim Deed, Transfer · Line of Credit REDWOOD CU

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Aug 9, 2019 · Amount on File
Deed Sale	Aug 9, 2019 · Amount on File
Prior Sale	Sep 14, 2005 · Amount on File
Deed Document Number	201915444
Prior Transfer Date	Dec 20, 2018
Prior Transfer Doc	0000000056
Record Updated	Oct 29, 2026

October 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	NAPA CA
Property Address	800 PENSIVE CT, NAPA, CA 94559-2043
Transaction Type	Mortgage
Record Updated	Nov 4, 2021
Title Company	ACCOMODATION, ACCOMMODATION

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	2010 CESSNA DR, VACAVILLE, CA 95688-8712

Mortgage

Document Number	0000033369
Date	Oct 26, 2021
Instrument	2021-0033369

Lender

Name	TRAVIS CU
Type	Credit Union
Address	VACAVILLE, CA 95687

Agreement

Type	Line of Credit
Amount	Amount on Record
Term	301 Months
Due	Nov 2, 2046

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

February 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	NAPA CA
Property Address	800 PENSIVE CT, NAPA, CA 94559-2043
Transaction Type	Mortgage
Record Updated	Mar 3, 2021
Title Company	CHICAGO TITLE COMPANY

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	800 PENSIVE CT, NAPA, CA 94559-2043

Mortgage

Document Number	0000007624
Date	Feb 24, 2021
Instrument	2021-0007624

Lender

Name	HOME POINT FINANCIAL CORPORATION
Type	Mortgage Company
Address	PARSIPPANY, NJ 07054

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	181 Months
Due	Mar 1, 2036

July 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	NAPA CA
Property Address	800 PENSIVE CT, NAPA, CA 94559-2043
Transaction Type	Mortgage
Record Updated	Feb 5, 2021
Title Company	FIDELITY NATIONAL TITLE CO

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000018515
Date	Jul 31, 2020
Instrument	2020-0018515

Lender

Name	FINANCE OF AMERICA MORTGAGE LLC
Type	Mortgage Company
Address	HORSHAM, PA 19044

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	181 Months
Due	Aug 1, 2035

August 2019: Grant Deed, Transfer

Document Type	Grant Deed
Jurisdiction	NAPA CA
Recording Date	Aug 9, 2019
Property Address	800 PENSIVE CT, NAPA, CA 94559-2043
Document Number	0000015444
Map Reference	MB 24 PG 60-80
Instrument Date	Aug 7, 2019
Instrument	2019-0015444
Transaction Type	Transfer
Record Updated	Aug 12, 2021
Title Company	PLACER TITLE COMPANY

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Community Property with Right of Survivorship
Address	800 PENSIVE CT, NAPA, CA 94559-2043

Mortgage

Document Number	0000015445
Date	Aug 9, 2019
Instrument	2019-0015445

Lender

Name	FLAGSTAR BANK FSB
Type	Bank

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	181 Months
Due	Sep 1, 2034

January 2019: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	NAPA CA
Recording Date	Jan 2, 2019
Property Address	800 PENSIVE CT, NAPA, CA 94559-2043
Document Number	0000000056
Instrument Date	Dec 20, 2018
Instrument	56
Transaction Type	Transfer
Record Updated	Jan 15, 2019
Title Company	FIDELITY NATIONAL TITLE, FIDELITY NATIONAL TITLE CO

Transaction

Tax	$0.00
Additional	Quitclaim Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	800 PENSIVE CT NAPA CA 945592043, NAPA, CA 94559-2043

Mortgage

Document Number	57
Date	Jan 2, 2019
Instrument	57

Lender

Name	REDWOOD CU
Type	Credit Union
Address	SANTA ROSA, CA 95403

Agreement

Type	Line of Credit
Amount	Amount on Record
Term	300 Months
Due	Jan 1, 2044

Interest

Rate Type	Adjustable Rate

Tax Assessment & Valuation

The 2026 property tax bill for 800 Pensive Ct was $8,559 with a homeowner's exemption, up 2.1% from the year before.

Source: Napa County assessment roll, as of October 21, 2026

Property Jurisdictions

Type	Name
State	California
County	Napa County
Municipality	Napa City
Unified School District	Napa Valley Unified School District (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$8,559.00 (+2.15%) Homeowner's exemption	$693,289 (+2%) Land $267,721 Building $425,568	$693,289 Land $267,721 Building $425,568
2025	$8,379.00 Homeowner's exemption	$679,696 Land $262,472 Building $417,224
2023	$7,973.00 (+1.37%) Homeowner's exemption	$653,305 Land $252,281 Building $401,024
2022	$7,865.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 800 Pensive Ct in Zone X, an area of minimal flood risk, though there have been 4 flood claims nearby since 1983.

Source: FEMA National Flood Hazard Layer, effective June 25, 2024 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on File median of 18 policies
Community Rating System	Class 7 (15% premium discount)
Nearby Flood Policies	18 in force
Nearby Flood Claims	4 (1983–1995)
Claims Outside the SFHA	3 of 4
Most Recent Claim	Mar 1995 · Severe Winter Storms, Flooding Landslides, Mud Flow
Claims by Event	Severe Winter Storms, Flooding Landslides, Mud Flow, Mar 1995 · 2 claims Coastal Storms, Floods, Slides & Tornadoes, Mar 1983 · 2 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

The area around 800 Pensive Ct has no burnable land within ember reach, so its wildfire risk is not rated.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Not rated no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CITY OF NAPA serves 84,804 people · EPA ID CA2810003
Water Source	Surface water
Lead	Under 1 ppb (2022–2024) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 187 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	1,200 / 35
Verizon Fixed Wireless	300 / 20
T-Mobile Fixed Wireless	100 / 20
AT&T DSL · Fiber in parts of the area	100 / 20

May also be available: Valley Internet.

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